Merck Employees Credit Union
Verified rate book
Current Merck Employees Credit Union rates
16 published offers verified as of August 4, 2026.
Savings & CD rates
10 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Current IRA Certificate Offerings: (6 month IRA Certificate*)ira_cd_6mo | 3.50% APY | 3.50% | 6 mo | Standard |
| 6-Month Certificatecd_6mo | 3.50% APY | 3.50% | 6 mo | Standard |
| Current IRA Certificate Offerings: (New Money Regular or IRA 6-month Certificate**)ira_cd_6mo | 3.75% APY | 3.75% | 6 mo | Standard |
| 12-Month Certificatecd_12mo | 4.00% APY | 4.00% | 12 mo | Standard |
| Current IRA Certificate Offerings: (12 month IRA Certificate*)ira_cd_12mo | 4.00% APY | 4.00% | 12 mo | Standard |
| Current IRA Certificate Offerings: (New Money Regular or IRA 12 month Certificate**)ira_cd_12mo | 4.25% APY | 4.25% | 12 mo | Standard |
| 36-Month Certificatecd_36mo | 5.35% APY | 5.35% | 36 mo | Standard |
| 24-Month Certificatecd_24mo | 5.35% APY | 5.35% | 24 mo | Standard |
| 48-Month Certificatecd_48mo | 5.60% APY | 5.60% | 48 mo | Standard |
| 60-Month Certificatecd_60mo | 5.85% APY | 5.85% | 60 mo | Standard |
Other rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Current Rates* (24 months)other | 5.350% % | 5.350% | — | Standard |
| Current Rates* (36 months)other | 5.350% % | 5.350% | — | Standard |
| Current Rates* (48 months)other | 5.600% % | 5.600% | — | Standard |
| Current Rates* (60 months)other | 5.850% % | 5.850% | — | Standard |
| Current Rates* (72 months)other | 6.100% % | 6.100% | — | Standard |
| Current Rates* (84 months)other | 6.350% % | 6.350% | — | Standard |
Savings and certificate yields up to 5.85% APY.
Source: RateAPI.dev, verified from Merck Employees Credit Union's official website
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About Merck Employees Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 24K
- Assets
- $1.7B
- Founded
- 1936
- Locations reported
- 3
- NCUA charter
- 1454
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
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Who Can Join Merck Employees Credit Union
Membership eligibility from Merck Employees Credit Union's own published criteria. How we verify this.
Membership criteria are published on Merck Employees Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Merck Employees Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Merck Employees Credit Union offer?
Merck Employees Credit Union is a credit union in New Jersey. Rate data is currently being verified.
How often are Merck Employees Credit Union rates updated?
RateAPI verifies Merck Employees Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Merck Employees Credit Union's rate data?
Rate data is collected directly from Merck Employees Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Merck Employees Credit Union's best CD rate?
As of August 4, 2026, Merck Employees Credit Union offers savings and certificate (CD) yields up to 5.85% APY.
Related Rate Data
Compare Merck Employees Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Merck Employees Credit Union
curl "https://api.rateapi.dev/credit-unions/new-jersey/merck-employees" \
-H "Authorization: Bearer YOUR_API_KEY"