Puget Sound Cooperative Credit Union

Bellevue, Washington
Last verified: August 4, 2026
Work at Puget Sound Cooperative Credit Union? Claim this profile →

Verified rate book

Current Puget Sound Cooperative Credit Union rates

66 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

17 offers
Puget Sound Cooperative Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
New Electric, Plug-in Hybrid, or Hybrid Vehiclesauto_new4.740% APR4.740%newStandard
New Electric, Plug-in Hybrid, or Hybrid Vehicles: Model Year 2025 or newerauto_new_60mo4.740% APR4.740%60 mo · newStandard
Used Electric, Plug-in Hybrid, or Hybrid Vehicles: Model Year 2024 or olderauto_used_60mo4.990% APR4.990%60 mo · usedStandard
New Electric, Plug-in Hybrid, or Hybrid Vehicles: Model Year 2025 or newerauto_new_72mo4.990% APR4.990%72 mo · newStandard
Used Electric, Plug-in Hybrid, or Hybrid Vehiclesauto_used4.990% APR4.990%usedStandard
New Auto Loanauto_new5.240% APR5.240%newStandard
Used Electric, Plug-in Hybrid, or Hybrid Vehicles: Model Year 2024 or olderauto_used_72mo5.240% APR5.240%72 mo · usedStandard
60-Month New Auto Loan (2025 and Newer)auto_new_60mo5.240% APR5.240%60 mo · newStandard
Used Auto Loanauto_used5.490% APR5.490%usedStandard
72-Month New Auto Loan (2025 and Newer)auto_new_72mo5.490% APR5.490%72 mo · newStandard
60-Month Used Auto Loan (2024 and Older)auto_used_60mo5.490% APR5.490%60 mo · usedStandard
72-Month Used Auto Loan (2024 and Older)auto_used_72mo5.740% APR5.740%72 mo · usedStandard
Sport Vehicles: Off Road, ATV, etc.powersports_any_60mo5.740% APR5.740%60 moStandard
New Electric, Plug-in Hybrid, or Hybrid Vehicles: Model Year 2025 or newerauto_new_84mo5.990% APR5.990%84 mo · newStandard
84-Month New Auto Loan (2025 and Newer)auto_new_84mo6.490% APR6.490%84 mo · newStandard
New Boats, RVs and Motorcyclesboat_new6.740% APR6.740%newStandard
Used Boats, RVs and Motorcyclesboat_used6.990% APR6.990%usedStandard

HELOC rates

7 offers
Puget Sound Cooperative Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
10-Year Home Equity Loan Special (fixed rate, 80% LTV, $250,000 max)heloc_fixed5.500% APR5.500%—Standard
You've worked hard for your home-now put it to workheloc5.500% APR5.500%—Standard
Home Equity Loan Special Offerheloc_fixed5.500% APR5.500%—Standard
HELOC (Variable)heloc_variable6.240% APR6.240%—Standard
HELOC - HELOC (variable rate, 80% LTV)heloc_variable6.370% APR6.370%—Standard
Home Equity Loan (Fixed)heloc_fixed7.000% APR7.000%—Standard
Home Equity Loan (fixed rate, 80% LTV)heloc_fixed7.000% APR7.000%—Standard

Personal loan rates

7 offers
Puget Sound Cooperative Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
60-Month Share-Secured Loanpersonal_secured_60mo4.250% APR4.250%60 moStandard
Personal/Signature loanpersonal_unsecured_12mo7.740% APR7.740%12 moStandard
Personal/Signature loanpersonal_unsecured_24mo8.740% APR8.740%24 moStandard
Personal/Signature loanpersonal_unsecured_36mo9.740% APR9.740%36 moStandard
Personal/Signature loanpersonal_unsecured_48mo10.740% APR10.740%48 moStandard
Personal/Signature loanpersonal_unsecured_60mo11.740% APR11.740%60 moStandard
Personal/Signature loanpersonal_unsecured_72mo12.740% APR12.740%72 moStandard

Credit card rates

3 offers
Puget Sound Cooperative Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Visa Platinum & Platinum Rewardscredit_card_rewards9.750% APR9.750%—Standard
Secured Credit Cardcredit_card_secured14.750% APR14.750%—Standard
Visa Classiccredit_card14.750% APR14.750%—Standard

Savings & CD rates

31 offers
Puget Sound Cooperative Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Better-than-Basic Checking: $0savings0.10% APY0.10%—Standard
GreenRewards Checking: $501+ **savings0.15% APY0.15%—Standard
Savings ($5–$24,999.99)savings0.35% APY0.35%—Standard
Savings ($25,000–$99,999.99)savings0.40% APY0.40%—Standard
Holiday & Club Savings Accounts: $0***savings0.50% APY0.50%—Specialty offer
Savings ($100,000+)savings0.50% APY0.50%—Standard
IRA ($50–$24,999.99)ira0.50% APY0.50%—Standard
IRA ($25,000–$99,999.99)ira0.60% APY0.60%—Standard
IRA ($100,000+)ira0.70% APY0.70%—Standard
60-Month Certificatecd_60mo2.75% APY2.75%60 moStandard
48-Month Certificatecd_48mo2.96% APY2.96%48 moStandard
48-month IRA Certificate 5ira_cd_48mo2.96% APY2.96%48 moStandard
48-month Certificate | Wave Club 3cd_48mo3.20% APY3.20%48 moStandard
48-month IRA Wave Club Certificate 5ira_cd_48mo3.20% APY3.20%48 moStandard
6-Month Certificatecd_6mo3.45% APY3.45%6 moStandard
7-Month Certificatecd_7mo3.45% APY3.45%7 moStandard
10-month Mount Adams Certificatecd_10mo3.45% APY3.45%10 moStandard
36-month Pacific Northwest (PNW) Certificatecd_36mo3.45% APY3.45%36 moStandard
5-month Bump-Up Certificate 2cd_5mo3.45% APY3.45%5 moStandard
12-month IRA Certificate 5ira_cd_12mo3.69% APY3.69%12 moStandard
18-month GreenUp Certificatecd_18mo3.69% APY3.69%18 moStandard
20-month Mount Rainier Certificatecd_20mo3.69% APY3.69%20 moStandard
6-month Certificate | Wave Club 3cd_6mo3.69% APY3.69%6 moStandard
24-Month Certificatecd_24mo3.69% APY3.69%24 moStandard
24-month IRA Certificate 5ira_cd_24mo3.69% APY3.69%24 moStandard
12-Month Certificatecd_12mo3.69% APY3.69%12 moStandard
24-month IRA Wave Club Certificate 5ira_cd_24mo3.93% APY3.93%24 moStandard
12-month Certificate | Wave Club 3cd_12mo3.93% APY3.93%12 moStandard
24-month Certificate | Wave Club 3cd_24mo3.93% APY3.93%24 moStandard
12-month IRA Wave Club Certificate 5ira_cd_12mo3.93% APY3.93%12 moStandard
GreenRewards Checking: $0 - $500**savings4.00% APY4.00%—Standard

Other rates

1 offer
Puget Sound Cooperative Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Bicycles and Kayaksother5.740% %5.740%—Standard

Vehicle loans available from 4.74% APR. HELOC rates from 5.5% APR. Personal loan rates from 4.25% APR. Credit card rates from 9.75% APR. Savings and certificate yields up to 4.00% APY.

Source: RateAPI.dev, verified from Puget Sound Cooperative Credit Union's official website

Loading branch locator…

About Puget Sound Cooperative Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
16.8K
Assets
$280M
Founded
1936
Locations reported
3
NCUA charter
68204
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Bilingual services

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Boeing EmployeesBellevue - Downtown · Bellevue · WA · 98004Branch in the same ZIPFirst TechnologyDowntown Bellevue Community Experience Center · Bellevue · WA · 98004-5529Branch in the same ZIPSalalBellevue · Bellevue · WA · 98004-4640Branch in the same ZIPWashington State EmployeesBELLEVUE · Bellevue · WA · 98004Branch in the same ZIPSoundBellevue Branch · Bellevue · WA · 98007-5147About 2.9 miles awayGlobalKirkland · Kirkland · WA · 98033About 4.0 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Puget Sound Cooperative Credit Union

Membership eligibility from Puget Sound Cooperative Credit Union's own published criteria. How we verify this.

Community charter: live/work in WA

  • LocationWA

Cost to join: About $5.

Verified from Puget Sound Cooperative Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Puget Sound Cooperative Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Puget Sound Cooperative Credit Union ranks against Washington peers.

Claim this profileHow scorecards work

Frequently Asked Questions

What rates does Puget Sound Cooperative Credit Union offer?

Puget Sound Cooperative Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Puget Sound Cooperative Credit Union rates updated?

RateAPI verifies Puget Sound Cooperative Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Puget Sound Cooperative Credit Union's rate data?

Rate data is collected directly from Puget Sound Cooperative Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Puget Sound Cooperative Credit Union's auto, boat & powersports loan rates?

As of August 4, 2026, Puget Sound Cooperative Credit Union offers vehicle loans from 4.74% APR.

What is Puget Sound Cooperative Credit Union's HELOC rate?

As of August 4, 2026, Puget Sound Cooperative Credit Union offers home equity lines of credit from 5.5% APR.

What is Puget Sound Cooperative Credit Union's personal loan rate?

As of August 4, 2026, Puget Sound Cooperative Credit Union offers personal loans from 4.25% APR.

What is Puget Sound Cooperative Credit Union's best CD rate?

As of August 4, 2026, Puget Sound Cooperative Credit Union offers savings and certificate (CD) yields up to 4.00% APY.

Related Rate Data

Compare Puget Sound Cooperative Credit Union's rates against national credit-union benchmarks.

More Washington credit unionsAuto loan rate benchmarkHELOC ratesPersonal loan ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Puget Sound Cooperative Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when Washington credit union rates move.

Daily rate email

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Puget Sound Cooperative Credit Union
curl "https://api.rateapi.dev/credit-unions/washington/puget-sound-cooperative" \
  -H "Authorization: Bearer YOUR_API_KEY"
Explore API DocumentationUse with Claude