Valley Communities Credit Union
Verified rate book
Current Valley Communities Credit Union rates
19 published offers verified as of August 4, 2026.
Mortgage rates
10 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 15-Year Fixed15 year fixed | 5.365% APR | 5.365% | — | Standard |
| 10-Year Fixed10 year fixed | 5.185% APR | 5.185% | — | Standard |
| First Mortgageother | 4.880% APR | 4.880% | — | Standard |
| 1st Mortgage: 5 Year Fixedother | 4.880% APR | 4.880% | — | Standard |
| 1st Mortgage: 5 Year Balloon 1other | 5.450% APR | 5.450% | — | Standard |
| 1st Mortgage: 7 Year Balloonother | 5.550% APR | 5.550% | — | Standard |
| 1st Mortgage: 10 Year Balloonother | 5.650% APR | 5.650% | — | Standard |
| 1st Mortgage: 15 Year Balloonother | 5.875% APR | 5.875% | — | Standard |
| 2nd Mortgage: 5 Year Fixedother | 6.310% APR | 6.310% | — | Standard |
| 2nd Mortgage: 5 Year Balloon 2other | 6.550% APR | 6.550% | — | Standard |
Auto & vehicle rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Cars & Trucksauto | 3.990% APR | 3.990% | — | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Secured Personal Loanpersonal_secured | 3.040% APR | 3.040% | — | Standard |
Savings & CD rates
7 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Certificateshare_certificate | 3.04% APY | 3.04% | — | Standard |
| $43.42savings | 3.99% APY | 3.99% | — | Standard |
| $29.71savings | 4.42% APY | 4.42% | — | Standard |
| $22.81savings | 4.52% APY | 4.52% | — | Standard |
| $18.74savings | 4.72% APY | 4.72% | — | Standard |
| $16.07savings | 4.92% APY | 4.92% | — | Standard |
| $14.40savings | 5.57% APY | 5.57% | — | Standard |
As of August 4, 2026, Valley Communities Credit Union offers a 15-year fixed mortgage at 5.365% APR. Auto loans available from 3.99% APR. Personal loan rates from 3.04% APR. Savings and certificate yields up to 5.57% APY.
Source: RateAPI.dev, verified from Valley Communities Credit Union's official website
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About Valley Communities Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 16K
- Assets
- $304.6M
- Founded
- 1935
- Locations reported
- 8
- NCUA charter
- 66430
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- Bilingual services
- Student scholarships
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Valley Communities Credit Union
Membership eligibility from Valley Communities Credit Union's own published criteria. How we verify this.
Membership criteria are published on Valley Communities Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Valley Communities Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Valley Communities Credit Union offer?
Valley Communities Credit Union currently offers mortgage, Auto loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Valley Communities Credit Union rates updated?
RateAPI verifies Valley Communities Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Valley Communities Credit Union's rate data?
Rate data is collected directly from Valley Communities Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Valley Communities Credit Union's mortgage rate?
As of August 4, 2026, Valley Communities Credit Union offers a 15-year fixed mortgage at 5.365% APR.
What are Valley Communities Credit Union's auto loan rates?
As of August 4, 2026, Valley Communities Credit Union offers auto loans from 3.99% APR.
What is Valley Communities Credit Union's personal loan rate?
As of August 4, 2026, Valley Communities Credit Union offers personal loans from 3.04% APR.
What is Valley Communities Credit Union's best CD rate?
As of August 4, 2026, Valley Communities Credit Union offers savings and certificate (CD) yields up to 5.57% APY.
Related Rate Data
Compare Valley Communities Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Valley Communities Credit Union
curl "https://api.rateapi.dev/credit-unions/wisconsin/valley-communities" \
-H "Authorization: Bearer YOUR_API_KEY"