University of Wisconsin Credit Union

Madison, Wisconsin
Last verified: August 4, 2026
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Verified rate book

Current University of Wisconsin Credit Union rates

58 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

15 offers
University of Wisconsin Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
30-Year Fixed30 year fixed6.625% APR6.625%—Standard
30-Year Fixed30 year fixed6.674% APR6.625%—Standard
30-Year Fixed30 year fixed6.799% APR6.750%—Standard
15-Year Fixed15 year fixed6.125% APR6.125%—Standard
15-Year Fixed15 year fixed6.204% APR6.125%—Standard
APR* (3yr/6mo ARM**)3 1 arm5.625% APR5.625%—Standard
APR* (5yr/6mo ARM**)5 1 arm6.000% APR6.000%—Standard
3yr/6mo ARM**3 1 arm6.234% APR5.625%—Standard
5yr/6mo ARM**5 1 arm6.276% APR6.000%—Standard
APR* (Home Construction Loans**)other5.875% APR5.875%—Standard
Home Construction Loans**other6.339% APR5.875%—Standard
APR* (FHA Loans**)other6.500% APR6.500%—Standard
FHA Loans**other6.736% APR6.500%—Standard
APR* (VA Loans**)other6.750% APR6.750%—Standard
VA Loans**other7.087% APR6.750%—Standard

Auto & vehicle rates

31 offers
University of Wisconsin Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
New Auto Loanauto_new3.110% APR3.110%newStandard
48-Month New Auto Loanauto_new_48mo4.720% APR4.720%48 mo · newStandard
36-Month Used Auto Loanauto_used_36mo4.720% APR4.720%36 mo · usedStandard
48-Month Auto Loanauto_any_48mo4.720% APR4.720%48 moStandard
48-Month Used Auto Loanauto_used_48mo4.920% APR4.920%48 mo · usedStandard
60-Month Auto Loanauto_any_60mo5.270% APR5.270%60 moStandard
60-Month New Auto Loanauto_new_60mo5.270% APR5.270%60 mo · newStandard
72-Month New Auto Loanauto_new_72mo5.420% APR5.420%72 mo · newStandard
72-Month Auto Loanauto_any_72mo5.420% APR5.420%72 moStandard
60-Month Used Auto Loanauto_used_60mo5.420% APR5.420%60 mo · usedStandard
Boat & RV Loanboat_any_48mo5.970% APR5.970%48 moStandard
48-Month Used Auto Loanauto_used_48mo5.970% APR4.720%48 mo · usedStandard
180 Months (48 Months)auto_any_48mo5.970% APR5.970%48 moStandard
180 Months (60 Month)auto_any_60mo5.970% APR5.970%60 moStandard
Boat & RVboat_any_60mo5.970% APR5.970%60 moStandard
84-Month New Auto Loanauto_new_84mo6.380% APR6.380%84 mo · newStandard
84-Month Auto Loanauto_any_84mo6.380% APR6.380%84 moStandard
72-Month Used Auto Loanauto_used_72mo6.480% APR6.480%72 mo · usedStandard
180 Months (72 Month)auto_any_72mo6.970% APR6.970%72 moStandard
Boat & RV Loanboat_any_72mo6.970% APR6.970%72 moStandard
180 Months (84 Months)auto_any_84mo7.970% APR7.970%84 moStandard
Boat & RV Loanboat_any_84mo7.970% APR7.970%84 moStandard
180 Months (96 Months)auto_any_96mo8.970% APR8.970%96 moStandard
Boat & RV Loanboat_any_96mo8.970% APR8.970%96 moStandard
36-Month Powersports Loanpowersports_any_36mo9.930% APR9.930%36 moStandard
Powersports Loanpowersports9.930% APR9.930%—Standard
36-Month Auto Loanauto_any_36mo9.930% APR9.930%36 moStandard
Boat & RV Loanboat_any_120mo9.970% APR9.970%120 moStandard
180 Months (120 Months)auto_any_120mo9.970% APR9.970%120 moStandard
Boat & RV Loanboat_any_180mo10.870% APR10.870%180 moStandard
180-Month Auto Loanauto_any_180mo10.870% APR10.870%180 moStandard

HELOC rates

2 offers
University of Wisconsin Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
HELOCheloc_variable4.500% APR4.500%—Standard
HELOC (Variable)heloc_variable6.250% APR6.250%—Standard

Personal loan rates

8 offers
University of Wisconsin Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Certificate Secured Installment Loan 4 (60 Months)personal_secured_60mo4.000% APR4.000%60 moStandard
Paycheck Advance 3 (36 Months)personal_unsecured_36mo12.230% APR12.230%36 moStandard
Paycheck Advance 3 (72 Months)personal_unsecured_72mo12.230% APR12.230%72 moStandard
Paycheck Advance 3 (48 Months)personal_unsecured_48mo12.230% APR12.230%48 moStandard
Paycheck Advance 3 (60 Months)personal_unsecured_60mo12.230% APR12.230%60 moStandard
Unsecured Personal Loanpersonal_unsecured12.230% APR12.230%—Standard
Reserve Line of Creditploc_variable13.750% APR13.750%—Standard
Paycheck Advancepersonal21.750% APR21.750%—Standard

Savings & CD rates

2 offers
University of Wisconsin Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Investor’s Advantage Money Marketmoney_market2.47% APY2.47%—Standard
Investor’s Indexed Money Marketmoney_market2.81% APY2.81%—Standard

As of August 4, 2026, University of Wisconsin Credit Union offers a 30-year fixed mortgage at 6.625% APR. Vehicle loans available from 3.11% APR. HELOC rates from 4.5% APR. Personal loan rates from 4% APR. Savings and certificate yields up to 2.81% APY.

Source: RateAPI.dev, verified from University of Wisconsin Credit Union's official website

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About University of Wisconsin Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
391.5K
Assets
$6.6B
Founded
1931
Locations reported
42
NCUA charter
66492
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Bilingual services
  • Student scholarships
  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Dupaco CommunityMadison Mineral Point Rd · Madison · WI · 53717-2027Branch in the same ZIPEntMadison · Madison · WI · 53717Branch in the same ZIPSummitMemorial High School · Madison · WI · 53717Branch in the same ZIPHeartlandHeartland-Verona · Verona · WI · 53593-9122About 6.4 miles awayMadison Fire DepartmentMonroe Street Office · Madison · WI · 53711-2018About 6.7 miles awayLandmarkMadison · Madison · WI · 53715About 6.8 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join University of Wisconsin Credit Union

Membership eligibility from University of Wisconsin Credit Union's own published criteria. How we verify this.

Community charter: live/work in WI

  • LocationWI
  • Occupationstudent

Verified from University of Wisconsin Credit Union's membership page. Final membership determination is always made by the credit union.

Work at University of Wisconsin Credit Union?

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Frequently Asked Questions

What rates does University of Wisconsin Credit Union offer?

University of Wisconsin Credit Union currently offers mortgage, vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are University of Wisconsin Credit Union rates updated?

RateAPI verifies University of Wisconsin Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get University of Wisconsin Credit Union's rate data?

Rate data is collected directly from University of Wisconsin Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is University of Wisconsin Credit Union's mortgage rate?

As of August 4, 2026, University of Wisconsin Credit Union offers a 30-year fixed mortgage at 6.625% APR.

What are University of Wisconsin Credit Union's auto, boat & powersports loan rates?

As of August 4, 2026, University of Wisconsin Credit Union offers vehicle loans from 3.11% APR.

What is University of Wisconsin Credit Union's HELOC rate?

As of August 4, 2026, University of Wisconsin Credit Union offers home equity lines of credit from 4.5% APR.

What is University of Wisconsin Credit Union's personal loan rate?

As of August 4, 2026, University of Wisconsin Credit Union offers personal loans from 4% APR.

What is University of Wisconsin Credit Union's best CD rate?

As of August 4, 2026, University of Wisconsin Credit Union offers savings and certificate (CD) yields up to 2.81% APY.

Related Rate Data

Compare University of Wisconsin Credit Union's rates against national credit-union benchmarks.

More Wisconsin credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

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Track University of Wisconsin Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when Wisconsin credit union rates move.

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for University of Wisconsin Credit Union
curl "https://api.rateapi.dev/credit-unions/wisconsin/university-of-wisconsin" \
  -H "Authorization: Bearer YOUR_API_KEY"
Explore API DocumentationUse with Claude