Midwestern State University Credit Union

Wichita Falls, Texas
Last verified: August 4, 2026
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Verified rate book

Current Midwestern State University Credit Union rates

7 published offers verified as of August 4, 2026.

How we verify rates

Personal loan rates

5 offers
Midwestern State University Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Share-Secured Loanpersonal_secured3.100% APR3.100%Standard
Unsecured Personal Loanpersonal_unsecured9.750% APR9.750%Standard
Secured Personal Loanpersonal_secured12.000% APR12.000%Standard
Try-Me(Personal Loan)personal_unsecured14.500% APR14.500%Standard
Co-Signer (Personal Loan)personal_unsecured15.000% APR15.000%Standard

Credit card rates

1 offer
Midwestern State University Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Credit Cardcredit_card13.000% APR13.000%Standard

Other rates

1 offer
Midwestern State University Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Paycheck Loanother15.000% %15.000%Standard

Personal loan rates from 3.1% APR. Credit card rates from 13% APR.

Source: RateAPI.dev, verified from Midwestern State University Credit Union's official website

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About Midwestern State University Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
900
Assets
$4.8M
Founded
1955
Locations reported
3
NCUA charter
67549
Charter type
Federally insured state-chartered credit union

Services and member support

  • Electronic statements
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Midwestern State University Credit Union

Membership eligibility from Midwestern State University Credit Union's own published criteria. How we verify this.

Membership via employers (Midwestern State University +1 more) or the MSU Alumni Association ($1)

  • EmployerMidwestern State University, Vernon College
  • AssociationMSU Alumni Association

Cost to join: About $26 (a $1 membership fee plus a $25 minimum deposit).

Verified from Midwestern State University Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Midwestern State University Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Midwestern State University Credit Union ranks against Texas peers.

Frequently Asked Questions

What rates does Midwestern State University Credit Union offer?

Midwestern State University Credit Union currently offers personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Midwestern State University Credit Union rates updated?

RateAPI verifies Midwestern State University Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Midwestern State University Credit Union's rate data?

Rate data is collected directly from Midwestern State University Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Midwestern State University Credit Union's personal loan rate?

As of August 4, 2026, Midwestern State University Credit Union offers personal loans from 3.1% APR.

Related Rate Data

Compare Midwestern State University Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Midwestern State University Credit Union
curl "https://api.rateapi.dev/credit-unions/texas/midwestern-state-university" \
  -H "Authorization: Bearer YOUR_API_KEY"