Cha-Tel Credit Union
Verified rate book
Current Cha-Tel Credit Union rates
30 published offers verified as of August 3, 2026.
Auto & vehicle rates
25 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 36-Month New Motorcycle Loanmotorcycle_new_36mo | 4.740% APR | 4.740% | 36 mo · new | Standard |
| 48-Month New Motorcycle Loanmotorcycle_new_48mo | 5.240% APR | 5.240% | 48 mo · new | Standard |
| 36-Month Used Motorcycle Loanmotorcycle_used_36mo | 5.740% APR | 5.740% | 36 mo · used | Standard |
| 60-Month New Motorcycle Loanmotorcycle_new_60mo | 5.740% APR | 5.740% | 60 mo · new | Standard |
| New Boats, Campers and Farm Equipmentboat_new_36mo | 6.240% APR | 6.240% | 36 mo · new | Standard |
| 72-Month New Motorcycle Loanmotorcycle_new_72mo | 6.240% APR | 6.240% | 72 mo · new | Standard |
| 48-Month Used Motorcycle Loanmotorcycle_used_48mo | 6.240% APR | 6.240% | 48 mo · used | Standard |
| New Boats, Campers and Farm Equipmentboat_new_48mo | 6.490% APR | 6.490% | 48 mo · new | Standard |
| ATVs and Jet Skispowersports_any_48mo | 6.490% APR | 6.490% | 48 mo | Standard |
| Used Boats, Campers and Farm Equipmentboat_used_36mo | 6.740% APR | 6.740% | 36 mo · used | Standard |
| 60-Month Used Motorcycle Loanmotorcycle_used_60mo | 6.740% APR | 6.740% | 60 mo · used | Standard |
| Used Boats, Campers and Farm Equipmentboat_used_48mo | 6.990% APR | 6.990% | 48 mo · used | Standard |
| ATVs and Jet Skispowersports_any_60mo | 6.990% APR | 6.990% | 60 mo | Standard |
| New Boats, Campers and Farm Equipmentboat_new_60mo | 6.990% APR | 6.990% | 60 mo · new | Standard |
| 66-Month Used Motorcycle Loanmotorcycle_used_66mo | 7.240% APR | 7.240% | 66 mo · used | Standard |
| ATVs and Jet Skispowersports_any_84mo | 7.490% APR | 7.490% | 84 mo | Standard |
| New Boats, Campers and Farm Equipmentboat_new_72mo | 7.490% APR | 7.490% | 72 mo · new | Standard |
| Used Boats, Campers and Farm Equipmentboat_used_60mo | 7.490% APR | 7.490% | 60 mo · used | Standard |
| 84-Month New Motorcycle Loanmotorcycle_new_84mo | 7.490% APR | 7.490% | 84 mo · new | Standard |
| 72-Month Used Motorcycle Loanmotorcycle_used_72mo | 7.740% APR | 7.740% | 72 mo · used | Standard |
| Used Boats, Campers and Farm Equipmentboat_used_72mo | 7.990% APR | 7.990% | 72 mo · used | Standard |
| New Boats, Campers and Farm Equipmentboat_new_84mo | 7.990% APR | 7.990% | 84 mo · new | Standard |
| New Boats, Campers and Farm Equipmentboat_new_120mo | 8.490% APR | 8.490% | 120 mo · new | Standard |
| ATVs and Jet Skispowersports_any_120mo | 8.490% APR | 8.490% | 120 mo | Standard |
| Used Boats, Campers and Farm Equipmentboat_used_84mo | 9.990% APR | 9.990% | 84 mo · used | Standard |
Personal loan rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share-Secured Loanpersonal_secured | 4.000% APR | 4.000% | — | Standard |
| 24-Month Signature Loanpersonal_unsecured_24mo | 8.990% APR | 8.990% | 24 mo | Standard |
| Open End Line of Creditploc_variable | 9.740% APR | 9.740% | 36 mo | Standard |
| Closed Endpersonal_unsecured_36mo | 9.740% APR | 9.740% | 36 mo | Standard |
| Closed Endpersonal_unsecured_48mo | 10.740% APR | 10.740% | 48 mo | Standard |
Vehicle loans available from 4.74% APR for 36 months. Personal loan rates from 4% APR.
Source: RateAPI.dev, verified from Cha-Tel Credit Union's official website
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About Cha-Tel Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 1.2K
- Assets
- $11.4M
- Founded
- 1963
- Locations reported
- 3
- NCUA charter
- 15935
- Charter type
- Federal credit union
Services and member support
- Online loan application
- Electronic statements
- Mobile check deposit
- Mobile payments
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
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Who Can Join Cha-Tel Credit Union
Membership eligibility from Cha-Tel Credit Union's own published criteria. How we verify this.
Membership via employers (Frontier +6 more)
- LocationKanawha, Putnam, Clay, Boone, Lincoln
- EmployerFrontier, Verizon, AT&T, Life Bridge of Kanawha Valley, Pinkerton/Burns Security, AVI Food Systems, Fibernet
Verified from Cha-Tel Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Cha-Tel Credit Union?
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Frequently Asked Questions
What rates does Cha-Tel Credit Union offer?
Cha-Tel Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are Cha-Tel Credit Union rates updated?
RateAPI verifies Cha-Tel Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get Cha-Tel Credit Union's rate data?
Rate data is collected directly from Cha-Tel Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Cha-Tel Credit Union's boat, motorcycle & powersports loan rates?
As of August 3, 2026, Cha-Tel Credit Union offers vehicle loans from 4.74% APR.
What is Cha-Tel Credit Union's personal loan rate?
As of August 3, 2026, Cha-Tel Credit Union offers personal loans from 4% APR.
Related Rate Data
Compare Cha-Tel Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Cha-Tel Credit Union
curl "https://api.rateapi.dev/credit-unions/west-virginia/cha-tel" \
-H "Authorization: Bearer YOUR_API_KEY"