Utah Community Credit Union
Verified rate book
Current Utah Community Credit Union rates
9 published offers verified as of July 29, 2026.
Auto & vehicle rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loanauto | 4.740% APR | 4.740% | — | Standard |
HELOC rates
7 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC (Variable) — Intro Rateheloc_variable | 3.990% APR | 3.990% | — | Introductory offer |
| Standard HELOCheloc_variable | 4.240% APR | 4.240% | — | Standard |
| HELOC (Variable)heloc_variable | 6.490% APR | 6.490% | — | Standard |
| Initial Fixed HELOCheloc_fixed | 6.740% APR | 6.740% | — | Standard |
| Standard HELOCheloc_variable | 6.990% APR | 6.990% | — | Standard |
| Initial Fixed HELOC (High LTV)heloc_fixed | 7.240% APR | 7.240% | — | Standard |
| Standard HELOC (High LTV)heloc_variable | 8.740% APR | 8.740% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Low-rate Credit Cardcredit_card | 10.250% APR | 10.250% | — | Standard |
Auto loans available from 4.74% APR. HELOC rates from 4.24% APR. Credit card rates from 10.25% APR.
Source: RateAPI.dev, verified from Utah Community Credit Union's official website
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About Utah Community Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 268.4K
- Assets
- $3.9B
- Founded
- 1955
- Locations reported
- 26
- NCUA charter
- 10709
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Utah Community Credit Union
Membership eligibility from Utah Community Credit Union's own published criteria. How we verify this.
Open to anyone. Anyone can become a member — no employer, location, or affiliation requirement.
- AssociationFinancial Fitness Association
Cost to join: About $5.
Verified from Utah Community Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Utah Community Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Utah Community Credit Union ranks against Utah peers.
Frequently Asked Questions
What rates does Utah Community Credit Union offer?
Utah Community Credit Union currently offers Auto loan, HELOC, and credit card rates. The rates shown on this page were last verified July 29, 2026 directly from the credit union's official website.
How often are Utah Community Credit Union rates updated?
RateAPI verifies Utah Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 29, 2026.
Where does RateAPI get Utah Community Credit Union's rate data?
Rate data is collected directly from Utah Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Utah Community Credit Union's auto loan rates?
As of July 29, 2026, Utah Community Credit Union offers auto loans from 4.74% APR.
What is Utah Community Credit Union's HELOC rate?
As of July 29, 2026, Utah Community Credit Union offers home equity lines of credit from 4.24% APR.
Related Rate Data
Compare Utah Community Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Utah Community Credit Union rates
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# Get rates for Utah Community Credit Union
curl "https://api.rateapi.dev/credit-unions/utah/utah-community" \
-H "Authorization: Bearer YOUR_API_KEY"