Velocity Credit Union
Verified rate book
Current Velocity Credit Union rates
9 published offers verified as of August 4, 2026.
Auto & vehicle rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Over 67 to 75 months*auto_any_75mo | 5.240% APR | 5.240% | 75 mo | Standard |
| Over 76 to 84 months*auto_any_84mo | 6.090% APR | 6.090% | 84 mo | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Loan (Fixed)heloc_fixed | 6.220% APR | 6.000% | — | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Improvementpersonal | 7.300% APR | 7.000% | — | Standard |
| Unsecured Personal Loanpersonal_unsecured | 10.740% APR | 10.740% | — | Standard |
| Personal Line of Creditploc_variable | 11.490% APR | 11.490% | — | Standard |
Credit card rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Platinum Credit Cardcredit_card_platinum | 10.750% APR | 10.750% | — | Standard |
| Mastercard Platinum Rewardscredit_card_rewards | 14.750% APR | 14.750% | — | Standard |
| Mastercard Classic Securedcredit_card_secured | 14.990% APR | 14.990% | — | Standard |
Auto loans available from 5.24% APR for 75 months. HELOC rates from 6.22% APR. Personal loan rates from 7.3% APR. Credit card rates from 10.75% APR.
Source: RateAPI.dev, verified from Velocity Credit Union's official website
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About Velocity Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 71.9K
- Assets
- $1.1B
- Founded
- 1947
- Locations reported
- 7
- NCUA charter
- 68359
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial education
- Bilingual services
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Velocity Credit Union
Membership eligibility from Velocity Credit Union's own published criteria. How we verify this.
Open to anyone. Anyone can become a member — no employer, location, or affiliation requirement.
- LocationTravis, Williamson, Hays, Bastrop, Caldwell
- EmployerCity of Austin, City of Round Rock, Austin Police Department, Austin American-Statesman, Austin Regional Clinic, Capital Metro Transit, Spansion – Austin, TECO-Westinghouse, Westminster Manor
- AssociationIBEW Local 520, Paramount Theater Association, Texas Municipal League
Cost to join: About $15 (a $10 membership fee plus a $5 minimum deposit).
Verified from Velocity Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Velocity Credit Union?
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Frequently Asked Questions
What rates does Velocity Credit Union offer?
Velocity Credit Union currently offers Auto loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Velocity Credit Union rates updated?
RateAPI verifies Velocity Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Velocity Credit Union's rate data?
Rate data is collected directly from Velocity Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Velocity Credit Union's auto loan rates?
As of August 4, 2026, Velocity Credit Union offers auto loans from 5.24% APR.
What is Velocity Credit Union's HELOC rate?
As of August 4, 2026, Velocity Credit Union offers home equity lines of credit from 6.22% APR.
What is Velocity Credit Union's personal loan rate?
As of August 4, 2026, Velocity Credit Union offers personal loans from 7.3% APR.
Related Rate Data
Compare Velocity Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Velocity Credit Union rates
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# Get rates for Velocity Credit Union
curl "https://api.rateapi.dev/credit-unions/texas/velocity" \
-H "Authorization: Bearer YOUR_API_KEY"