Peoples Credit Union
Verified rate book
Current Peoples Credit Union rates
17 published offers verified as of August 4, 2026.
Mortgage rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Mortgage - 10 yrother | 6.000% APR | 6.000% | — | Standard |
| Mortgage - 15 yrother | 6.125% APR | 6.125% | — | Standard |
Auto & vehicle rates
8 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Auto Loanauto_new | 4.900% APR | 4.900% | new | Standard |
| Used Auto Loanauto_used | 5.400% APR | 5.400% | used | Standard |
| New Motorcycle Loanmotorcycle_new | 5.900% APR | 5.900% | new | Standard |
| New ATVpowersports_new | 5.900% APR | 5.900% | new | Standard |
| New Boat / RVboat_new | 5.900% APR | 5.900% | new | Standard |
| Used Boat / RVboat_used | 6.150% APR | 6.150% | used | Standard |
| Used ATVpowersports_used | 6.150% APR | 6.150% | used | Standard |
| Used Motorcycle Loanmotorcycle_used | 6.150% APR | 6.150% | used | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC (Variable)heloc_variable | 6.750% APR | 6.750% | — | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Fuel Loanpersonal | 7.750% APR | 7.750% | — | Standard |
| Instant Cash Line of Creditploc_variable | 7.990% APR | 7.990% | — | Standard |
| Signature Loanpersonal_unsecured | 9.550% APR | 9.550% | — | Standard |
Savings & CD rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Frozen Share / Money Club/ Certificatecd | 4.00% APY | 4.00% | — | Standard |
Equipment loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Lawn / Tractor / Farm Equipmentequipment_new | 6.400% APR | 6.400% | — | Standard |
| Used Lawn / Tractor / Farm Equipmentequipment_used | 7.400% APR | 7.400% | — | Standard |
As of August 4, 2026, Peoples Credit Union offers mortgage rates from 6% APR. Vehicle loans available from 4.9% APR. HELOC rates from 6.75% APR. Personal loan rates from 7.75% APR. Savings and certificate yields up to 4.00% APY. Equipment loans from 6.4% APR.
Source: RateAPI.dev, verified from Peoples Credit Union's official website
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About Peoples Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 10.8K
- Assets
- $131.3M
- Founded
- 1965
- Locations reported
- 4
- NCUA charter
- 16993
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Financial counseling
- First-time homebuyer program
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Peoples Credit Union
Membership eligibility from Peoples Credit Union's own published criteria. How we verify this.
Community charter: live/work in Kanawha, Mason, Putnam
- LocationKanawha, Mason, Putnam
Verified from Peoples Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Peoples Credit Union?
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Frequently Asked Questions
What rates does Peoples Credit Union offer?
Peoples Credit Union currently offers mortgage, vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Peoples Credit Union rates updated?
RateAPI verifies Peoples Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Peoples Credit Union's rate data?
Rate data is collected directly from Peoples Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Peoples Credit Union's mortgage rate?
As of August 4, 2026, Peoples Credit Union offers mortgage rates from 6% APR.
What are Peoples Credit Union's auto, boat, motorcycle & powersports loan rates?
As of August 4, 2026, Peoples Credit Union offers vehicle loans from 4.9% APR.
What is Peoples Credit Union's HELOC rate?
As of August 4, 2026, Peoples Credit Union offers home equity lines of credit from 6.75% APR.
What is Peoples Credit Union's personal loan rate?
As of August 4, 2026, Peoples Credit Union offers personal loans from 7.75% APR.
What is Peoples Credit Union's best CD rate?
As of August 4, 2026, Peoples Credit Union offers savings and certificate (CD) yields up to 4.00% APY.
Related Rate Data
Compare Peoples Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Peoples Credit Union
curl "https://api.rateapi.dev/credit-unions/west-virginia/peoples" \
-H "Authorization: Bearer YOUR_API_KEY"