WYHY Credit Union

Cheyenne, Wyoming
Last verified: August 4, 2026
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Verified rate book

Current WYHY Credit Union rates

16 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

4 offers
WYHY Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
First Mortgage 15 yearother5.750% APR5.750%Standard
First Mortgage 15 year rates as low asother5.750% APR5.750%Standard
First Mortgage 30 year rates as low asother6.625% APR6.625%Standard
First Mortgage 30 yearother6.625% APR6.625%Standard

Auto & vehicle rates

4 offers
WYHY Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Secured Vehicle Loans rates as low asauto4.990% APR4.990%Standard
Fresh Start Autoauto5.000% APR4.990%Standard
Recreational Vehicle Loans rates as low asrv7.550% APR7.550%Standard
Recreational Vehicles Above $30,000 rates as low asrv9.050% APR9.050%Standard

HELOC rates

3 offers
WYHY Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
HELOC (Variable)heloc_variable5.000% APR5.000%Standard
HELOC rates as low asheloc_variable7.250% APR7.250%Standard
HELOC (Variable)heloc_variable9.000% APR9.000%Standard

Personal loan rates

1 offer
WYHY Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Personal Loans rates as low aspersonal_unsecured11.450% APR11.450%Standard

Credit card rates

2 offers
WYHY Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Visa Platinum Non-Reward rates as low ascredit_card_platinum12.400% APR12.400%Standard
Visa Platinum Rewards rates as low ascredit_card_rewards13.400% APR13.400%Standard

Savings & CD rates

2 offers
WYHY Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
FastTrac Savingssavings0.30% APY0.30%Standard
Jumbo Term 6 Month Certificatecd_6mo3.70% APY3.70%6 moStandard

As of August 4, 2026, WYHY Credit Union offers mortgage rates from 5.75% APR. Vehicle loans available from 4.99% APR. HELOC rates from 5% APR. Personal loan rates from 11.45% APR. Credit card rates from 12.4% APR. Savings and certificate yields up to 3.70% APY.

Source: RateAPI.dev, verified from WYHY Credit Union's official website

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About WYHY Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
22.8K
Assets
$409.6M
Founded
1953
Locations reported
5
NCUA charter
9094
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Student scholarships
  • Credit-builder products
  • Payday Alternative Loans II

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join WYHY Credit Union

Membership eligibility from WYHY Credit Union's own published criteria. How we verify this.

Community charter: live/work in WY

  • LocationWY

Cost to join: About $10.

Verified from WYHY Credit Union's membership page. Final membership determination is always made by the credit union.

Work at WYHY Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where WYHY Credit Union ranks against Wyoming peers.

Frequently Asked Questions

What rates does WYHY Credit Union offer?

WYHY Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are WYHY Credit Union rates updated?

RateAPI verifies WYHY Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get WYHY Credit Union's rate data?

Rate data is collected directly from WYHY Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is WYHY Credit Union's mortgage rate?

As of August 4, 2026, WYHY Credit Union offers mortgage rates from 5.75% APR.

What are WYHY Credit Union's auto & rv loan rates?

As of August 4, 2026, WYHY Credit Union offers vehicle loans from 4.99% APR.

What is WYHY Credit Union's HELOC rate?

As of August 4, 2026, WYHY Credit Union offers home equity lines of credit from 5% APR.

What is WYHY Credit Union's personal loan rate?

As of August 4, 2026, WYHY Credit Union offers personal loans from 11.45% APR.

What is WYHY Credit Union's best CD rate?

As of August 4, 2026, WYHY Credit Union offers savings and certificate (CD) yields up to 3.70% APY.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track WYHY Credit Union rates

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for WYHY Credit Union
curl "https://api.rateapi.dev/credit-unions/wyoming/wyhy" \
  -H "Authorization: Bearer YOUR_API_KEY"