MCU Financial Center Credit Union

Racine, Wisconsin
Last verified: August 4, 2026
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Verified rate book

Current MCU Financial Center Credit Union rates

102 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

24 offers
MCU Financial Center Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
2025 & Newer Automobiles and Motorcycles (36 Months)motorcycle_any_36mo4.490% APR4.490%36 moStandard
36-Month Auto Loanauto_any_36mo4.490% APR4.490%36 moStandard
2025 & Newer Automobiles and Motorcycles (48 Months)motorcycle_any_48mo4.740% APR4.740%48 moStandard
48-Month Auto Loanauto_any_48mo4.740% APR4.740%48 moStandard
2025 & Newer Automobiles and Motorcycles (60 Months)motorcycle_any_60mo4.990% APR4.990%60 moStandard
60-Month Auto Loanauto_any_60mo4.990% APR4.990%60 moStandard
2025 & Newer Automobiles and Motorcycles (72 Months)motorcycle_any_72mo5.240% APR5.240%72 moStandard
72-Month Auto Loanauto_any_72mo5.240% APR5.240%72 moStandard
2018 - 2024 Automobiles and Motorcycles (36 Months)motorcycle_any_36mo5.240% APR5.240%36 moStandard
2018 - 2024 Automobiles and Motorcycles (48 Months)motorcycle_any_48mo5.490% APR5.490%48 moStandard
2018 - 2024 Automobiles and Motorcycles (60 Months)motorcycle_any_60mo5.740% APR5.740%60 moStandard
2018 - 2024 Automobiles and Motorcycles (72 Months)motorcycle_any_72mo5.990% APR5.990%72 moStandard
2025 & Newer Automobiles and Motorcycles (84 Months***)motorcycle_any_84mo5.990% APR5.990%84 moStandard
84-Month Auto Loanauto_any_84mo5.990% APR5.990%84 moStandard
2018 - 2024 Automobiles and Motorcycles (84 Months)motorcycle_any_84mo6.990% APR6.990%84 moStandard
84-Month Auto Loanauto_any_84mo6.990% APR6.990%84 moStandard
2017 & Older Automobiles and Motorcycles (36 Months)motorcycle_used_36mo8.490% APR8.490%36 mo · usedStandard
2017 & Older Automobiles and Motorcycles (48 Months)motorcycle_used_48mo8.990% APR8.990%48 mo · usedStandard
96-Month Auto Loanauto_any_96mo8.990% APR8.990%96 moStandard
120-Month Auto Loanauto_any_120mo9.490% APR9.490%120 moStandard
2017 & Older Automobiles and Motorcycles (60 Months)motorcycle_used_60mo9.490% APR9.490%60 mo · usedStandard
2017 & Older Automobiles and Motorcycles (72 Months)motorcycle_used_72mo9.990% APR9.990%72 mo · usedStandard
72-Month Auto Loanauto_any_72mo9.990% APR9.990%72 moStandard
Vehicle Loans (180 - 240 Months***)auto_any_240mo10.990% APR10.990%240 moStandard

HELOC rates

3 offers
MCU Financial Center Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Home Equity Options (Home Equity Loan - 2nd Fixed)heloc_fixed6.500% APR6.500%—Standard
HELOC (Variable)heloc_variable6.750% APR6.750%—Standard
Home Equity Options (HELOC - Variable)heloc_variable7.000% APR7.000%—Standard

Personal loan rates

16 offers
MCU Financial Center Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
12-Month Share-Secured Loanpersonal_secured_12mo3.990% APR3.990%12 moStandard
24-Month Unsecured Personal Loanpersonal_unsecured_24mo4.490% APR4.490%24 moStandard
24-Month Share-Secured Loanpersonal_secured_24mo4.490% APR4.490%24 moStandard
36-Month Share-Secured Loanpersonal_secured_36mo4.990% APR4.990%36 moStandard
36-Month Unsecured Personal Loanpersonal_unsecured_36mo4.990% APR4.990%36 moStandard
48-Month Share-Secured Loanpersonal_secured_48mo5.490% APR5.490%48 moStandard
48-Month Unsecured Personal Loanpersonal_unsecured_48mo5.490% APR5.490%48 moStandard
60-Month Unsecured Personal Loanpersonal_unsecured_60mo5.990% APR5.990%60 moStandard
60-Month Share-Secured Loanpersonal_secured_60mo5.990% APR5.990%60 moStandard
12-Month Unsecured Personal Loanpersonal_unsecured_12mo11.490% APR11.490%12 moStandard
24-Month Unsecured Personal Loanpersonal_unsecured_24mo11.990% APR11.990%24 moStandard
36-Month Unsecured Personal Loanpersonal_unsecured_36mo12.490% APR12.490%36 moStandard
Personal Loans (N/A)personal_unsecured12.900% APR12.900%—Standard
KwikCash Loan (KwikCash)personal12.900% APR12.900%—Standard
48-Month Unsecured Personal Loanpersonal_unsecured_48mo12.990% APR12.990%48 moStandard
60-Month Unsecured Personal Loanpersonal_unsecured_60mo13.490% APR13.490%60 moStandard

Credit card rates

2 offers
MCU Financial Center Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Visa Credit Card (Visa Classic Credit Cards)credit_card9.990% APR9.990%—Standard
Visa Credit Card (Visa Secured Creditbuilder Credit Cards)credit_card_secured17.990% APR17.990%—Standard

Savings & CD rates

56 offers
MCU Financial Center Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Checking Accounts (Checking/Share Draft)savings0.01% APY0.01%—Standard
Growing Tree Savings Accounts ($5 - $100)savings0.05% APY0.05%—Standard
Growing Tree Savings Accounts ($351 - $500)savings0.05% APY0.05%—Standard
Growing Tree Savings Accounts ($1,001 - Greater)savings0.05% APY0.05%—Standard
Growing Tree Savings Accounts ($101 - $350)savings0.05% APY0.05%—Standard
Growing Tree Savings Accounts ($501 - $1,000)savings0.05% APY0.05%—Standard
Christmas Clubsavings0.06% APY0.06%—Specialty offer
Money Tree Savings Accounts ($2,000 - $10,000)savings0.08% APY0.08%—Standard
Money Tree Savings Accounts ($10,001 - $25,000)savings0.11% APY0.11%—Standard
Money Tree Savings Accounts ($25,001 - $50,000)savings0.15% APY0.15%—Standard
Money Tree Savings Accounts ($50,001 - $75,000)savings0.20% APY0.20%—Standard
$50,000 - $75,000savings0.25% APY0.25%—Standard
Money Tree Savings Accounts ($75,001 - Greater)savings0.26% APY0.26%—Standard
$75,001 - $100,000savings0.30% APY0.30%—Standard
Retirement Tree - Individual Retirement Share (IRA) Account ($100 - $10,000)ira0.35% APY0.35%—Standard
$100,001 - $125,000savings0.35% APY0.35%—Standard
$125,001 - Greatersavings0.40% APY0.40%—Standard
Retirement Tree - Individual Retirement Share (IRA) Account ($10,001 - $30,000)ira0.45% APY0.45%—Standard
$10,001 - $30,000savings0.45% APY0.45%—Standard
3-Month Certificatecd_3mo0.50% APY0.50%3 moStandard
3-Month Certificateshare_certificate_3mo0.50% APY0.50%3 moStandard
IRA/Share Certificates (3 Months)ira_cd_3mo0.50% APY0.50%3 moStandard
Retirement Tree - Individual Retirement Share (IRA) Account ($30,001 - $50,000)ira0.55% APY0.55%—Standard
$30,001 - $50,000savings0.55% APY0.55%—Standard
Retirement Tree - Individual Retirement Share (IRA) Account ($50,001 - $75,000)ira0.65% APY0.65%—Standard
$50,001 - $75,000savings0.65% APY0.65%—Standard
Retirement Tree - Individual Retirement Share (IRA) Account ($75,001 - Greater)ira0.75% APY0.75%—Standard
$75,001 - Greatersavings0.75% APY0.75%—Standard
IRA/Share Certificates (6 Months)ira_cd_6mo1.00% APY1.00%6 moStandard
6-Month Certificatecd_6mo1.00% APY1.00%6 moStandard
6-Month Certificateshare_certificate_6mo1.00% APY1.00%6 moStandard
12-Month Certificatecd_12mo1.50% APY1.50%12 moStandard
12-Month Certificateshare_certificate_12mo1.50% APY1.50%12 moStandard
IRA/Share Certificates (12 Months)ira_cd_12mo1.50% APY1.50%12 moStandard
24-Month Certificateshare_certificate_24mo2.00% APY2.00%24 moStandard
24-Month Certificatecd_24mo2.00% APY2.00%24 moStandard
IRA/Share Certificates (24 Months)ira_cd_24mo2.00% APY2.00%24 moStandard
36-Month Certificatecd_36mo2.50% APY2.50%36 moStandard
IRA/Share Certificates (36 Months)ira_cd_36mo2.50% APY2.50%36 moStandard
36-Month Certificateshare_certificate_36mo2.50% APY2.50%36 moStandard
IRA/Share Certificates (48 Months)ira_cd_48mo2.65% APY2.65%48 moStandard
48-Month Certificateshare_certificate_48mo2.65% APY2.65%48 moStandard
48-Month Certificatecd_48mo2.65% APY2.65%48 moStandard
IRA/Share Certificates (60 Months)ira_cd_60mo2.75% APY2.75%60 moStandard
60-Month Certificatecd_60mo2.75% APY2.75%60 moStandard
60-Month Certificateshare_certificate_60mo2.75% APY2.75%60 moStandard
9-Month Certificatecd_9mo3.50% APY3.50%9 moStandard
IRA/Share Certificates (9 Months Special)ira_cd_9mo3.50% APY3.50%9 moStandard
9-Month Certificateshare_certificate_9mo3.50% APY3.50%9 moStandard
12-Month Certificatecd_12mo3.99% APY3.99%12 moStandard
24-Month Certificatecd_24mo4.49% APY4.49%24 moStandard
36-Month Certificatecd_36mo4.49% APY4.49%36 moStandard
48-Month Certificatecd_48mo4.74% APY4.74%48 moStandard
60-Month Certificatecd_60mo4.99% APY4.99%60 moStandard
72-Month Certificatecd_72mo5.24% APY5.24%72 moStandard
84-Month Certificatecd_84mo5.99% APY5.99%84 moStandard

Other rates

1 offer
MCU Financial Center Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Today’s Featured Ratesother3.990% %3.990%—Standard

Vehicle loans available from 4.49% APR for 36 months. HELOC rates from 6.5% APR. Personal loan rates from 3.99% APR. Credit card rates from 9.99% APR. Savings and certificate yields up to 5.99% APY.

Source: RateAPI.dev, verified from MCU Financial Center Credit Union's official website

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About MCU Financial Center Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
2.7K
Assets
$30.7M
Founded
1939
Locations reported
3
NCUA charter
66878
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

C U PAMI Information Systems · Mount Pleasant · WI · 53406Branch in the same ZIPCatholic FamilyAMI · Mount Pleasant · WI · 53406-3759Branch in the same ZIPCo-NeAMI · Mount Pleasant · WI · 53406-3759Branch in the same ZIPEducatorsEducators Credit Union- Newman · Mount Pleasant · WI · 53406-2805Branch in the same ZIPFerko MD8348 Corporate Drive · Mount Pleasant · WI · 53406Branch in the same ZIPLandmarkRacine · Mount Pleasant · WI · 53406Branch in the same ZIP

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join MCU Financial Center Credit Union

Membership eligibility from MCU Financial Center Credit Union's own published criteria. How we verify this.

Community charter: live/work in Racine, Kenosha

  • LocationRacine, Kenosha

Cost to join: About $15.

Verified from MCU Financial Center Credit Union's membership page. Final membership determination is always made by the credit union.

Work at MCU Financial Center Credit Union?

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Frequently Asked Questions

What rates does MCU Financial Center Credit Union offer?

MCU Financial Center Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are MCU Financial Center Credit Union rates updated?

RateAPI verifies MCU Financial Center Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get MCU Financial Center Credit Union's rate data?

Rate data is collected directly from MCU Financial Center Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are MCU Financial Center Credit Union's auto & motorcycle loan rates?

As of August 4, 2026, MCU Financial Center Credit Union offers vehicle loans from 4.49% APR.

What is MCU Financial Center Credit Union's HELOC rate?

As of August 4, 2026, MCU Financial Center Credit Union offers home equity lines of credit from 6.5% APR.

What is MCU Financial Center Credit Union's personal loan rate?

As of August 4, 2026, MCU Financial Center Credit Union offers personal loans from 3.99% APR.

What is MCU Financial Center Credit Union's best CD rate?

As of August 4, 2026, MCU Financial Center Credit Union offers savings and certificate (CD) yields up to 5.99% APY.

Related Rate Data

Compare MCU Financial Center Credit Union's rates against national credit-union benchmarks.

More Wisconsin credit unionsAuto loan rate benchmarkHELOC ratesPersonal loan ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

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# Get rates for MCU Financial Center Credit Union
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  -H "Authorization: Bearer YOUR_API_KEY"
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