Mosaic Credit Union
Verified rate book
Current Mosaic Credit Union rates
7 published offers verified as of August 4, 2026.
Auto & vehicle rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loan Special (Feb 14 - Jun 30) - New rate for 2025-2026auto_new_72mo | 5.250% APR | 5.250% | 72 mo · new | Standard |
| Auto Loan Special (Feb 14 - Jun 30) - Used Autos** model year 2020-2024 (100% NADA value)auto_used_72mo | 6.250% APR | 6.250% | 72 mo · used | Standard |
| Auto Loan Special (Feb 14 - Jun 30) - Used Autos** model year 2013-2019 (80% to 100% NADA value based on credit)auto_used_48mo | 6.950% APR | 6.950% | 48 mo · used | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 36-Month Signature Loanpersonal_unsecured_36mo | 15.000% APR | 15.000% | 36 mo | Standard |
| 6-Month Credit Builder Loanpersonal_unsecured_6mo | 18.000% APR | 18.000% | 6 mo | Standard |
Credit card rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Platinum Credit Cardcredit_card_platinum | 9.900% APR | 9.900% | — | Standard |
| Mobile Home Loancredit_card | 12.000% APR | 12.000% | — | Standard |
Auto loans available from 5.25% APR for 72 months. Personal loan rates from 15% APR. Credit card rates from 9.9% APR.
Source: RateAPI.dev, verified from Mosaic Credit Union's official website
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About Mosaic Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 3.1K
- Assets
- $9.1M
- Founded
- 1986
- Locations reported
- 1
- NCUA charter
- 24281
- Charter type
- Federal credit union
Services and member support
- Electronic statements
- Financial education
- Bilingual services
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Mosaic Credit Union
Membership eligibility from Mosaic Credit Union's own published criteria. How we verify this.
Membership via employers (Andros USA +5 more)
- EmployerAndros USA, Pilgrim's Pride Corporation, Virginia Poultry Growers Coop, Bowman Apple Products, May Supply, Valley Custom Homes
Verified from Mosaic Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Mosaic Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Mosaic Credit Union ranks against Virginia peers.
Frequently Asked Questions
What rates does Mosaic Credit Union offer?
Mosaic Credit Union currently offers Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Mosaic Credit Union rates updated?
RateAPI verifies Mosaic Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Mosaic Credit Union's rate data?
Rate data is collected directly from Mosaic Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Mosaic Credit Union's auto loan rates?
As of August 4, 2026, Mosaic Credit Union offers auto loans from 5.25% APR.
What is Mosaic Credit Union's personal loan rate?
As of August 4, 2026, Mosaic Credit Union offers personal loans from 15% APR.
Related Rate Data
Compare Mosaic Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Mosaic Credit Union rates
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Use it via API
Access this data programmatically with our REST API
# Get rates for Mosaic Credit Union
curl "https://api.rateapi.dev/credit-unions/virginia/mosaic" \
-H "Authorization: Bearer YOUR_API_KEY"