Texasgulf Credit Union

Wharton, Texas
Last verified: August 4, 2026
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Verified rate book

Current Texasgulf Credit Union rates

26 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

4 offers
Texasgulf Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
New or used vehicle up to 36 months.auto_any_36mo3.990% APR3.990%36 mo · anyStandard
New or used vehicle up to 48 monthsauto_any_48mo5.490% APR5.490%48 mo · anyStandard
New or used vehicle 49 - 72 monthsauto_any_72mo5.600% APR5.600%72 mo · anyStandard
Up to 84-Month New Auto Loanauto_new_84mo6.500% APR6.500%84 mo · newStandard

Personal loan rates

2 offers
Texasgulf Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Share-Secured Loanpersonal_secured3.250% APR3.250%Standard
Unsecured Personal Loanpersonal_unsecured9.250% APR9.250%Standard

Savings & CD rates

19 offers
Texasgulf Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
All balances if qualifications not metsavings0.05% APY0.05%Standard
$25.00 - $499.99savings0.10% APY0.10%Standard
$5,000.00 - $24,999.99savings0.15% APY0.15%Standard
$500.00 - $4,999.99savings0.15% APY0.15%Standard
$0.01 - $4,999.99savings0.20% APY0.20%Standard
$25,000.00+savings0.20% APY0.20%Standard
$5,000.00+savings0.40% APY0.40%Standard
$2,000.00 - $9,999.99savings0.50% APY0.50%Standard
$25,000+savings0.80% APY0.80%Standard
$20,000+savings0.99% APY0.99%Standard
$10,000.00 - $49,999.99savings1.00% APY1.00%Standard
$50,000.00+savings1.74% APY1.74%Standard
0 - $25,000savings1.98% APY1.98%Standard
60-Month Certificatecd_60mo3.25% APY3.20%60 moStandard
36-Month Certificatecd_36mo3.25% APY3.20%36 moStandard
18-Month Certificatecd_18mo3.25% APY3.20%18 moStandard
48-Month Certificatecd_48mo3.25% APY3.20%48 moStandard
12-Month Certificatecd_12mo3.50% APY3.45%12 moStandard
6-Month Certificatecd_6mo3.60% APY3.54%6 moStandard

Other rates

1 offer
Texasgulf Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Large collateral items Please call for more information 84 to 180 monthsother8.250% %8.250%Standard

Auto loans available from 3.99% APR for 36 months. Personal loan rates from 3.25% APR. Savings and certificate yields up to 3.60% APY.

Source: RateAPI.dev, verified from Texasgulf Credit Union's official website

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About Texasgulf Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
14.9K
Assets
$221.5M
Founded
1937
Locations reported
2
NCUA charter
2322
Charter type
Federal credit union

Services and member support

  • Online loan application
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Texasgulf Credit Union

Membership eligibility from Texasgulf Credit Union's own published criteria. How we verify this.

Community charter: live/work in Calhoun, Colorado, DeWitt +7 more

  • LocationCalhoun, Colorado, DeWitt, Fayette, Gonzales, Jackson, Lavaca, Lee, Matagorda, Wharton

Cost to join: About $25.

Verified from Texasgulf Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Texasgulf Credit Union?

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Frequently Asked Questions

What rates does Texasgulf Credit Union offer?

Texasgulf Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Texasgulf Credit Union rates updated?

RateAPI verifies Texasgulf Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Texasgulf Credit Union's rate data?

Rate data is collected directly from Texasgulf Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Texasgulf Credit Union's auto loan rates?

As of August 4, 2026, Texasgulf Credit Union offers auto loans from 3.99% APR.

What is Texasgulf Credit Union's personal loan rate?

As of August 4, 2026, Texasgulf Credit Union offers personal loans from 3.25% APR.

What is Texasgulf Credit Union's best CD rate?

As of August 4, 2026, Texasgulf Credit Union offers savings and certificate (CD) yields up to 3.60% APY.

Related Rate Data

Compare Texasgulf Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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Use it via API

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terminal
# Get rates for Texasgulf Credit Union
curl "https://api.rateapi.dev/credit-unions/texas/texasgulf" \
  -H "Authorization: Bearer YOUR_API_KEY"