Meridian Trust Credit Union

Cheyenne, Wyoming
Last verified: August 4, 2026
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Verified rate book

Current Meridian Trust Credit Union rates

31 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

9 offers
Meridian Trust Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Vehicle Loan Type Vehicles 2022 or Newerauto3.890% APR3.890%Standard
Vehicle Loan Type Vehicles 2018-2021auto4.990% APR4.990%Standard
Vehicle Loan Type Vehicles 2017 & Olderauto_used5.990% APR5.990%usedStandard
Vehicle Loan Type Powersports 2025-2026auto6.240% APR6.240%Standard
Vehicle Loan Type Recreational Vehicles 2025-2026rv6.500% APR6.500%Standard
Vehicle Loan Type Recreational Vehicles 2018-2024rv7.000% APR7.000%Standard
Vehicle Loan Type Powersports 2018-2024auto7.240% APR7.240%Standard
Vehicle Loan Type Powersports 2017 and Olderauto_used7.990% APR7.990%usedStandard
Vehicle Loan Type Recreational Vehicles 2017 and Olderrv_used8.250% APR8.250%usedStandard

HELOC rates

2 offers
Meridian Trust Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Loan Type Variable Rate HELOCheloc_variable6.500% APR6.500%Standard
Loan Type Fixed Rate HELOCheloc_fixed6.750% APR6.750%Standard

Savings & CD rates

20 offers
Meridian Trust Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Balance $0 - $2,499savings0.05% APY0.05%Standard
Balance $10,000.01+savings0.10% APY0.10%Standard
Balance $2,500 - $9,999savings0.25% APY0.25%Standard
Balance $10,000 - $24,999savings0.30% APY0.30%Standard
Balance $25,000 - $49,999savings0.35% APY0.35%Standard
Balance $50,000 - $99,999savings0.40% APY0.40%Standard
Balance $5,000.01 - $10,000.00savings0.50% APY0.50%Standard
Balance $100,000 - $149,999savings0.99% APY0.99%Standard
Balance $150,000+savings1.98% APY1.98%Standard
Balance $2,000.01 - $5,000.00savings2.47% APY2.47%Standard
30-Month Certificatecd_30mo3.06% APY3.06%30 moStandard
18-Month Certificatecd_18mo3.15% APY3.15%18 moStandard
24-Month Certificatecd_24mo3.20% APY3.25%24 moStandard
36-Month Certificatecd_36mo3.25% APY3.30%36 moStandard
12-Month Certificatecd_12mo3.25% APY3.30%12 moStandard
48-Month Certificatecd_48mo3.30% APY3.30%48 moStandard
60-Month Certificatecd_60mo3.35% APY3.35%60 moStandard
6-Month Certificatecd_6mo3.40% APY3.45%6 moStandard
Meet MaxRewards criteria? Yessavings3.93% APY3.93%Standard
Balance $0.00 - $2,000.00savings5.84% APY5.84%Standard

Vehicle loans available from 3.89% APR. HELOC rates from 6.5% APR. Savings and certificate yields up to 5.84% APY.

Source: RateAPI.dev, verified from Meridian Trust Credit Union's official website

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About Meridian Trust Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
43.7K
Assets
$727.8M
Founded
1954
Locations reported
9
NCUA charter
9160
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Financial counseling
  • Payday Alternative Loans I

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Meridian Trust Credit Union

Membership eligibility from Meridian Trust Credit Union's own published criteria. How we verify this.

Membership via employers (State of Wyoming +8 more) or occupations (military)

  • EmployerState of Wyoming, University of Wyoming, Wyoming Department of Transportation, Wyoming Public Schools, BNSF railroad, Yellowstone National Park Service, Xanterra Yellowstone, U.S. Postal Service, Poudre School District
  • Occupationmilitary
  • Militarymilitary

Verified from Meridian Trust Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Meridian Trust Credit Union?

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Frequently Asked Questions

What rates does Meridian Trust Credit Union offer?

Meridian Trust Credit Union currently offers vehicle loan, and HELOC rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Meridian Trust Credit Union rates updated?

RateAPI verifies Meridian Trust Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Meridian Trust Credit Union's rate data?

Rate data is collected directly from Meridian Trust Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Meridian Trust Credit Union's auto & rv loan rates?

As of August 4, 2026, Meridian Trust Credit Union offers vehicle loans from 3.89% APR.

What is Meridian Trust Credit Union's HELOC rate?

As of August 4, 2026, Meridian Trust Credit Union offers home equity lines of credit from 6.5% APR.

What is Meridian Trust Credit Union's best CD rate?

As of August 4, 2026, Meridian Trust Credit Union offers savings and certificate (CD) yields up to 5.84% APY.

Related Rate Data

Compare Meridian Trust Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Meridian Trust Credit Union
curl "https://api.rateapi.dev/credit-unions/wyoming/meridian-trust" \
  -H "Authorization: Bearer YOUR_API_KEY"