South Charleston Employees Credit Union
Verified rate book
Current South Charleston Employees Credit Union rates
19 published offers verified as of August 4, 2026.
Auto & vehicle rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 84-Month Auto Loan (2021–2023)auto_any_84mo | 5.990% APR | 5.990% | 84 mo | Standard |
| 84-Month Auto Loan (2018–2020)auto_any_84mo | 6.240% APR | 6.240% | 84 mo | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share-Secured Loanpersonal_secured | 4.000% APR | 4.000% | — | Standard |
| Line of Credit/Share Draft OD/Signaturesploc_variable | 12.000% APR | 12.000% | — | Standard |
Savings & CD rates
14 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| $1,500 To $2,999savings | 0.05% APY | 0.05% | — | Standard |
| > $3,000savings | 0.05% APY | 0.05% | — | Standard |
| $100 To $9,999savings | 0.20% APY | 0.20% | — | Standard |
| $10,000 To $19,999savings | 0.40% APY | 0.40% | — | Standard |
| Investor Savingssavings | 0.50% APY | 0.50% | — | Standard |
| $20,000 To $34,999savings | 0.60% APY | 0.60% | — | Standard |
| $35,000 To $49,999savings | 0.70% APY | 0.70% | — | Standard |
| > $50,000savings | 0.80% APY | 0.80% | — | Standard |
| Christmas Savingssavings | 1.00% APY | 1.00% | — | Specialty offer |
| 91 Daysavings | 2.50% APY | 2.50% | — | Standard |
| 36-Month Certificatecd_36mo | 2.50% APY | 2.50% | 36 mo | Standard |
| 24-Month Certificatecd_24mo | 2.75% APY | 2.75% | 24 mo | Standard |
| 6-Month Certificatecd_6mo | 3.10% APY | 3.10% | 6 mo | Standard |
| 12-Month Certificatecd_12mo | 3.50% APY | 3.50% | 12 mo | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Vacation/Christmasother | 5.000% % | 5.000% | — | Standard |
Auto loans available from 5.99% APR for 84 months. Personal loan rates from 4% APR. Savings and certificate yields up to 3.50% APY.
Source: RateAPI.dev, verified from South Charleston Employees Credit Union's official website
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About South Charleston Employees Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 1.2K
- Assets
- $14.4M
- Founded
- 1965
- Locations reported
- 1
- NCUA charter
- 16989
- Charter type
- Federal credit union
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join South Charleston Employees Credit Union
Membership eligibility from South Charleston Employees Credit Union's own published criteria. How we verify this.
Membership via employers (Employees of the state of West Virginia +3 more) or occupations (Students at public universities and colleges)
- EmployerEmployees of the state of West Virginia, Employees of this Credit Union, City of Charleston, St. Albans City Employees
- OccupationStudents at public universities and colleges
Verified from South Charleston Employees Credit Union's membership page. Final membership determination is always made by the credit union.
Work at South Charleston Employees Credit Union?
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Frequently Asked Questions
What rates does South Charleston Employees Credit Union offer?
South Charleston Employees Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are South Charleston Employees Credit Union rates updated?
RateAPI verifies South Charleston Employees Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get South Charleston Employees Credit Union's rate data?
Rate data is collected directly from South Charleston Employees Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are South Charleston Employees Credit Union's auto loan rates?
As of August 4, 2026, South Charleston Employees Credit Union offers auto loans from 5.99% APR.
What is South Charleston Employees Credit Union's personal loan rate?
As of August 4, 2026, South Charleston Employees Credit Union offers personal loans from 4% APR.
What is South Charleston Employees Credit Union's best CD rate?
As of August 4, 2026, South Charleston Employees Credit Union offers savings and certificate (CD) yields up to 3.50% APY.
Related Rate Data
Compare South Charleston Employees Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for South Charleston Employees Credit Union
curl "https://api.rateapi.dev/credit-unions/west-virginia/south-charleston-employees" \
-H "Authorization: Bearer YOUR_API_KEY"