Charleston Credit Union

Charleston, West Virginia
Last verified: August 4, 2026
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Verified rate book

Current Charleston Credit Union rates

30 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

5 offers
Charleston Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
60-Month New Auto Loanauto_new_60mo4.250% APR4.250%60 mo · newStandard
84-Month New Auto Loanauto_new_84mo5.250% APR5.250%84 mo · newStandard
84-Month New Auto Loanauto_new_84mo6.250% APR6.250%84 mo · newStandard
72-Month New Auto Loan (2024)auto_new_72mo6.500% APR6.500%72 mo · newStandard
84-Month New Auto Loan (2024)auto_new_84mo7.000% APR7.000%84 mo · newStandard

Personal loan rates

3 offers
Charleston Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
SEASONAL LOANpersonal_unsecured_24mo5.000% APR5.000%24 moStandard
Debt Consolidation Loanpersonal12.000% APR12.000%—Standard
Unsecured Personal Loanpersonal_unsecured12.000% APR12.000%—Standard

Savings & CD rates

21 offers
Charleston Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
CHRISTMAS CLUBsavings2.02% APY2.00%—Specialty offer
3-Month Certificatecd_3mo2.07% APY2.05%3 moStandard
3-Month Certificateshare_certificate_3mo2.07% APY2.05%3 moStandard
6-Month Certificateshare_certificate_6mo2.12% APY2.10%6 moStandard
6-Month Certificatecd_6mo2.12% APY2.10%6 moStandard
$10,000 or more 2.20% Div Rate 2.22% APYsavings2.20% APY2.20%—Standard
3-Month Certificate ($10,000+)share_certificate_3mo2.22% APY2.20%3 moStandard
$10,000 or more 2.25% Div Rate 2.27% APYsavings2.25% APY2.25%—Standard
12-Month Certificatecd_12mo2.27% APY2.25%12 moStandard
6-Month Certificate ($10,000+)share_certificate_6mo2.27% APY2.25%6 moStandard
12-Month Certificateshare_certificate_12mo2.27% APY2.25%12 moStandard
18-Month Certificatecd_18mo2.32% APY2.30%18 moStandard
18-Month Certificateshare_certificate_18mo2.32% APY2.30%18 moStandard
24-Month Certificateshare_certificate_24mo2.38% APY2.35%24 moStandard
24-Month Certificatecd_24mo2.38% APY2.35%24 moStandard
$10,000 or more 2.45% Div Rate 2.48% APYsavings2.45% APY2.45%—Standard
18-Month Certificate ($10,000+)share_certificate_18mo2.48% APY2.45%18 moStandard
$10,000 or more 2.50% Div Rate 2.53% APYsavings2.50% APY2.50%—Standard
24-Month Certificate ($10,000+)share_certificate_24mo2.53% APY2.50%24 moStandard
CD SPECIAL $$$$$ $10,000 or more 3.75% Div Rate 3.77% APY $$$$cd3.75% APY3.75%—Standard
12-Month Certificate ($10,000+)share_certificate_12mo3.77% APY3.75%12 moStandard

Other rates

1 offer
Charleston Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
2024 MODEL 84 months rate 7.00%* APR 72 months 6.50%* APRother7.000% %7.000%—Standard

Auto loans available from 4.25% APR for 60 months. Personal loan rates from 5% APR. Savings and certificate yields up to 3.77% APY.

Source: RateAPI.dev, verified from Charleston Credit Union's official website

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About Charleston Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
1.3K
Assets
$15.3M
Founded
1959
Locations reported
1
NCUA charter
12922
Charter type
Federal credit union

Services and member support

  • Electronic statements
  • Financial counseling

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

ElementCapitol Street · Charleston · WV · 25301Branch in the same ZIPPioneer AppalachiaMain Office · Charleston · WV · 25301Branch in the same ZIPSouth Charleston EmployeesCredit Union Office · South Charleston · WV · 25303About 3.2 miles awayWest VirginiaWVFCU · South Charleston · WV · 25303-1240About 3.2 miles awayMembers Choice WVMembers Choice WV FCU · Charleston · WV · 25302-2209About 3.4 miles awayUnion TradesBranch Office · Charleston · WV · 25302-2325About 3.4 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Charleston Credit Union

Membership eligibility from Charleston Credit Union's own published criteria. How we verify this.

Membership via employers (The University of Charleston +3 more)

  • LocationKanawha
  • EmployerThe University of Charleston, Charleston Job Corp., Goodwill, Ind., Northern Management

Verified from Charleston Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Charleston Credit Union?

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Frequently Asked Questions

What rates does Charleston Credit Union offer?

Charleston Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Charleston Credit Union rates updated?

RateAPI verifies Charleston Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Charleston Credit Union's rate data?

Rate data is collected directly from Charleston Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Charleston Credit Union's auto loan rates?

As of August 4, 2026, Charleston Credit Union offers auto loans from 4.25% APR.

What is Charleston Credit Union's personal loan rate?

As of August 4, 2026, Charleston Credit Union offers personal loans from 5% APR.

What is Charleston Credit Union's best CD rate?

As of August 4, 2026, Charleston Credit Union offers savings and certificate (CD) yields up to 3.77% APY.

Related Rate Data

Compare Charleston Credit Union's rates against national credit-union benchmarks.

More West Virginia credit unionsAuto loan rate benchmarkPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

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Track Charleston Credit Union rates

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Access this data programmatically with our REST API

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# Get rates for Charleston Credit Union
curl "https://api.rateapi.dev/credit-unions/west-virginia/charleston" \
  -H "Authorization: Bearer YOUR_API_KEY"
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