Ferko MD Credit Union

Frederick, Maryland
Last verified: August 4, 2026
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Verified rate book

Current Ferko MD Credit Union rates

4 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

4 offers
Ferko MD Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
30-Year Fixed30 year fixed6.867% APR6.625%Standard
15-Year Fixed15 year fixed6.380% APR6.000%Standard
20-Year Fixed20 year fixed6.684% APR6.375%Standard
25 Year Fixedother6.893% APR6.625%Standard

As of August 4, 2026, Ferko MD Credit Union offers a 30-year fixed mortgage at 6.867% APR.

Source: RateAPI.dev, verified from Ferko MD Credit Union's official website

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About Ferko MD Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
3K
Assets
$29.9M
Founded
1955
Locations reported
2
NCUA charter
10381
Charter type
Federal credit union

Services and member support

  • Online loan application
  • Electronic statements

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Ferko MD Credit Union

Membership eligibility from Ferko MD Credit Union's own published criteria. How we verify this.

Membership via employers (Frederick County Public Schools +1 more)

  • EmployerFrederick County Public Schools, Frederick Community College

Cost to join: About $25.

Verified from Ferko MD Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Ferko MD Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Ferko MD Credit Union ranks against Maryland peers.

Frequently Asked Questions

What rates does Ferko MD Credit Union offer?

Ferko MD Credit Union currently offers mortgage rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Ferko MD Credit Union rates updated?

RateAPI verifies Ferko MD Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Ferko MD Credit Union's rate data?

Rate data is collected directly from Ferko MD Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Ferko MD Credit Union's mortgage rate?

As of August 4, 2026, Ferko MD Credit Union offers a 30-year fixed mortgage at 6.867% APR.

Related Rate Data

Compare Ferko MD Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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Use it via API

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terminal
# Get rates for Ferko MD Credit Union
curl "https://api.rateapi.dev/credit-unions/maryland/ferko-md" \
  -H "Authorization: Bearer YOUR_API_KEY"