Matagorda County Credit Union

Bay City, Texas
Last verified: August 4, 2026
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Verified rate book

Current Matagorda County Credit Union rates

12 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

3 offers
Matagorda County Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
New or Used Vehiclesauto_any4.250% APR4.250%anyStandard
Other Collateral (such as) Boat/Motor/Trailer, RV, Motorcycle, ATVboat4.750% APR4.750%Standard
Other Collateral (such as) Farm Equipment, Trailer, Tractor, Lawnmowerpowersports6.750% APR6.750%Standard

Personal loan rates

1 offer
Matagorda County Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Unsecured Personal Loanpersonal_unsecured6.750% APR6.750%Standard

Credit card rates

1 offer
Matagorda County Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Credit Cardcredit_card8.500% APR8.500%Standard

Savings & CD rates

7 offers
Matagorda County Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Regular Savings & Club Accountsavings0.25% APY0.25%Specialty offer
IRAira0.40% APY0.40%Standard
6-Month Certificatecd_6mo2.25% APY2.25%6 moStandard
24-Month Certificatecd_24mo3.83% APY3.83%24 moStandard
12-Month Certificatecd_12mo3.93% APY3.93%12 moStandard
GEM Checking Accountsavings5.00% APY5.00%Standard
Share Covered Loanother2.50% APY2.50%Standard

Vehicle loans available from 4.25% APR. Personal loan rates from 6.75% APR. Credit card rates from 8.5% APR. Savings and certificate yields up to 5.00% APY.

Source: RateAPI.dev, verified from Matagorda County Credit Union's official website

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About Matagorda County Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
2.5K
Assets
$36.7M
Founded
1961
Locations reported
3
NCUA charter
67545
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile payments
  • Bilingual services
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Matagorda County Credit Union

Membership eligibility from Matagorda County Credit Union's own published criteria. How we verify this.

Community charter: live/work in Matagorda, Wharton, Brazoria

  • LocationMatagorda, Wharton, Brazoria

Verified from Matagorda County Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Matagorda County Credit Union?

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Frequently Asked Questions

What rates does Matagorda County Credit Union offer?

Matagorda County Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Matagorda County Credit Union rates updated?

RateAPI verifies Matagorda County Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Matagorda County Credit Union's rate data?

Rate data is collected directly from Matagorda County Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Matagorda County Credit Union's auto, boat & powersports loan rates?

As of August 4, 2026, Matagorda County Credit Union offers vehicle loans from 4.25% APR.

What is Matagorda County Credit Union's personal loan rate?

As of August 4, 2026, Matagorda County Credit Union offers personal loans from 6.75% APR.

What is Matagorda County Credit Union's best CD rate?

As of August 4, 2026, Matagorda County Credit Union offers savings and certificate (CD) yields up to 5.00% APY.

Related Rate Data

Compare Matagorda County Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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Use it via API

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terminal
# Get rates for Matagorda County Credit Union
curl "https://api.rateapi.dev/credit-unions/texas/matagorda-county" \
  -H "Authorization: Bearer YOUR_API_KEY"