Union Square Credit Union

Wichita Falls, Texas
Last verified: August 4, 2026
Work at Union Square Credit Union? Claim this profile →

Verified rate book

Current Union Square Credit Union rates

36 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

4 offers
Union Square Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
New & Used Auto Loan Rates (60 Months or Less)auto_any_60mo5.740% APR5.740%60 mo · anyStandard
New & Used Auto Loan Rates (61 - 84 Months)auto_any_84mo5.990% APR5.990%84 mo · anyStandard
Featured Rates (Auto Loans)auto6.740% APR6.740%—Standard
New & Used Auto Loan Rates (60 Months, Other Collateral: 4 Wheelers, ATVs, equipment, UTV's, and utility trailers)auto_any_60mo7.740% APR7.740%60 mo · anyStandard

Credit card rates

1 offer
Union Square Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Loan (12 - 60 Mo.)credit_card8.000% APR8.000%—Standard

Savings & CD rates

31 offers
Union Square Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Shares / Regular & IRA (IRA Shares)ira0.10% APY0.10%—Standard
Share Certificates (CD s (91 Days)share_certificate0.75% APY0.75%—Standard
91 Dayssavings0.75% APY0.75%—Standard
IRA Certificate (91 Days)ira_cd0.75% APY0.75%—Standard
Money Market ($2,500–$25,000)money_market1.00% APY1.00%—Standard
Money Market ($25,000.01–$100,000)money_market1.25% APY1.25%—Standard
Money Market ($100,000.01–$500,000)money_market1.50% APY1.50%—Standard
Share Certificates (CD s (18 Months)share_certificate_18mo1.51% APY1.50%18 moStandard
18-Month Certificatecd_18mo1.51% APY1.51%18 moStandard
18-Month IRA Certificateira_cd_18mo1.51% APY1.50%18 moStandard
Money Market ($500,000.01+)money_market1.75% APY1.75%—Standard
Featured Rates (Money Market)money_market1.76% APY1.76%—Standard
60-Month IRA Certificateira_cd_60mo2.53% APY2.50%60 moStandard
60-Month Certificatecd_60mo2.53% APY2.53%60 moStandard
Share Certificates (CD s (5 Years)share_certificate_60mo2.53% APY2.50%60 moStandard
48-Month Certificatecd_48mo2.79% APY2.79%48 moStandard
48-Month IRA Certificateira_cd_48mo2.79% APY2.75%48 moStandard
Share Certificates (CD s (4 Years)share_certificate_48mo2.79% APY2.75%48 moStandard
36-Month IRA Certificateira_cd_36mo3.04% APY3.00%36 moStandard
Share Certificates (CD s (3 Years)share_certificate_36mo3.04% APY3.00%36 moStandard
36-Month Certificatecd_36mo3.04% APY3.04%36 moStandard
Share Certificates (CD s (2 Years)share_certificate_24mo3.20% APY3.15%24 moStandard
24-Month Certificatecd_24mo3.20% APY3.20%24 moStandard
24-Month IRA Certificateira_cd_24mo3.20% APY3.15%24 moStandard
Share Certificates (CD s (6 Months)share_certificate_6mo3.30% APY3.25%6 moStandard
6-Month Certificatecd_6mo3.30% APY3.30%6 moStandard
6-Month IRA Certificateira_cd_6mo3.30% APY3.25%6 moStandard
12-Month IRA Certificateira_cd_12mo3.51% APY3.45%12 moStandard
Featured Rates (Share Certificates (CD s ))share_certificate3.51% APY3.51%—Standard
Share Certificates (CD s (1 Year)share_certificate_12mo3.51% APY3.45%12 moStandard
12-Month Certificatecd_12mo3.51% APY3.51%12 moStandard

Auto loans available from 5.74% APR for 60 months. Credit card rates from 8% APR. Savings and certificate yields up to 3.51% APY.

Source: RateAPI.dev, verified from Union Square Credit Union's official website

Loading branch locator…

About Union Square Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
35.4K
Assets
$599.4M
Founded
1957
Locations reported
5
NCUA charter
68664
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Texoma CommunityDowntown Branch · Wichita Falls · TX · 76301Branch in the same ZIPWichita FallsWFFCU - Seymour · Wichita Falls · TX · 76301Branch in the same ZIPMidwestern State UniversityMidwestern State University Credit Union · Wichita Falls · TX · 76308About 4.8 miles awayPostel FamilyMaplewood · Wichita Falls · TX · 76308About 4.8 miles awayWichita Falls TeachersWichita Falls Teachers Federal Credit Union · Wichita Falls · TX · 76310About 7.4 miles awaySecured AdvantageIowa Park · Iowa Park · TX · 76367-1180About 14.2 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Union Square Credit Union

Membership eligibility from Union Square Credit Union's own published criteria. How we verify this.

Membership via the Texas Consumer Council

  • LocationArcher, Baylor, Clay, Wichita, Wilbarger, Cotton, Tillman — TX
  • AssociationTexas Consumer Council

Verified from Union Square Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Union Square Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Union Square Credit Union ranks against Texas peers.

Claim this profileHow scorecards work

Frequently Asked Questions

What rates does Union Square Credit Union offer?

Union Square Credit Union currently offers Auto loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Union Square Credit Union rates updated?

RateAPI verifies Union Square Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Union Square Credit Union's rate data?

Rate data is collected directly from Union Square Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Union Square Credit Union's auto loan rates?

As of August 4, 2026, Union Square Credit Union offers auto loans from 5.74% APR.

What is Union Square Credit Union's best CD rate?

As of August 4, 2026, Union Square Credit Union offers savings and certificate (CD) yields up to 3.51% APY.

Related Rate Data

Compare Union Square Credit Union's rates against national credit-union benchmarks.

More Texas credit unionsAuto loan rate benchmarkCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Union Square Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when Texas credit union rates move.

Daily rate email

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Union Square Credit Union
curl "https://api.rateapi.dev/credit-unions/texas/union-square" \
  -H "Authorization: Bearer YOUR_API_KEY"
Explore API DocumentationUse with Claude