Baylands Family Credit Union
Verified rate book
Current Baylands Family Credit Union rates
18 published offers verified as of August 3, 2026.
Auto & vehicle rates
12 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loan, Refinanceauto | 2.800% APR | 2.800% | — | Standard |
| 84-Month New Auto Loanauto_new_84mo | 4.500% APR | 4.500% | 84 mo · new | Standard |
| 84-Month Auto Loan (2020–2026)auto_any_84mo | 5.000% APR | 5.000% | 84 mo | Standard |
| 72-Month Used Auto Loan (2019 and Older)auto_used_72mo | 6.000% APR | 6.000% | 72 mo · used | Standard |
| New Motorcycle/ATV Loanmotorcycle_new_72mo | 6.250% APR | 6.250% | 72 mo · new | Standard |
| 180-Month New RV Loanrv_new_180mo | 6.500% APR | 6.500% | 180 mo · new | Standard |
| 180-Month New Boat Loanboat_new_180mo | 6.500% APR | 6.500% | 180 mo · new | Standard |
| Used Motorcycle/ATV Loanmotorcycle_used_72mo | 6.750% APR | 6.750% | 72 mo · used | Standard |
| New Jet Ski Loanboat_new_72mo | 6.750% APR | 6.750% | 72 mo · new | Standard |
| Used Jet Ski Loanboat_used_72mo | 7.250% APR | 7.250% | 72 mo · used | Standard |
| 180-Month Used Boat Loanboat_used_180mo | 7.500% APR | 7.500% | 180 mo · used | Standard |
| 180-Month Used RV Loanrv_used_180mo | 7.500% APR | 7.500% | 180 mo · used | Standard |
Personal loan rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 72-Month Share-Secured Loanpersonal_secured_72mo | 3.000% APR | 3.000% | 72 mo | Standard |
| 12-Month Credit Builder Loanpersonal_unsecured_12mo | 5.000% APR | 5.000% | 12 mo | Standard |
| Suns Out, Funds Out Summer Personal Loanpersonal_unsecured | 8.000% APR | 8.000% | — | Standard |
| 84-Month Unsecured Personal Loanpersonal_unsecured_84mo | 9.000% APR | 9.000% | 84 mo | Standard |
| Overdraft Line of Creditpersonal | 10.000% APR | 10.000% | — | Standard |
| Business Overdraft Protection Loanpersonal | 10.000% APR | 10.000% | — | Standard |
Vehicle loans available from 2.8% APR. Personal loan rates from 3% APR.
Source: RateAPI.dev, verified from Baylands Family Credit Union's official website
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About Baylands Family Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 5.6K
- Assets
- $95.3M
- Founded
- 1946
- Locations reported
- 3
- NCUA charter
- 68686
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online loan application
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Baylands Family Credit Union
Membership eligibility from Baylands Family Credit Union's own published criteria. How we verify this.
Community charter: live/work in Chesterfield, James City, New Kent +5 more
- LocationChesterfield, James City, New Kent, King William, Middlesex, Essex, Gloucester, Mathews
Cost to join: About $5.
Verified from Baylands Family Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Baylands Family Credit Union?
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Frequently Asked Questions
What rates does Baylands Family Credit Union offer?
Baylands Family Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are Baylands Family Credit Union rates updated?
RateAPI verifies Baylands Family Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get Baylands Family Credit Union's rate data?
Rate data is collected directly from Baylands Family Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Baylands Family Credit Union's auto, rv, boat & motorcycle loan rates?
As of August 3, 2026, Baylands Family Credit Union offers vehicle loans from 2.8% APR.
What is Baylands Family Credit Union's personal loan rate?
As of August 3, 2026, Baylands Family Credit Union offers personal loans from 3% APR.
Related Rate Data
Compare Baylands Family Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Baylands Family Credit Union
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