A+ Credit Union
Verified rate book
Current A+ Credit Union rates
99 published offers verified as of August 4, 2026.
Mortgage rates
26 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year Fixed 230 year fixed | 6.500% APR | 6.500% | — | Standard |
| 30-Year Jumbo Fixed 330 year fixed | 6.500% APR | 6.500% | — | Standard |
| 15-Year Fixed 215 year fixed | 5.990% APR | 5.990% | — | Standard |
| 15-Year Jumbo Fixed 315 year fixed | 6.250% APR | 6.250% | — | Standard |
| 5/5 ARM 25 5 arm | 6.000% APR | 6.000% | — | Standard |
| 10-Year Fixed 210 year fixed | 6.125% APR | 6.125% | — | Standard |
| 10/10 ARM 210 10 arm | 6.250% APR | 6.250% | — | Standard |
| $2,155.01 Per Month For Initial Fixed Rate Period (10 Years) 410 year fixed | 6.250% APR | 6.250% | — | Standard |
| 20-Year Fixed 220 year fixed | 6.375% APR | 6.375% | — | Standard |
| $2,951.61 Per Month For 15 Yearsother | 5.990% APR | 5.990% | — | Standard |
| Mortgage Refiother | 5.990% APR | 5.990% | — | Standard |
| $2,098.43 Per Month For Initial Fixed Rate Period (5 Years) 4other | 6.000% APR | 6.000% | — | Standard |
| $3,907.72 Per Month For 10 Yearsother | 6.125% APR | 6.125% | — | Standard |
| $7,142.33 Per Month For 15 Yearsother | 6.250% APR | 6.250% | — | Standard |
| $2,583.81 Per Month For 20 Yearsother | 6.375% APR | 6.375% | — | Standard |
| $2,212.24 Per Month For 30 Yearsother | 6.500% APR | 6.500% | — | Standard |
| $5,265.13 Per Month For 30 Yearsother | 6.500% APR | 6.500% | — | Standard |
| Mortgage Purchaseother | 6.500% APR | 6.500% | — | Standard |
| 30-Year Jumbo Fixed Refinance 330 year fixed | 6.500% APR | 6.500% | — | Standard |
| 30-Year Fixed Refinance 230 year fixed | 6.500% APR | 6.500% | — | Standard |
| 15-Year Fixed Refinance 215 year fixed | 5.990% APR | 5.990% | — | Standard |
| 15-Year Jumbo Fixed Refinance 315 year fixed | 6.250% APR | 6.250% | — | Standard |
| 5/5 ARM Refinance 25 5 arm | 6.000% APR | 6.000% | — | Standard |
| 10-Year Fixed Refinance 210 year fixed | 6.125% APR | 6.125% | — | Standard |
| 10/10 ARM Refinance 210 10 arm | 6.250% APR | 6.250% | — | Standard |
| 20-Year Fixed Refinance 220 year fixed | 6.375% APR | 6.375% | — | Standard |
Auto & vehicle rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| $17.59 Per $1,000 Per Month For 66 Monthsauto_any_66mo | 5.490% APR | 5.490% | 66 mo | Standard |
| $30.19 Per $1,000 Per Month For 36 Monthsauto_any_36mo | 5.490% APR | 5.490% | 36 mo | Standard |
| 36-Month Auto Loanauto_any_36mo | 5.490% APR | 5.490% | 36 mo | Standard |
| $15.39 Per $1,000 Per Month For 78 Monthsauto_any_78mo | 5.740% APR | 5.740% | 78 mo | Standard |
| $14.84 Per $1,000 Per Month For 84 Monthsauto_any_84mo | 6.490% APR | 6.490% | 84 mo | Standard |
| $11.73 Per $1,000 Per Month For 120 Monthsauto_any_120mo | 7.240% APR | 7.240% | 120 mo | Standard |
HELOC rates
14 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 5-Year Home Equity Loanheloc | 5.240% APR | 5.240% | — | Standard |
| Home Equity Loan (Fixed)heloc_fixed | 5.240% APR | 5.240% | — | Standard |
| 10-Year Home Equity Loanheloc | 5.500% APR | 5.500% | — | Standard |
| 5-Year Home Equity Loanheloc | 5.500% APR | 5.240% | — | Standard |
| 10-Year Home Equity 5heloc | 5.638% APR | 5.500% | — | Standard |
| 15-Year Home Equity Loanheloc | 5.740% APR | 5.740% | — | Standard |
| 15-Year Home Equity 5heloc | 5.838% APR | 5.740% | — | Standard |
| HELOC 6heloc_variable | 6.240% APR | 6.240% | — | Standard |
| 20-Year Home Equity Loanheloc | 6.250% APR | 6.250% | — | Standard |
| 20-Year Home Equity 5heloc | 6.330% APR | 6.250% | — | Standard |
| 25-Year Home Equity Loanheloc | 6.490% APR | 6.490% | — | Standard |
| 30-Year Home Equity Loanheloc | 6.490% APR | 6.490% | — | Standard |
| 30-Year Home Equity 5heloc | 6.552% APR | 6.490% | — | Standard |
| 25-Year Home Equity 5heloc | 6.559% APR | 6.490% | — | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| $32.03 Per $1,000 Per Month For 36 Monthspersonal_unsecured_36mo | 9.490% APR | 9.490% | 36 mo | Standard |
| A+ Preferred Line of Creditploc_variable | 9.740% APR | 9.740% | — | Standard |
Savings & CD rates
34 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| $1savings | 0.05% APY | 0.05% | — | Standard |
| Variable Rate 4savings | 0.30% APY | 0.30% | — | Standard |
| Share Certificates Rates Table (6 month)share_certificate_6mo | 3.45% APY | 3.45% | 6 mo | Standard |
| Share Certificates Rates Table (6 month)share_certificate_6mo | 3.45% APY | 3.45% | 6 mo | Standard |
| IRA Certificates rate table (24 month)ira_cd_24mo | 3.60% APY | 3.60% | 24 mo | Standard |
| Share Certificates Rates Table (36 month)share_certificate_36mo | 3.60% APY | 3.60% | 36 mo | Standard |
| Share Certificates Rates Table (36 month)share_certificate_36mo | 3.60% APY | 3.60% | 36 mo | Standard |
| Share Certificates Rates Table (24 month)share_certificate_24mo | 3.60% APY | 3.60% | 24 mo | Standard |
| Share Certificates Rates Table (24 month)share_certificate_24mo | 3.60% APY | 3.60% | 24 mo | Standard |
| Share Certificates Rates Table (12 month)share_certificate_12mo | 3.60% APY | 3.60% | 12 mo | Standard |
| Share Certificates Rates Table (12 month)share_certificate_12mo | 3.60% APY | 3.60% | 12 mo | Standard |
| IRA Certificates rate table (36 month)ira_cd_36mo | 3.60% APY | 3.60% | 36 mo | Standard |
| IRA Certificates rate table (36 month)ira_cd_36mo | 3.60% APY | 3.60% | 36 mo | Standard |
| IRA Certificates rate table (24 month)ira_cd_24mo | 3.60% APY | 3.60% | 24 mo | Standard |
| IRA Certificates rate table (12 month)ira_cd_12mo | 3.60% APY | 3.60% | 12 mo | Standard |
| IRA Certificates rate table (12 month)ira_cd_12mo | 3.60% APY | 3.60% | 12 mo | Standard |
| IRA Certificates rate table (18 month)ira_cd_18mo | 3.65% APY | 3.65% | 18 mo | Standard |
| IRA Certificates rate table (48 month)ira_cd_48mo | 3.65% APY | 3.65% | 48 mo | Standard |
| Share Certificates Rates Table (18 month)share_certificate_18mo | 3.65% APY | 3.65% | 18 mo | Standard |
| Share Certificates Rates Table (18 month)share_certificate_18mo | 3.65% APY | 3.65% | 18 mo | Standard |
| Certificateshare_certificate | 3.65% APY | 3.65% | — | Standard |
| IRA Certificates rate table (18 month)ira_cd_18mo | 3.65% APY | 3.65% | 18 mo | Standard |
| Share Certificates Rates Table (48 month)share_certificate_48mo | 3.65% APY | 3.65% | 48 mo | Standard |
| Share Certificates Rates Table (48 month)share_certificate_48mo | 3.65% APY | 3.65% | 48 mo | Standard |
| IRA Certificates rate table (48 month)ira_cd_48mo | 3.65% APY | 3.65% | 48 mo | Standard |
| IRA Certificates rate table (60 month)ira_cd_60mo | 3.70% APY | 3.70% | 60 mo | Standard |
| Share Certificates Rates Table (60 month)share_certificate_60mo | 3.70% APY | 3.70% | 60 mo | Standard |
| IRA Certificates rate table (60 month)ira_cd_60mo | 3.70% APY | 3.70% | 60 mo | Standard |
| Share Certificates Rates Table (60 month)share_certificate_60mo | 3.70% APY | 3.70% | 60 mo | Standard |
| 37-Month New Money Advantage Certificate 4share_certificate_37mo | 3.80% APY | 3.80% | 37 mo | Standard |
| 19-Month New Money Advantage Certificate 4share_certificate_19mo | 3.85% APY | 3.85% | 19 mo | Standard |
| 19-Month New Money Advantage Certificate 4share_certificate_19mo | 3.85% APY | 3.85% | 19 mo | Standard |
| StartUP Certificate Rates Table (12 Months)share_certificate_12mo | 5.00% APY | 5.00% | 12 mo | Standard |
| StartUP IRA 3ira | 5.12% APY | 5.12% | — | Standard |
Other rates
17 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| $17.47 Per $1,000 Per Month For 66 Monthsother | 5.240% % | 5.240% | — | Standard |
| $30.08 Per $1,000 Per Month For 36 Monthsother | 5.240% % | 5.240% | — | Standard |
| $15.16 Per $1,000 Per Month For 78 Monthsother | 5.240% % | 5.240% | — | Standard |
| Today’s Featured Ratesother | 5.240% % | 5.240% | — | Standard |
| As low as 5.500%other | 5.240% % | 5.240% | — | Standard |
| $17.59 Per $1,000 Per Month For 66 Monthsother | 5.490% % | 5.490% | — | Standard |
| $30.19 Per $1,000 Per Month For 36 Monthsother | 5.490% % | 5.490% | — | Standard |
| As low as 5.638%other | 5.500% % | 5.500% | — | Standard |
| $15.39 Per $1,000 Per Month For 78 Monthsother | 5.740% % | 5.740% | — | Standard |
| As low as 5.838%other | 5.740% % | 5.740% | — | Standard |
| $14.51 Per $1,000 Per Month For 84 Monthsother | 5.790% % | 5.790% | — | Standard |
| $3,885.72 Per Month For 10 Yearsother | 6.000% % | 6.000% | — | Standard |
| As low as 6.240%other | 6.240% % | 6.240% | — | Standard |
| As low as 6.330%other | 6.250% % | 6.250% | — | Standard |
| $14.84 Per $1,000 Per Month For 84 Monthsother | 6.490% % | 6.490% | — | Standard |
| As low as 6.552%other | 6.490% % | 6.490% | — | Standard |
| As low as 6.559%other | 6.490% % | 6.490% | — | Standard |
As of August 4, 2026, A+ Credit Union offers a 30-year fixed mortgage at 6.5% APR. Auto loans available from 5.49% APR for 66 months. HELOC rates from 5.24% APR. Personal loan rates from 9.49% APR. Savings and certificate yields up to 5.12% APY.
Source: RateAPI.dev, verified from A+ Credit Union's official website
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About A+ Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 194.1K
- Assets
- $2.6B
- Founded
- 1949
- Locations reported
- 22
- NCUA charter
- 6178
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Financial counseling
- Financial education
- First-time homebuyer program
- Student scholarships
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
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Who Can Join A+ Credit Union
Membership eligibility from A+ Credit Union's own published criteria. How we verify this.
Membership criteria are published on A+ Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from A+ Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does A+ Credit Union offer?
A+ Credit Union currently offers mortgage, Auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are A+ Credit Union rates updated?
RateAPI verifies A+ Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get A+ Credit Union's rate data?
Rate data is collected directly from A+ Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is A+ Credit Union's mortgage rate?
As of August 4, 2026, A+ Credit Union offers a 30-year fixed mortgage at 6.5% APR.
What are A+ Credit Union's auto loan rates?
As of August 4, 2026, A+ Credit Union offers auto loans from 5.49% APR.
What is A+ Credit Union's HELOC rate?
As of August 4, 2026, A+ Credit Union offers home equity lines of credit from 5.24% APR.
What is A+ Credit Union's personal loan rate?
As of August 4, 2026, A+ Credit Union offers personal loans from 9.49% APR.
What is A+ Credit Union's best CD rate?
As of August 4, 2026, A+ Credit Union offers savings and certificate (CD) yields up to 5.12% APY.
Related Rate Data
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Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for A+ Credit Union
curl "https://api.rateapi.dev/credit-unions/texas/a" \
-H "Authorization: Bearer YOUR_API_KEY"