Simplicity Credit Union

Marshfield, Wisconsin
Last verified: August 4, 2026
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Verified rate book

Current Simplicity Credit Union rates

44 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

8 offers
Simplicity Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Secured Loans (4-6 Years New & Used Auto Loan Special*)auto_any_72mo3.990% APR3.990%72 mo · anyStandard
ATV/UTV Long Term Loans (6 Years)powersports_any_72mo4.990% APR4.990%72 moStandard
Boat/Camper Long Term Loans (6 Years)boat_any_72mo4.990% APR4.990%72 moStandard
ATV/UTV Long Term Loans (7 Years)powersports_any_84mo5.740% APR5.740%84 moStandard
Boat/Camper Long Term Loans (7 Years)boat_any_84mo5.740% APR5.740%84 moStandard
ATV/UTV Long Term Loans (10 Years)powersports_any_120mo6.240% APR6.240%120 moStandard
Boat/Camper Long Term Loans (10 Years)boat_any_120mo6.240% APR6.240%120 moStandard
Boat/Camper Long Term Loans (15 Years)boat_any_180mo6.740% APR6.740%180 moStandard

Personal loan rates

6 offers
Simplicity Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Secured Loans (1-3 Years)personal_secured_36mo3.990% APR3.990%36 moStandard
Secured Loans (4-5 Years)personal_secured_60mo4.740% APR4.740%60 moStandard
72-Month Secured Personal Loanpersonal_secured_72mo4.990% APR4.990%72 moStandard
84-Month Secured Personal Loanpersonal_secured_84mo5.740% APR5.740%84 moStandard
Debt Consolidation Loanpersonal13.990% APR13.990%—Standard
FlexLinepersonal15.000% APR15.000%—Standard

Credit card rates

3 offers
Simplicity Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
SimpliRewards Pluscredit_card_rewards12.900% APR12.900%—Standard
SimpliRewards Plus Businesscredit_card_business17.900% APR17.900%—Standard
SimpliRewardscredit_card_rewards17.900% APR17.900%—Standard

Savings & CD rates

23 offers
Simplicity Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Rewards Checking Balance of $15,000.01 - and oversavings0.05% APY0.05%—Standard
Dividend Checking $1,000+ (no longer offered)savings0.05% APY0.05%—Standard
Youth and Young Adult Savings $2,500.01 - and oversavings0.10% APY0.10%—Eligibility restricted
IRAira0.25% APY0.25%—Standard
Money Market ($25–$10,000)money_market0.55% APY0.55%—Standard
Money Market ($10,000.01–$25,000)money_market0.65% APY0.65%—Standard
6-Month Certificateshare_certificate_6mo1.24% APY1.24%6 moStandard
Money Market ($25,000.01–$50,000)money_market1.25% APY1.25%—Standard
Money Market ($50,000.01–$100,000)money_market1.60% APY1.60%—Standard
RISE Savingssavings1.96% APY1.96%—Standard
Money Market ($100,000.01–$250,000)money_market2.23% APY2.23%—Standard
12-Month Certificateshare_certificate_12mo2.72% APY2.72%12 moStandard
Rewards Checking Balance of $0.00 - $15,000.00savings2.96% APY2.96%—Standard
24-Month Certificateshare_certificate_24mo2.97% APY2.97%24 moStandard
Money Market ($250,000.01–$500,000)money_market3.20% APY3.20%—Standard
36-Month Certificateshare_certificate_36mo3.21% APY3.21%36 moStandard
48-Month Certificateshare_certificate_48mo3.31% APY3.31%48 moStandard
60-Month Certificateshare_certificate_60mo3.40% APY3.40%60 moStandard
Money Market ($500,000.01+)money_market3.45% APY3.45%—Standard
12-Month HSAshare_certificate_12mo3.70% APY3.70%12 moStandard
7-Month Certificateshare_certificate_7mo3.70% APY3.70%7 moStandard
13-Month Certificateshare_certificate_13mo3.94% APY3.94%13 moStandard
Youth and Young Adult Savings $25.00 - $2,500.00savings7.00% APY7.00%—Eligibility restricted

Equipment loan rates

4 offers
Simplicity Credit Union equipment loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Tractor Long Term Loans (6 Years)equipment_72mo4.490% APR4.490%—Standard
Tractor Long Term Loans (7 Years)equipment_84mo6.240% APR6.240%—Standard
Tractor Long Term Loans (10 Years)equipment_120mo7.240% APR7.240%—Standard
Tractor Long Term Loans (15 Years)equipment_180mo7.740% APR7.740%—Standard

Vehicle loans available from 3.99% APR for 72 months. Personal loan rates from 3.99% APR. Credit card rates from 12.9% APR. Savings and certificate yields up to 3.94% APY. Equipment loans from 4.49% APR.

Source: RateAPI.dev, verified from Simplicity Credit Union's official website

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About Simplicity Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
28.8K
Assets
$533.4M
Founded
1949
Locations reported
9
NCUA charter
66678
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

First ChoiceFIRST CHOICE CREDIT UNION · Marshfield · WI · 54449-4601Branch in the same ZIPMarshfield Medical Center302 W Upham St · Marshfield · WI · 54449-1461Branch in the same ZIPValley CommunitiesMarshfield Office · Marshfield · WI · 54449-4918Branch in the same ZIPRoyalColby Elementary RCU · Colby · WI · 54421About 18.4 miles awayTaylorAbbotsford · Abbotsford · WI · 54405About 23.2 miles awayCloverbeltMosinee Office · Mosinee · WI · 54455About 26.7 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Simplicity Credit Union

Membership eligibility from Simplicity Credit Union's own published criteria. How we verify this.

Membership via employers (CP Rail Systems)

  • LocationAdams, Brown, Calumet, Chippewa, Clark, Eau Claire, Fond du Lac, Jackson, Marathon, Outagamie, Portage, Shawano, Taylor, Trempealeau, Waupaca, Waushara, Winnebago, Wood
  • EmployerCP Rail Systems

Cost to join: About $5.

Verified from Simplicity Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Simplicity Credit Union?

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Frequently Asked Questions

What rates does Simplicity Credit Union offer?

Simplicity Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Simplicity Credit Union rates updated?

RateAPI verifies Simplicity Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Simplicity Credit Union's rate data?

Rate data is collected directly from Simplicity Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Simplicity Credit Union's auto, boat & powersports loan rates?

As of August 4, 2026, Simplicity Credit Union offers vehicle loans from 3.99% APR.

What is Simplicity Credit Union's personal loan rate?

As of August 4, 2026, Simplicity Credit Union offers personal loans from 3.99% APR.

What is Simplicity Credit Union's best CD rate?

As of August 4, 2026, Simplicity Credit Union offers savings and certificate (CD) yields up to 3.94% APY.

Related Rate Data

Compare Simplicity Credit Union's rates against national credit-union benchmarks.

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Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

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# Get rates for Simplicity Credit Union
curl "https://api.rateapi.dev/credit-unions/wisconsin/simplicity" \
  -H "Authorization: Bearer YOUR_API_KEY"
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