Eco Credit Union
Verified rate book
Current Eco Credit Union rates
25 published offers verified as of August 4, 2026.
Mortgage rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 5 Year (60 months)other | 5.500% APR | 5.500% | — | Standard |
| 30 Year Rate (90% Financing)other | 5.750% APR | 5.750% | — | Standard |
| 10 Year (120 months)other | 6.000% APR | 6.000% | — | Standard |
| 30 Year Rate (95% Financing)other | 6.500% APR | 6.500% | — | Standard |
| 15 Year (180 months)other | 6.500% APR | 6.500% | — | Standard |
Auto & vehicle rates
18 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loanauto | 4.500% APR | 4.500% | — | Standard |
| New Auto (Current or up to 2 yrs. old) (36 Months)auto_new_36mo | 4.500% APR | 4.500% | 36 mo · new | Standard |
| New Auto (Current or up to 2 yrs. old) (48 Months)auto_new_48mo | 4.600% APR | 4.600% | 48 mo · new | Standard |
| Used Auto (3 model years to 5 model years old) (36 Months)auto_used_36mo | 4.700% APR | 4.700% | 36 mo · used | Standard |
| New Auto (Current or up to 2 yrs. old) (60 Months)auto_new_60mo | 4.800% APR | 4.800% | 60 mo · new | Standard |
| Used Auto (3 model years to 5 model years old) (48 Months)auto_used_48mo | 4.800% APR | 4.800% | 48 mo · used | Standard |
| Used Auto (3 model years to 5 model years old) (60 Months)auto_used_60mo | 5.000% APR | 5.000% | 60 mo · used | Standard |
| New Auto (Current or up to 2 yrs. old) (72 Months)auto_new_72mo | 5.400% APR | 5.400% | 72 mo · new | Standard |
| Used Auto (3 model years to 5 model years old) (72 Months)auto_used_72mo | 5.700% APR | 5.700% | 72 mo · used | Standard |
| Used Auto (6 model years or older) (36 Months)auto_used_36mo | 6.000% APR | 6.000% | 36 mo · used | Standard |
| New Auto (Current or up to 2 yrs. old) (84 Months)auto_new_84mo | 6.300% APR | 6.300% | 84 mo · new | Standard |
| New Boats & Personal Watercrafts 4boat_new_72mo | 6.500% APR | 6.500% | 72 mo · new | Standard |
| New Motorcycle 5motorcycle_new_72mo | 6.500% APR | 6.500% | 72 mo · new | Standard |
| Motorcycle Loanmotorcycle | 6.500% APR | 6.500% | — | Standard |
| Used Auto (6 model years or older) (48 Months)auto_used_48mo | 6.500% APR | 6.500% | 48 mo · used | Standard |
| Used Auto (3 model years to 5 model years old) (84 Months)auto_used_84mo | 6.550% APR | 6.550% | 84 mo · used | Standard |
| 60-Month Used Motorcycle Loanmotorcycle_used_60mo | 7.500% APR | 7.500% | 60 mo · used | Standard |
| Used Boats & Personal Watercraftsboat_used_60mo | 7.500% APR | 7.500% | 60 mo · used | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Cardcredit_card | 7.490% APR | 7.490% | — | Standard |
Savings & CD rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Money Marketmoney_market | 2.02% APY | 2.02% | — | Standard |
As of August 4, 2026, Eco Credit Union offers mortgage rates from 5.5% APR. Vehicle loans available from 4.5% APR. Credit card rates from 7.49% APR. Savings and certificate yields up to 2.02% APY.
Source: RateAPI.dev, verified from Eco Credit Union's official website
Loading branch locator…
About Eco Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 14.9K
- Assets
- $194.4M
- Founded
- 1979
- Locations reported
- 7
- NCUA charter
- 65464
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial education
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Eco Credit Union
Membership eligibility from Eco Credit Union's own published criteria. How we verify this.
Community charter: live/work in Jefferson, Shelby, Walker +2 more
- LocationJefferson, Shelby, Walker, Blount, Cullman
Verified from Eco Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Eco Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Eco Credit Union ranks against Alabama peers.
Frequently Asked Questions
What rates does Eco Credit Union offer?
Eco Credit Union currently offers mortgage, vehicle loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Eco Credit Union rates updated?
RateAPI verifies Eco Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Eco Credit Union's rate data?
Rate data is collected directly from Eco Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Eco Credit Union's mortgage rate?
As of August 4, 2026, Eco Credit Union offers mortgage rates from 5.5% APR.
What are Eco Credit Union's auto, boat & motorcycle loan rates?
As of August 4, 2026, Eco Credit Union offers vehicle loans from 4.5% APR.
What is Eco Credit Union's best CD rate?
As of August 4, 2026, Eco Credit Union offers savings and certificate (CD) yields up to 2.02% APY.
Related Rate Data
Compare Eco Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Eco Credit Union rates
Get a free API key to query these rates programmatically, or get the daily email when Alabama credit union rates move.
Use it via API
Access this data programmatically with our REST API
# Get rates for Eco Credit Union
curl "https://api.rateapi.dev/credit-unions/alabama/eco" \
-H "Authorization: Bearer YOUR_API_KEY"