Wichita Falls Teachers Credit Union
Verified rate book
Current Wichita Falls Teachers Credit Union rates
11 published offers verified as of August 4, 2026.
Auto & vehicle rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New/Used Autosauto_any_60mo | 6.000% APR | 6.000% | 60 mo · any | Standard |
| Used Autos 10 years & Olderauto_used_120mo | 7.000% APR | 7.000% | 120 mo · used | Standard |
| New/Used Autosauto_any | 7.500% APR | 6.500% | any | Standard |
| New Auto Loanauto_new | 8.750% APR | 8.750% | new | Standard |
| 72-Month Used Auto Loan (2024–2025)auto_used_72mo | 9.750% APR | 9.750% | 72 mo · used | Standard |
| 72-Month Used Auto Loan (2021 and Older)auto_used_72mo | 10.750% APR | 10.750% | 72 mo · used | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Loanheloc | 6.000% APR | 6.000% | — | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share-Secured Loanpersonal_secured | 3.000% APR | 3.000% | — | Standard |
| Personal Line of Creditploc_variable | 8.000% APR | 8.000% | — | Standard |
| Signature Loanpersonal_unsecured | 8.750% APR | 8.750% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Platinum Credit Cardcredit_card_platinum | 7.900% APR | 7.900% | — | Standard |
Auto loans available from 6% APR for 60 months. HELOC rates from 6% APR. Personal loan rates from 3% APR. Credit card rates from 7.9% APR.
Source: RateAPI.dev, verified from Wichita Falls Teachers Credit Union's official website
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About Wichita Falls Teachers Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 6.3K
- Assets
- $115M
- Founded
- 1937
- Locations reported
- 1
- NCUA charter
- 2112
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Wichita Falls Teachers Credit Union
Membership eligibility from Wichita Falls Teachers Credit Union's own published criteria. How we verify this.
Membership via employers (Archer City ISD +32 more) or the Wichita Falls Retired Teachers Association
- EmployerArcher City ISD, Bellevue ISD, Benjamin ISD, Bryson ISD, Burkburnett ISD, City View ISD, Crowell ISD, Electra ISD, Harrold ISD, Henrietta ISD, Holliday ISD, Iowa Park Consolidated ISD, Newcastle ISD, Northside ISD, Olney ISD, Petrolia ISD, Prairie Valley ISD, Quanah ISD, Region 9 Education Service Center, Seymour ISD, St. Jo ISD, Wichita Falls ISD, Windthorst ISD, Bible Baptist Christian School, Christ Academy, Clinics of North Texas, Durham School Service, Kell West Regional Hospital, Midwestern State University, Sylvan Learning Center, Vernon College, Wayland Baptist University, Wichita Christian
- AssociationWichita Falls Retired Teachers Association
Verified from Wichita Falls Teachers Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Wichita Falls Teachers Credit Union?
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Frequently Asked Questions
What rates does Wichita Falls Teachers Credit Union offer?
Wichita Falls Teachers Credit Union currently offers Auto loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Wichita Falls Teachers Credit Union rates updated?
RateAPI verifies Wichita Falls Teachers Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Wichita Falls Teachers Credit Union's rate data?
Rate data is collected directly from Wichita Falls Teachers Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Wichita Falls Teachers Credit Union's auto loan rates?
As of August 4, 2026, Wichita Falls Teachers Credit Union offers auto loans from 6% APR.
What is Wichita Falls Teachers Credit Union's HELOC rate?
As of August 4, 2026, Wichita Falls Teachers Credit Union offers home equity lines of credit from 6% APR.
What is Wichita Falls Teachers Credit Union's personal loan rate?
As of August 4, 2026, Wichita Falls Teachers Credit Union offers personal loans from 3% APR.
Related Rate Data
Compare Wichita Falls Teachers Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Wichita Falls Teachers Credit Union
curl "https://api.rateapi.dev/credit-unions/texas/wichita-falls-teachers" \
-H "Authorization: Bearer YOUR_API_KEY"