Uniwyo Credit Union

Laramie, Wyoming
Last verified: August 3, 2026
Work at Uniwyo Credit Union? Claim this profile →

Verified rate book

Current Uniwyo Credit Union rates

14 published offers verified as of August 3, 2026.

How we verify rates

Mortgage rates

1 offer
Uniwyo Credit Union mortgage rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Unimproved Property/Land Loanother7.990% APR7.990%Standard

Auto & vehicle rates

3 offers
Uniwyo Credit Union auto & vehicle rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Auto Loanauto5.290% APR5.290%Standard
Power Sportspowersports6.290% APR6.290%Standard
Motor Homes/RV/Boatrv7.290% APR7.290%Standard

HELOC rates

3 offers
Uniwyo Credit Union heloc rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Home Equity Loanheloc6.740% APR6.740%Standard
Home Equity Loan (Fixed)heloc_fixed6.740% APR6.740%Standard
HELOC (Variable)heloc_variable6.750% APR6.750%Standard

Personal loan rates

4 offers
Uniwyo Credit Union personal loan rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Share-Secured Loanpersonal_secured3.000% APR3.000%Standard
Personal Loanpersonal10.040% APR10.040%Standard
Credit Builder Loanpersonal12.000% APR12.000%Standard
Personal Line of Creditploc_variable12.290% APR12.290%Standard

Credit card rates

1 offer
Uniwyo Credit Union credit card rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
UniWyo Visa Credit Cardcredit_card10.740% APR10.740%Standard

Savings & CD rates

1 offer
Uniwyo Credit Union savings & cd rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
18-Month Certificatecd_18mo3.90% APY3.90%18 moStandard

Equipment loan rates

1 offer
Uniwyo Credit Union equipment loan rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Equipment Loanequipment7.790% APR7.790%Standard

As of August 3, 2026, Uniwyo Credit Union offers mortgage rates from 7.99% APR. Vehicle loans available from 5.29% APR. HELOC rates from 6.74% APR. Personal loan rates from 3% APR. Credit card rates from 10.74% APR. Savings and certificate yields up to 3.90% APY. Equipment loans from 7.79% APR.

Source: RateAPI.dev, verified from Uniwyo Credit Union's official website

Loading branch locator…

About Uniwyo Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
61.1K
Assets
$818M
Founded
1953
Locations reported
7
NCUA charter
9089
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Bilingual services
  • Student scholarships
  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Uniwyo Credit Union

Membership eligibility from Uniwyo Credit Union's own published criteria. How we verify this.

Membership via employers (University of Wyoming +4 more) or the American Consumer Council

  • EmployerUniversity of Wyoming, Albany County School District #1, City of Laramie, Cheyenne Regional Medical Center, Wyoming Air National Guard
  • AssociationAmerican Consumer Council

Verified from Uniwyo Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Uniwyo Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Uniwyo Credit Union ranks against Wyoming peers.

Frequently Asked Questions

What rates does Uniwyo Credit Union offer?

Uniwyo Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.

How often are Uniwyo Credit Union rates updated?

RateAPI verifies Uniwyo Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.

Where does RateAPI get Uniwyo Credit Union's rate data?

Rate data is collected directly from Uniwyo Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Uniwyo Credit Union's mortgage rate?

As of August 3, 2026, Uniwyo Credit Union offers mortgage rates from 7.99% APR.

What are Uniwyo Credit Union's auto, rv & powersports loan rates?

As of August 3, 2026, Uniwyo Credit Union offers vehicle loans from 5.29% APR.

What is Uniwyo Credit Union's HELOC rate?

As of August 3, 2026, Uniwyo Credit Union offers home equity lines of credit from 6.74% APR.

What is Uniwyo Credit Union's personal loan rate?

As of August 3, 2026, Uniwyo Credit Union offers personal loans from 3% APR.

What is Uniwyo Credit Union's best CD rate?

As of August 3, 2026, Uniwyo Credit Union offers savings and certificate (CD) yields up to 3.90% APY.

Related Rate Data

Compare Uniwyo Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Uniwyo Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when Wyoming credit union rates move.

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Uniwyo Credit Union
curl "https://api.rateapi.dev/credit-unions/wyoming/uniwyo" \
  -H "Authorization: Bearer YOUR_API_KEY"