Madison Credit Union
Verified rate book
Current Madison Credit Union rates
64 published offers verified as of August 4, 2026.
Auto & vehicle rates
38 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 36-Month Auto Loan (2020–2024)auto_any_36mo | 4.490% APR | 4.490% | 36 mo | Standard |
| 48-Month Auto Loan (2020–2024)auto_any_48mo | 4.740% APR | 4.740% | 48 mo | Standard |
| 36-Month Auto Loan (2025 and Newer)auto_any_36mo | 4.990% APR | 4.990% | 36 mo | Standard |
| New Vehicles: 2025 & New* (37 to 48 Months)auto_new_48mo | 4.990% APR | 4.990% | 48 mo · new | Standard |
| Up to 36-Month New Auto Loan (2025)auto_new_36mo | 4.990% APR | 4.990% | 36 mo · new | Standard |
| 60-Month Auto Loan (2020–2024)auto_any_60mo | 4.990% APR | 4.990% | 60 mo | Standard |
| 48-Month Auto Loan (2025 and Newer)auto_any_48mo | 4.990% APR | 4.990% | 48 mo | Standard |
| 72-Month Auto Loan (2020–2024)auto_any_72mo | 5.240% APR | 5.240% | 72 mo | Standard |
| New Vehicles: 2025 & New* (49 to 60 Months)auto_new_60mo | 5.240% APR | 5.240% | 60 mo · new | Standard |
| 60-Month Auto Loan (2025 and Newer)auto_any_60mo | 5.240% APR | 5.240% | 60 mo | Standard |
| 72-Month Auto Loan (2025 and Newer)auto_any_72mo | 5.490% APR | 5.490% | 72 mo | Standard |
| New Vehicles: 2025 & New* (61 to 72 Months)auto_new_72mo | 5.490% APR | 5.490% | 72 mo · new | Standard |
| 84-Month Auto Loan (2020–2024)auto_any_84mo | 5.740% APR | 5.740% | 84 mo | Standard |
| Up to 36-Month Used Auto Loan (2020–2024)auto_used_36mo | 5.740% APR | 5.740% | 36 mo · used | Standard |
| 36-Month Used Auto Loan (2019 and Older)auto_used_36mo | 5.990% APR | 5.990% | 36 mo · used | Standard |
| 84-Month Auto Loan (2025 and Newer)auto_any_84mo | 5.990% APR | 5.990% | 84 mo | Standard |
| New Vehicles: 2025 & New* (73 to 84 Months)auto_new_84mo | 5.990% APR | 5.990% | 84 mo · new | Standard |
| Used Vehicles: 2020-2024* (37 to 48 Months)auto_used_48mo | 5.990% APR | 5.990% | 48 mo · used | Standard |
| 48-Month Used Auto Loan (2019 and Older)auto_used_48mo | 6.240% APR | 6.240% | 48 mo · used | Standard |
| Used Vehicles: 2020-2024* (49 to 60 Months)auto_used_60mo | 6.240% APR | 6.240% | 60 mo · used | Standard |
| 60-Month Used Auto Loan (2019 and Older)auto_used_60mo | 6.490% APR | 6.490% | 60 mo · used | Standard |
| Used Vehicles: 2020-2024* (61 to 72 Months)auto_used_72mo | 6.490% APR | 6.490% | 72 mo · used | Standard |
| Used Vehicles: 2020-2024* (73 to 84 Months)auto_used_84mo | 6.990% APR | 6.990% | 84 mo · used | Standard |
| Up to 36-Month Used Auto Loan (2019 and Older)auto_used_36mo | 6.990% APR | 6.990% | 36 mo · used | Standard |
| Used Vehicles: 2019 & Older* (37 to 48 Months)auto_used_48mo | 7.240% APR | 7.240% | 48 mo · used | Standard |
| Used Vehicles: 2019 & Older* (49 to 60 Months)auto_used_60mo | 7.490% APR | 7.490% | 60 mo · used | Standard |
| New RVs, 5th Wheels, Larger Boats (Over 16 ft.): 2024-New* (Up to 60 Months)rv_new_60mo | 7.990% APR | 7.990% | 60 mo · new | Standard |
| New RVs, 5th Wheels, Larger Boats (Over 16 ft.): 2024-New* (61 to 72 Months)rv_new_72mo | 8.240% APR | 8.240% | 72 mo · new | Standard |
| New ATV, Snowmobile, Camper, Jet Ski, Boat (under 16 ft.), 4 Wheeler: 2022-New* (Up to 36 Months)powersports_new_36mo | 9.240% APR | 9.240% | 36 mo · new | Standard |
| New RVs, 5th Wheels, Larger Boats (Over 16 ft.): 2024-New* (73 to 84 Months)rv_new_84mo | 9.240% APR | 9.240% | 84 mo · new | Standard |
| Used RVs, 5th Wheels, Larger Boats (Over 16 ft.): 2023 & Older* (Up to 60 Months)rv_used_60mo | 9.240% APR | 9.240% | 60 mo · used | Standard |
| New ATV, Snowmobile, Camper, Jet Ski, Boat (under 16 ft.), 4 Wheeler: 2022-New* (37 to 48 Months)powersports_new_48mo | 9.490% APR | 9.490% | 48 mo · new | Standard |
| Used RVs, 5th Wheels, Larger Boats (Over 16 ft.): 2023 & Older* (61 to 72 Months)rv_used_72mo | 9.490% APR | 9.490% | 72 mo · used | Standard |
| Used ATV, Snowmobile, Camper, Jet Ski, Boat (under 16 ft.), 4 Wheeler: 2021 & Older* (Up to 24 Months)powersports_used_24mo | 9.490% APR | 9.490% | 24 mo · used | Standard |
| New RVs, 5th Wheels, Larger Boats (Over 16 ft.): 2024-New* (85 to 120 Months)rv_new_120mo | 9.490% APR | 9.490% | 120 mo · new | Standard |
| New ATV, Snowmobile, Camper, Jet Ski, Boat (under 16 ft.), 4 Wheeler: 2022-New* (49 to 60 Months)powersports_new_60mo | 9.740% APR | 9.740% | 60 mo · new | Standard |
| Used RVs, 5th Wheels, Larger Boats (Over 16 ft.): 2023 & Older* (73 to 84 Months)rv_used_84mo | 9.740% APR | 9.740% | 84 mo · used | Standard |
| Used ATV, Snowmobile, Camper, Jet Ski, Boat (under 16 ft.), 4 Wheeler: 2021 & Older* (25 to 36 Months)powersports_used_36mo | 10.490% APR | 10.490% | 36 mo · used | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Certificate-Secured Loanpersonal_secured | 3.000% APR | 3.000% | — | Standard |
| 60-Month Share-Secured Loanpersonal_secured_60mo | 3.000% APR | 3.000% | 60 mo | Standard |
| Overdraft Credit (PAL)^personal | 15.900% APR | 15.900% | — | Standard |
Savings & CD rates
22 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Interest Checkingsavings | 0.02% APY | 0.02% | — | Standard |
| Regular Savingssavings | 0.03% APY | 0.03% | — | Standard |
| Money Marketmoney_market | 0.15% APY | 0.15% | — | Standard |
| Christmas Clubsavings | 0.25% APY | 0.25% | — | Specialty offer |
| 91 Dayssavings | 0.50% APY | 0.50% | — | Standard |
| Youth Savings Club Certificate (1 Year)cd_12mo | 0.75% APY | 0.75% | 12 mo | Eligibility restricted |
| Youth Savings (23 & Under)savings | 2.03% APY | 2.03% | — | Eligibility restricted |
| 2.5 Years (30 Months)cd_30mo | 2.50% APY | 2.50% | 30 mo | Standard |
| 1.5 Year (18 Months)cd_18mo | 3.00% APY | 3.00% | 18 mo | Standard |
| 12-Month Certificatecd_12mo | 3.00% APY | 3.00% | 12 mo | Standard |
| 24-Month Certificatecd_24mo | 3.00% APY | 3.00% | 24 mo | Standard |
| Security Plus Club Certificate (1 Year)cd_12mo | 3.05% APY | 3.05% | 12 mo | Standard |
| 36-Month Certificatecd_36mo | 3.99% APY | 3.99% | 36 mo | Standard |
| 48-Month Certificatecd_48mo | 3.99% APY | 3.99% | 48 mo | Standard |
| 60-Month Certificatecd_60mo | 4.24% APY | 4.24% | 60 mo | Standard |
| 72-Month Certificatecd_72mo | 4.49% APY | 4.49% | 72 mo | Standard |
| 36-Month Certificatecd_36mo | 4.49% APY | 4.49% | 36 mo | Standard |
| 48-Month Certificatecd_48mo | 4.74% APY | 4.74% | 48 mo | Standard |
| 84-Month Certificatecd_84mo | 4.99% APY | 4.99% | 84 mo | Standard |
| 60-Month Certificatecd_60mo | 4.99% APY | 4.99% | 60 mo | Standard |
| 72-Month Certificatecd_72mo | 5.24% APY | 5.24% | 72 mo | Standard |
| 84-Month Certificatecd_84mo | 5.74% APY | 5.74% | 84 mo | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Lines of Credit (Kwik Cash)^other | 13.900% % | 13.900% | — | Standard |
Vehicle loans available from 4.49% APR for 36 months. Personal loan rates from 3% APR. Savings and certificate yields up to 5.74% APY.
Source: RateAPI.dev, verified from Madison Credit Union's official website
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About Madison Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 3.1K
- Assets
- $62.6M
- Founded
- 1936
- Locations reported
- 1
- NCUA charter
- 66431
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- Bilingual services
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Madison Credit Union
Membership eligibility from Madison Credit Union's own published criteria. How we verify this.
Community charter: live/work in Dane, Dodge, Columbia +6 more
- LocationDane, Dodge, Columbia, Green, Iowa, Jefferson, Rock, Sauk, Walworth
- EmployerCity of Madison
Verified from Madison Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Madison Credit Union?
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Frequently Asked Questions
What rates does Madison Credit Union offer?
Madison Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Madison Credit Union rates updated?
RateAPI verifies Madison Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Madison Credit Union's rate data?
Rate data is collected directly from Madison Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Madison Credit Union's auto, rv & powersports loan rates?
As of August 4, 2026, Madison Credit Union offers vehicle loans from 4.49% APR.
What is Madison Credit Union's personal loan rate?
As of August 4, 2026, Madison Credit Union offers personal loans from 3% APR.
What is Madison Credit Union's best CD rate?
As of August 4, 2026, Madison Credit Union offers savings and certificate (CD) yields up to 5.74% APY.
Related Rate Data
Compare Madison Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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