First Choice Credit Union
Verified rate book
Current First Choice Credit Union rates
13 published offers verified as of August 3, 2026.
Auto & vehicle rates
9 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Vehicles – Cars, Trucks, and Motorcyclesmotorcycle_any_36mo | 4.690% APR | 4.690% | 36 mo | Standard |
| Vehicles – Cars, Trucks, and Motorcyclesmotorcycle_any_48mo | 4.790% APR | 4.790% | 48 mo | Standard |
| Vehicles – Cars, Trucks, and Motorcyclesmotorcycle_any_60mo | 4.990% APR | 4.990% | 60 mo | Standard |
| Vehicles – Cars, Trucks, and Motorcyclesmotorcycle_any_72mo | 5.290% APR | 5.290% | 72 mo | Standard |
| Other Secured Items – Boats, Motorhomes, Campers, ATVs, Snowmobiles, and Personal Watercraftboat_any_36mo | 5.690% APR | 5.690% | 36 mo | Standard |
| Vehicles – Cars, Trucks, and Motorcyclesmotorcycle_any_84mo | 5.790% APR | 5.790% | 84 mo | Standard |
| Other Secured Items – Boats, Motorhomes, Campers, ATVs, Snowmobiles, and Personal Watercraftboat_any_48mo | 5.790% APR | 5.790% | 48 mo | Standard |
| Other Secured Items – Boats, Motorhomes, Campers, ATVs, Snowmobiles, and Personal Watercraftboat_any_60mo | 5.990% APR | 5.990% | 60 mo | Standard |
| Other Secured Items – Boats, Motorhomes, Campers, ATVs, Snowmobiles, and Personal Watercraftboat_any_72mo | 6.290% APR | 6.290% | 72 mo | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Kwik Cash – open endedpersonal | 13.000% APR | 13.000% | — | Standard |
| Unsecured Loan ($1000 and Over)personal_unsecured_12mo | 14.000% APR | 14.000% | 12 mo | Standard |
| Unsecured Loan (Under $1000)personal_unsecured_12mo | 15.000% APR | 15.000% | 12 mo | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Visa – 21 Day Grace Periodcredit_card | 12.900% APR | 12.900% | — | Standard |
Vehicle loans available from 4.69% APR for 36 months. Personal loan rates from 13% APR. Credit card rates from 12.9% APR.
Source: RateAPI.dev, verified from First Choice Credit Union's official website
Loading branch locator…
About First Choice Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 3.3K
- Assets
- $50.1M
- Founded
- 1967
- Locations reported
- 1
- NCUA charter
- 66545
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Electronic statements
- Mobile check deposit
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join First Choice Credit Union
Membership eligibility from First Choice Credit Union's own published criteria. How we verify this.
Community charter: live/work in Wood, Marathon, Clark +1 more
- LocationWood, Marathon, Clark, Portage
Verified from First Choice Credit Union's membership page. Final membership determination is always made by the credit union.
Work at First Choice Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where First Choice Credit Union ranks against Wisconsin peers.
Frequently Asked Questions
What rates does First Choice Credit Union offer?
First Choice Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are First Choice Credit Union rates updated?
RateAPI verifies First Choice Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get First Choice Credit Union's rate data?
Rate data is collected directly from First Choice Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are First Choice Credit Union's boat & motorcycle loan rates?
As of August 3, 2026, First Choice Credit Union offers vehicle loans from 4.69% APR.
What is First Choice Credit Union's personal loan rate?
As of August 3, 2026, First Choice Credit Union offers personal loans from 13% APR.
Related Rate Data
Compare First Choice Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack First Choice Credit Union rates
Get a free API key to query these rates programmatically, or get the daily email when Wisconsin credit union rates move.
Use it via API
Access this data programmatically with our REST API
# Get rates for First Choice Credit Union
curl "https://api.rateapi.dev/credit-unions/wisconsin/first-choice" \
-H "Authorization: Bearer YOUR_API_KEY"