United Heritage Credit Union

Austin, Texas
Last verified: August 4, 2026
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Verified rate book

Current United Heritage Credit Union rates

7 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

1 offer
United Heritage Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Home Loanother6.153% APR6.153%Standard

Auto & vehicle rates

5 offers
United Heritage Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
New/Used Auto Loan Rates (0 to 36 Months)auto_any_36mo3.990% APR3.990%36 mo · anyStandard
New/Used Auto Loan Rates (37 to 48 Months)auto_any_48mo4.990% APR4.990%48 mo · anyStandard
New/Used Auto Loan Rates (49 to 60 Months)auto_any_60mo5.340% APR5.340%60 mo · anyStandard
New/Used Auto Loan Rates (61 to 72 Months)auto_any_72mo5.540% APR5.540%72 mo · anyStandard
New/Used Auto Loan Rates (73 to 84 Months)auto_any_84mo5.950% APR5.950%84 mo · anyStandard

Other rates

1 offer
United Heritage Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
As Low As 6.153%other6.153% %6.153%Standard

As of August 4, 2026, United Heritage Credit Union offers mortgage rates from 6.153% APR. Auto loans available from 3.99% APR for 36 months.

Source: RateAPI.dev, verified from United Heritage Credit Union's official website

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About United Heritage Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
83.6K
Assets
$1.7B
Founded
1957
Locations reported
12
NCUA charter
68251
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • First-time homebuyer program
  • Bilingual services
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join United Heritage Credit Union

Membership eligibility from United Heritage Credit Union's own published criteria. How we verify this.

Membership criteria are published on United Heritage Credit Union's website. Check the membership page below to confirm whether you qualify.

  • LocationBastrop, Bell, Blanco, Burnet, Caldwell, Hays, Lee, Milam, Travis, Williamson, Cherokee, Gregg, Henderson, Rusk, Smith, Upshur, Van Zandt, Wood — TX

Verified from United Heritage Credit Union's membership page. Final membership determination is always made by the credit union.

Work at United Heritage Credit Union?

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Frequently Asked Questions

What rates does United Heritage Credit Union offer?

United Heritage Credit Union currently offers mortgage, and Auto loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are United Heritage Credit Union rates updated?

RateAPI verifies United Heritage Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get United Heritage Credit Union's rate data?

Rate data is collected directly from United Heritage Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is United Heritage Credit Union's mortgage rate?

As of August 4, 2026, United Heritage Credit Union offers mortgage rates from 6.153% APR.

What are United Heritage Credit Union's auto loan rates?

As of August 4, 2026, United Heritage Credit Union offers auto loans from 3.99% APR.

Related Rate Data

Compare United Heritage Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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Access this data programmatically with our REST API

terminal
# Get rates for United Heritage Credit Union
curl "https://api.rateapi.dev/credit-unions/texas/united-heritage" \
  -H "Authorization: Bearer YOUR_API_KEY"