Pacific Horizon Credit Union

Springville, Utah
Last verified: August 4, 2026
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Verified rate book

Current Pacific Horizon Credit Union rates

35 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

9 offers
Pacific Horizon Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
New and Used Auto Loans (60 Months)auto_any_60mo4.990% APR4.990%60 mo · anyStandard
Auto Loanauto4.990% APR4.990%Standard
New and Used Auto Loans (72 Months)auto_any_72mo5.240% APR5.240%72 mo · anyStandard
2017 - Newerauto_any_84mo5.490% APR5.490%84 moStandard
New and Used Auto Loans (84 Months)auto_any_84mo5.490% APR5.490%84 mo · anyStandard
ATV, Boat & Motorcylepowersports7.240% APR7.240%Standard
2017 - Newerauto_any_60mo7.240% APR7.240%60 moStandard
2017 - Newerauto_any_72mo7.490% APR7.490%72 moStandard
2017 - Newerauto_any_144mo7.990% APR7.990%144 moStandard

Personal loan rates

2 offers
Pacific Horizon Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Signature Loanpersonal_unsecured11.490% APR11.490%Standard
36-Month Signature Loanpersonal_unsecured_36mo11.990% APR11.990%36 moStandard

Savings & CD rates

24 offers
Pacific Horizon Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Classic Checkingsavings0.10% APY0.10%Standard
Earn 3.00% APY on balances up to $50,000savings0.10% APY0.10%Standard
IRAira0.10% APY0.10%Standard
$1,000 - $5,000savings0.75% APY0.75%Standard
Money Market ($1,000–$5,000)money_market0.75% APY0.75%Standard
Money Market ($5,001–$50,000)money_market1.49% APY1.49%Standard
$5,001 - $50,000savings1.50% APY1.50%Standard
Money Market ($50,001–$100,000)money_market2.23% APY2.23%Standard
$50,001 - $100,000savings2.25% APY2.25%Standard
Money Market ($100,001–$250,000)money_market2.72% APY2.72%Standard
$100,001 - $250,000savings2.75% APY2.75%Standard
High Dividend Checkingsavings3.00% APY3.00%Standard
Money Market ($250,001 and Up)money_market3.20% APY3.20%Standard
$250,001 and Upsavings3.25% APY3.25%Standard
Our Share Certificates allow you to deposit at any time. (6-Month)share_certificate_6mo3.80% APY3.74%6 moStandard
12-Month Certificatecd_12mo3.80% APY3.80%12 moStandard
6-Month Certificatecd_6mo3.80% APY3.80%6 moStandard
Our Share Certificates allow you to deposit at any time. (12-Month)share_certificate_12mo3.80% APY3.74%12 moStandard
24-Month Certificatecd_24mo3.90% APY3.90%24 moStandard
36-Month Certificatecd_36mo3.90% APY3.90%36 moStandard
Our Share Certificates allow you to deposit at any time. (3-Year)share_certificate_36mo3.90% APY3.84%36 moStandard
Our Share Certificates allow you to deposit at any time. (24-Month)share_certificate_24mo3.90% APY3.84%24 moStandard
5-Year Jump 1cd_60mo4.00% APY4.00%60 moStandard
Our Share Certificates allow you to deposit at any time. (5-Year Jump 1)share_certificate_60mo4.00% APY3.94%60 moStandard

Vehicle loans available from 4.99% APR for 60 months. Personal loan rates from 11.49% APR. Savings and certificate yields up to 4.00% APY.

Source: RateAPI.dev, verified from Pacific Horizon Credit Union's official website

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About Pacific Horizon Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
8.7K
Assets
$141.6M
Founded
1954
Locations reported
3
NCUA charter
67147
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Bilingual services

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Pacific Horizon Credit Union

Membership eligibility from Pacific Horizon Credit Union's own published criteria. How we verify this.

Community charter: live/work in Utah County

  • LocationUtah County
  • EmployerPacific States Cast Iron Pipe Company

Cost to join: About $5.

Verified from Pacific Horizon Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Pacific Horizon Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Pacific Horizon Credit Union ranks against Utah peers.

Frequently Asked Questions

What rates does Pacific Horizon Credit Union offer?

Pacific Horizon Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Pacific Horizon Credit Union rates updated?

RateAPI verifies Pacific Horizon Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Pacific Horizon Credit Union's rate data?

Rate data is collected directly from Pacific Horizon Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Pacific Horizon Credit Union's auto & powersports loan rates?

As of August 4, 2026, Pacific Horizon Credit Union offers vehicle loans from 4.99% APR.

What is Pacific Horizon Credit Union's personal loan rate?

As of August 4, 2026, Pacific Horizon Credit Union offers personal loans from 11.49% APR.

What is Pacific Horizon Credit Union's best CD rate?

As of August 4, 2026, Pacific Horizon Credit Union offers savings and certificate (CD) yields up to 4.00% APY.

Related Rate Data

Compare Pacific Horizon Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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terminal
# Get rates for Pacific Horizon Credit Union
curl "https://api.rateapi.dev/credit-unions/utah/pacific-horizon" \
  -H "Authorization: Bearer YOUR_API_KEY"