Texoma Educators Credit Union

Sherman, Texas
Last verified: August 4, 2026
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Verified rate book

Current Texoma Educators Credit Union rates

14 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

10 offers
Texoma Educators Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
New vehicles: 0 -36 monthsauto_new_36mo2.990% APR2.990%36 mo · newStandard
Motorcycle Loanmotorcycle2.990% APR2.990%Standard
ONLINE & MOBILEauto2.990% APR2.990%Standard
New vehicles: 37 -48 monthsauto_new_48mo3.990% APR3.990%48 mo · newStandard
New vehicles: 49-60 monthsauto_new_60mo4.990% APR4.990%60 mo · newStandard
New vehicles: 61-72 monthsauto_new_72mo5.990% APR5.990%72 mo · newStandard
Used Auto Loan (2023–2027)auto_used5.990% APR5.990%usedStandard
Used Auto Loan (2019–2022)auto_used6.990% APR6.990%usedStandard
New vehicles: 73 -84 monthsauto_new_84mo6.990% APR6.990%84 mo · newStandard
Boats/RVs/travel trailersboat_any_36mo6.990% APR6.990%36 moStandard

Personal loan rates

2 offers
Texoma Educators Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Personal/signature loans: 0-36 monthspersonal_unsecured_36mo10.990% APR10.990%36 moStandard
Personal/signature loans: 37-60 monthspersonal_unsecured_60mo11.990% APR11.990%60 moStandard

Credit card rates

2 offers
Texoma Educators Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Credit Cardcredit_card2.990% APR2.990%Advertised floor
Credit Cardcredit_card9.000% APR9.000%Standard

Vehicle loans available from 2.99% APR for 36 months. Personal loan rates from 10.99% APR. Credit card rates from 9% APR.

Source: RateAPI.dev, verified from Texoma Educators Credit Union's official website

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About Texoma Educators Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
8.4K
Assets
$131.9M
Founded
1957
Locations reported
3
NCUA charter
11670
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Texoma Educators Credit Union

Membership eligibility from Texoma Educators Credit Union's own published criteria. How we verify this.

Membership criteria are published on Texoma Educators Credit Union's website. Check the membership page below to confirm whether you qualify.

  • LocationBryan, Grayson — OK, TX

Verified from Texoma Educators Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Texoma Educators Credit Union?

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Frequently Asked Questions

What rates does Texoma Educators Credit Union offer?

Texoma Educators Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Texoma Educators Credit Union rates updated?

RateAPI verifies Texoma Educators Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Texoma Educators Credit Union's rate data?

Rate data is collected directly from Texoma Educators Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Texoma Educators Credit Union's auto, boat & motorcycle loan rates?

As of August 4, 2026, Texoma Educators Credit Union offers vehicle loans from 2.99% APR.

What is Texoma Educators Credit Union's personal loan rate?

As of August 4, 2026, Texoma Educators Credit Union offers personal loans from 10.99% APR.

Related Rate Data

Compare Texoma Educators Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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# Get rates for Texoma Educators Credit Union
curl "https://api.rateapi.dev/credit-unions/texas/texoma-educators" \
  -H "Authorization: Bearer YOUR_API_KEY"