Commonwealth One Credit Union
Verified rate book
Current Commonwealth One Credit Union rates
57 published offers verified as of August 4, 2026.
Auto & vehicle rates
34 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Cars: 2025 models and newer (Up to 36 months)auto_new_36mo | 4.140% APR | 4.140% | 36 mo · new | Standard |
| Auto Loanauto | 4.140% APR | 4.140% | — | Standard |
| New Cars: 2025 models and newer (37 - 48 months)auto_new_48mo | 4.540% APR | 4.540% | 48 mo · new | Standard |
| Up to 36-Month Used Auto Loan (2019–2024)auto_used_36mo | 4.640% APR | 4.640% | 36 mo · used | Standard |
| New Cars: 2025 models and newer (49 - 60 months)auto_new_60mo | 4.640% APR | 4.640% | 60 mo · new | Standard |
| New Cars: 2025 models and newer (61 - 72 months)auto_new_72mo | 4.800% APR | 4.800% | 72 mo · new | Standard |
| Used Cars: 2019 - 2024 models (37 - 48 months)auto_used_48mo | 5.040% APR | 5.040% | 48 mo · used | Standard |
| Used Cars: 2018 models and older (20 years old max) (Up to 36 months)auto_used_36mo | 5.040% APR | 5.040% | 36 mo · used | Standard |
| Up to 36-Month New Motorcycle Loan (2025 and Newer)motorcycle_new_36mo | 5.140% APR | 5.140% | 36 mo · new | Standard |
| Used Cars: 2019 - 2024 models (49 - 60 months)auto_used_60mo | 5.140% APR | 5.140% | 60 mo · used | Standard |
| Used Cars: 2019 - 2024 models (61 - 72 months)auto_used_72mo | 5.300% APR | 5.300% | 72 mo · used | Standard |
| New Motorcycles: 2025 and newer (37 - 48 months)motorcycle_new_48mo | 5.540% APR | 5.540% | 48 mo · new | Standard |
| Used Cars: 2018 models and older (20 years old max) (37 - 48 months)auto_used_48mo | 5.540% APR | 5.540% | 48 mo · used | Standard |
| Up to 36-Month Used Motorcycle Loan (2024 and Older)motorcycle_used_36mo | 5.640% APR | 5.640% | 36 mo · used | Standard |
| New Motorcycles: 2025 and newer (49 - 60 months)motorcycle_new_60mo | 5.640% APR | 5.640% | 60 mo · new | Standard |
| Used Cars: 2018 models and older (20 years old max) (49 - 60 months)auto_used_60mo | 5.780% APR | 5.780% | 60 mo · used | Standard |
| New Cars: 2025 models and newer (73 - 84 months)auto_new_84mo | 5.800% APR | 5.800% | 84 mo · new | Standard |
| New Motorcycles: 2025 and newer (61 - 72 months)motorcycle_new_72mo | 5.800% APR | 5.800% | 72 mo · new | Standard |
| Used Motorcycles: 2024 and older (37 - 48 months)motorcycle_used_48mo | 6.040% APR | 6.040% | 48 mo · used | Standard |
| Used Cars: 2018 models and older (20 years old max) (60 - 72 months)auto_used_72mo | 6.040% APR | 6.040% | 72 mo · used | Standard |
| Used Motorcycles: 2024 and older (49 - 60 months)motorcycle_used_60mo | 6.140% APR | 6.140% | 60 mo · used | Standard |
| Used Cars: 2019 - 2024 models (73 - 84 months)auto_used_84mo | 6.300% APR | 6.300% | 84 mo · used | Standard |
| Used Motorcycles: 2024 and older (61 - 72 months)motorcycle_used_72mo | 6.300% APR | 6.300% | 72 mo · used | Standard |
| New Motorcycles: 2025 and newer (73 - 84 months)motorcycle_new_84mo | 6.800% APR | 6.800% | 84 mo · new | Standard |
| Used Motorcycles: 2024 and older (73 - 84 months)motorcycle_used_84mo | 7.300% APR | 7.300% | 84 mo · used | Standard |
| Used Cars: 2018 models and older (20 years old max) (73 -84 months)auto_used_84mo | 7.500% APR | 7.500% | 84 mo · used | Standard |
| New Cars: 2025 models and newer (85 - 96 months)auto_new_96mo | 8.340% APR | 8.340% | 96 mo · new | Standard |
| Used Cars: 2019 - 2024 models (85 - 96 month)auto_used_96mo | 8.840% APR | 8.840% | 96 mo · used | Standard |
| New Boat/RV: 2025 and newer (96 months)boat_new_96mo | 10.840% APR | 10.840% | 96 mo · new | Standard |
| Used Boat/RV: 2024 and older (96 months)boat_used_96mo | 11.340% APR | 11.340% | 96 mo · used | Standard |
| New Boat/RV: 2025 and newer (120 months)boat_new_120mo | 11.590% APR | 11.590% | 120 mo · new | Standard |
| Used Boat/RV: 2024 and older (120 months)boat_used_120mo | 12.090% APR | 12.090% | 120 mo · used | Standard |
| New Boat/RV: 2025 and newer (144 months)boat_new_144mo | 12.590% APR | 12.590% | 144 mo · new | Standard |
| Used Boat/RV: 2024 and older (144 months)boat_used_144mo | 13.090% APR | 13.090% | 144 mo · used | Standard |
HELOC rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Interest Onlyheloc | 6.500% APR | 6.500% | — | Standard |
| HELOC (Variable)heloc_variable | 6.500% APR | 6.500% | — | Standard |
| 5 Years - 20 Yearsheloc | 6.620% APR | 6.620% | — | Standard |
| Home Equity Loan (Fixed)heloc_fixed | 6.620% APR | 6.620% | — | Standard |
Personal loan rates
9 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Up to 12-Month Unsecured Personal Loanpersonal_unsecured_12mo | 6.990% APR | 6.990% | 12 mo | Standard |
| Up to 24-Month Unsecured Personal Loanpersonal_unsecured_24mo | 6.990% APR | 6.990% | 24 mo | Standard |
| Up to 36-Month Unsecured Personal Loanpersonal_unsecured_36mo | 7.990% APR | 7.990% | 36 mo | Standard |
| Up to 48-Month Unsecured Personal Loanpersonal_unsecured_48mo | 8.990% APR | 8.990% | 48 mo | Standard |
| Up to 60-Month Unsecured Personal Loanpersonal_unsecured_60mo | 9.990% APR | 9.990% | 60 mo | Standard |
| Up to 72-Month Unsecured Personal Loanpersonal_unsecured_72mo | 10.990% APR | 10.990% | 72 mo | Standard |
| OneLine Loanpersonal | 11.750% APR | 11.750% | — | Standard |
| 12-Month Credit Builder Loanpersonal_unsecured_12mo | 15.240% APR | 15.240% | 12 mo | Standard |
| Credit Builder Loan (Up to 12 months (Maximum $1,000))personal_unsecured_12mo | 15.240% APR | 15.240% | 12 mo | Standard |
Credit card rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Platinum Credit Cardcredit_card_platinum | 11.490% APR | 11.490% | — | Standard |
| Annual percentage rate (APR*) for purchasescredit_card | 11.490% APR | 11.490% | — | Standard |
| Annual percentage rate (APR*) for balance transfers and cash advancescredit_card_balance_transfer | 11.490% APR | 11.490% | — | Standard |
| Platinum Rewards Credit Cardcredit_card_rewards | 12.490% APR | 12.490% | — | Standard |
| Signature Rewards Credit Cardcredit_card_rewards | 13.490% APR | 13.490% | — | Standard |
Savings & CD rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 12-Month Certificateshare_certificate_12mo | 3.55% APY | 3.55% | 12 mo | Standard |
| Jumbo Share Certificateshare_certificate_12mo | 3.65% APY | 3.65% | 12 mo | Standard |
Other rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Campus Bookstore Loanother | 6.150% % | 6.150% | — | Standard |
| Campus Bookstore Loan (Up to 24 months (Maximum $3,000))other | 6.150% % | 6.150% | — | Standard |
| Revolving Up to $25,000other | 11.750% % | 11.750% | — | Standard |
Vehicle loans available from 4.14% APR for 36 months. HELOC rates from 6.5% APR. Personal loan rates from 6.99% APR. Credit card rates from 11.49% APR. Savings and certificate yields up to 3.65% APY.
Source: RateAPI.dev, verified from Commonwealth One Credit Union's official website
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About Commonwealth One Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 28.7K
- Assets
- $509.3M
- Founded
- 1944
- Locations reported
- 9
- NCUA charter
- 5134
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
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Who Can Join Commonwealth One Credit Union
Membership eligibility from Commonwealth One Credit Union's own published criteria. How we verify this.
Membership via the Virginia Consumer Council ($15)
- AssociationVirginia Consumer Council
Cost to join: About $20 (a $15 membership fee plus a $5 minimum deposit).
Verified from Commonwealth One Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Commonwealth One Credit Union?
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Frequently Asked Questions
What rates does Commonwealth One Credit Union offer?
Commonwealth One Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Commonwealth One Credit Union rates updated?
RateAPI verifies Commonwealth One Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Commonwealth One Credit Union's rate data?
Rate data is collected directly from Commonwealth One Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Commonwealth One Credit Union's auto, boat & motorcycle loan rates?
As of August 4, 2026, Commonwealth One Credit Union offers vehicle loans from 4.14% APR.
What is Commonwealth One Credit Union's HELOC rate?
As of August 4, 2026, Commonwealth One Credit Union offers home equity lines of credit from 6.5% APR.
What is Commonwealth One Credit Union's personal loan rate?
As of August 4, 2026, Commonwealth One Credit Union offers personal loans from 6.99% APR.
What is Commonwealth One Credit Union's best CD rate?
As of August 4, 2026, Commonwealth One Credit Union offers savings and certificate (CD) yields up to 3.65% APY.
Related Rate Data
Compare Commonwealth One Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Commonwealth One Credit Union
curl "https://api.rateapi.dev/credit-unions/virginia/commonwealth-one" \
-H "Authorization: Bearer YOUR_API_KEY"