Fort Community Credit Union

Fort Atkinson, Wisconsin
Last verified: August 4, 2026
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Verified rate book

Current Fort Community Credit Union rates

106 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

16 offers
Fort Community Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
15-Year Fixed15 year fixed5.875% APR5.875%Standard
15-Year Fixed 515 year fixed7.625% APR7.625%Standard
15-Year Fixed, Land15 year fixed7.982% APR7.625%Standard
3/1 ARM3 1 arm5.500% APR5.500%Standard
5/1 ARM5 1 arm5.750% APR5.750%Standard
7/1 ARM7 1 arm6.000% APR6.000%Standard
3-Year ARM 53 1 arm6.125% APR6.125%Standard
ARMarm7.407% APR6.000%Standard
8-Year Fixed Rateother5.500% APR5.500%Standard
Construction Loans (24-Month 4)other5.625% APR5.625%Standard
12-Year Fixed Rateother5.750% APR5.750%Standard
Construction Loanother5.831% APR5.625%Standard
Lot Loanother7.433% APR6.125%Standard
Rapid Refinance Mortgage (15-Year Fixed Rate)15 year fixed5.875% APR5.875%Standard
Rapid Refinance Mortgage (8-Year Fixed Rate)other5.500% APR5.500%Standard
Rapid Refinance Mortgage (12-Year Fixed Rate)other5.750% APR5.750%Standard

Auto & vehicle rates

35 offers
Fort Community Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
48-Month New Auto Loanauto_new_48mo4.990% APR4.990%48 mo · newStandard
New Car & Motorcycle Loans - 2026 and Newer (less than 10k miles) (36 Months)motorcycle_new_36mo4.990% APR4.990%36 mo · newStandard
60-Month Used Auto Loanauto_used_60mo5.190% APR5.190%60 mo · usedStandard
Your Keys Are a Few Clicks Away (Up to 36 months (2021-2025))auto_any_36mo5.190% APR5.190%36 moStandard
60-Month New Auto Loanauto_new_60mo5.190% APR5.190%60 mo · newStandard
New Car & Motorcycle Loans - 2026 and Newer (less than 10k miles) (48 Months)motorcycle_new_48mo5.190% APR5.190%48 mo · newStandard
Used Car & Motorcycle Loans - 2021 to 2025 (36 Months)motorcycle_used_36mo5.190% APR5.190%36 mo · usedStandard
72-Month New Auto Loanauto_new_72mo5.240% APR5.240%72 mo · newStandard
Used Car & Motorcycle Loans - 2021 to 2025 (48 Months)motorcycle_used_48mo5.240% APR5.240%48 mo · usedStandard
Your Keys Are a Few Clicks Away (Up to 48 months (2021-2025))auto_any_48mo5.240% APR5.240%48 moStandard
72-Month Used Auto Loanauto_used_72mo5.240% APR5.240%72 mo · usedStandard
New Car & Motorcycle Loans - 2026 and Newer (less than 10k miles) (60 Months)motorcycle_new_60mo5.240% APR5.240%60 mo · newStandard
Used Car & Motorcycle Loans - 2021 to 2025 (60 Months)motorcycle_used_60mo5.340% APR5.340%60 mo · usedStandard
Your Keys Are a Few Clicks Away (Up to 60 months (2021-2025))auto_any_60mo5.340% APR5.340%60 moStandard
75-Month Used Auto Loanauto_used_75mo5.340% APR5.340%75 mo · usedStandard
48-Month Used Auto Loanauto_used_48mo5.590% APR5.590%48 mo · usedStandard
Up to 48 mos. (2020 & older)auto_used_48mo5.590% APR5.590%48 mo · usedStandard
Used Car & Motorcycle Loans - 2020 and Older (48 Months)motorcycle_used_48mo5.590% APR5.590%48 mo · usedStandard
Up to 36 mos. (2020 & older)auto_used_36mo5.590% APR5.590%36 mo · usedStandard
Used Car & Motorcycle Loans - 2020 and Older (36 Months)motorcycle_used_36mo5.590% APR5.590%36 mo · usedStandard
New Car & Motorcycle Loans - 2026 and Newer (less than 10k miles) (72 Months)motorcycle_new_72mo5.740% APR5.740%72 mo · newStandard
New Car & Motorcycle Loans - 2026 and Newer (less than 10k miles) (75 Months)motorcycle_new_75mo5.740% APR5.740%75 mo · newStandard
Used Car & Motorcycle Loans - 2021 to 2025 (75 Months)motorcycle_used_75mo5.940% APR5.940%75 mo · usedStandard
Your Keys Are a Few Clicks Away (Up to 75 months (2020-2024))auto_any_75mo5.940% APR5.940%75 moStandard
36-Month Used Auto Loanauto_used_36mo5.940% APR5.940%36 mo · usedStandard
Up to 60 mos. (2020 & older)auto_used_60mo6.280% APR6.280%60 mo · usedStandard
Used Car & Motorcycle Loans - 2020 and Older (60 Months)motorcycle_used_60mo6.280% APR6.280%60 mo · usedStandard
New Car & Motorcycle Loans - 2026 and Newer (less than 10k miles) (84 Months)motorcycle_new_84mo6.540% APR6.540%84 mo · newStandard
Used Car & Motorcycle Loans - 2021 to 2025 (84 Months)motorcycle_used_84mo6.640% APR6.640%84 mo · usedStandard
Recreational Vehicle and Boat Loans (Up to 60 Months)rv_any_60mo7.750% APR7.750%60 moStandard
Recreational Vehicle and Boat Loans (Up to 72 Months)rv_any_72mo8.250% APR8.250%72 moStandard
Recreational Vehicle and Boat Loans (Up to 84 Months)rv_any_84mo8.750% APR8.750%84 moStandard
Recreational Vehicle and Boat Loans (Up to 96 Months)rv_any_96mo9.250% APR9.250%96 moStandard
Recreational Vehicle and Boat Loans (Up to 120 Months)rv_any_120mo10.250% APR10.250%120 moStandard
Recreational Vehicle and Boat Loans (Up to 180 Months)rv_any_180mo12.250% APR12.250%180 moStandard

HELOC rates

3 offers
Fort Community Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
HELOCheloc_variable3.490% APR3.490%Advertised floor
7-Year Home Equity Loan (Fixed)heloc_fixed8.125% APR8.125%Standard
Home Equity Loan (Fixed)heloc_fixed8.159% APR8.125%Standard

Personal loan rates

9 offers
Fort Community Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
FCCU Certificate Secured Loans 11personal_secured3.700% APR3.700%Standard
Other Personal Loanpersonal_unsecured5.700% APR5.700%Standard
Stock, Bond, or Life Insurance Secured 10personal_secured5.700% APR5.700%Standard
Solar Energy Loanpersonal10.000% APR10.000%Standard
Solar Energy Loans (Up to 60 Months)personal_unsecured_60mo10.000% APR10.000%60 moStandard
Up to 36-Month Unsecured Personal Loanpersonal_unsecured_36mo11.500% APR11.500%36 moStandard
Up to 48-Month Unsecured Personal Loanpersonal_unsecured_48mo12.000% APR12.000%48 moStandard
Up to 60-Month Unsecured Personal Loanpersonal_unsecured_60mo12.250% APR12.250%60 moStandard
Kwik Cash Line of Credit 12ploc_variable13.000% APR13.000%Standard

Savings & CD rates

33 offers
Fort Community Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Goal Getter Savingssavings0.05% APY0.05%Standard
Health Savingssavings0.05% APY0.05%Standard
Health Savingssavings0.10% APY0.10%Standard
Escrowsavings0.17% APY0.17%Standard
Health Savingssavings0.20% APY0.20%Standard
Health Savingssavings0.25% APY0.25%Standard
Passbook IRAira0.55% APY0.55%Standard
Change-Up Savingssavings1.98% APY1.98%Standard
Next Step Savingssavings2.96% APY2.96%Standard
3-Month Certificatecd_3mo3.10% APY3.10%3 moStandard
3-Month Certificatecd_3mo3.14% APY3.10%3 moStandard
12-Month Certificatecd_12mo3.18% APY3.18%12 moStandard
6-Month Certificatecd_6mo3.21% APY3.21%6 moStandard
12-Month Certificatecd_12mo3.22% APY3.18%12 moStandard
18-Month Certificatecd_18mo3.23% APY3.23%18 moStandard
6-Month Certificatecd_6mo3.25% APY3.21%6 moStandard
18-Month Certificatecd_18mo3.27% APY3.23%18 moStandard
Certificate Rates (24-Month Step-Up*)cd_24mo3.31% APY3.31%24 moStandard
30-Month Certificatecd_30mo3.32% APY3.32%30 moStandard
24-Month Step-Up Certificatecd_24mo3.36% APY3.31%24 moStandard
30-Month Certificatecd_30mo3.37% APY3.32%30 moStandard
36-Month Certificatecd_36mo3.38% APY3.38%36 moStandard
36-Month Certificatecd_36mo3.40% APY3.38%36 moStandard
48-Month Certificatecd_48mo3.45% APY3.45%48 moStandard
48-Month Certificatecd_48mo3.50% APY3.45%48 moStandard
7-Month Certificatecd_7mo3.79% APY3.79%7 moStandard
60-Month Certificatecd_60mo3.94% APY3.94%60 moStandard
13-Month Certificatecd_13mo3.98% APY3.98%13 moStandard
60-Month Certificatecd_60mo4.00% APY3.94%60 moStandard
Certificate Rates (20-Month Special 4)cd_20mo4.13% APY4.13%20 moStandard
20-Month Certificatecd_20mo4.18% APY4.18%20 moStandard
20-Month Specialcd_20mo4.20% APY4.13%20 moStandard
Savingssavings5.12% APY5.12%Standard

Equipment loan rates

4 offers
Fort Community Credit Union equipment loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Power Sports & Tractor Loans (Up to 36 Months)equipment_36mo9.250% APR9.250%Standard
Power Sports & Tractor Loans (Up to 48 Months)equipment_48mo9.250% APR9.250%Standard
Power Sports & Tractor Loans (Up to 60 Months)equipment_60mo9.250% APR9.250%Standard
Power Sports & Tractor Loans (Up to 72 Months)equipment_72mo10.700% APR10.700%Standard

Other rates

6 offers
Fort Community Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Your Keys Are a Few Clicks Away (Up to 36 months)other4.990% %4.990%Standard
Your Keys Are a Few Clicks Away (Up to 48 months)other5.190% %5.190%Standard
Your Keys Are a Few Clicks Away (Up to 60 months)other5.240% %5.240%Standard
Your Keys Are a Few Clicks Away (Up to 75 months)other5.740% %5.740%Standard
Your Keys Are a Few Clicks Away (Up to 72 months)other5.740% %5.740%Standard
Your Keys Are a Few Clicks Away (Up to 84 months)other6.540% %6.540%Standard

As of August 4, 2026, Fort Community Credit Union offers a 15-year fixed mortgage at 5.875% APR. Vehicle loans available from 4.99% APR for 48 months. HELOC rates from 8.125% APR. Personal loan rates from 3.7% APR. Savings and certificate yields up to 5.12% APY. Equipment loans from 9.25% APR.

Source: RateAPI.dev, verified from Fort Community Credit Union's official website

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About Fort Community Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
21.6K
Assets
$419.3M
Founded
1940
Locations reported
6
NCUA charter
67184
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Bilingual services
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Fort Community Credit Union

Membership eligibility from Fort Community Credit Union's own published criteria. How we verify this.

Community charter: live/work in Dane, Dodge, Jefferson +3 more

  • LocationDane, Dodge, Jefferson, Rock, Walworth, Waukesha

Verified from Fort Community Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Fort Community Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Fort Community Credit Union ranks against Wisconsin peers.

Frequently Asked Questions

What rates does Fort Community Credit Union offer?

Fort Community Credit Union currently offers mortgage, vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Fort Community Credit Union rates updated?

RateAPI verifies Fort Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Fort Community Credit Union's rate data?

Rate data is collected directly from Fort Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Fort Community Credit Union's mortgage rate?

As of August 4, 2026, Fort Community Credit Union offers a 15-year fixed mortgage at 5.875% APR.

What are Fort Community Credit Union's auto, rv & motorcycle loan rates?

As of August 4, 2026, Fort Community Credit Union offers vehicle loans from 4.99% APR.

What is Fort Community Credit Union's HELOC rate?

As of August 4, 2026, Fort Community Credit Union offers home equity lines of credit from 8.125% APR.

What is Fort Community Credit Union's personal loan rate?

As of August 4, 2026, Fort Community Credit Union offers personal loans from 3.7% APR.

What is Fort Community Credit Union's best CD rate?

As of August 4, 2026, Fort Community Credit Union offers savings and certificate (CD) yields up to 5.12% APY.

Related Rate Data

Compare Fort Community Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

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terminal
# Get rates for Fort Community Credit Union
curl "https://api.rateapi.dev/credit-unions/wisconsin/fort-community" \
  -H "Authorization: Bearer YOUR_API_KEY"