Telco Plus Credit Union
Verified rate book
Current Telco Plus Credit Union rates
37 published offers verified as of August 4, 2026.
Mortgage rates
8 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year Fixed30 year fixed | 6.350% APR | 6.350% | — | Standard |
| 15-Year Fixed15 year fixed | 5.250% APR | 5.250% | — | Standard |
| 15-Year Fixed15 year fixed | 5.500% APR | 5.500% | — | Standard |
| 20-Year Fixed20 year fixed | 6.090% APR | 6.090% | — | Standard |
| 10-Year Fixed10 year fixed | 6.340% APR | 6.340% | — | Standard |
| 10-Year Fixed10 year fixed | 6.880% APR | 6.880% | — | Standard |
| 5 Years Fixedother | 6.340% APR | 6.340% | — | Standard |
| Construction Loanother | 6.880% APR | 6.880% | — | Standard |
Auto & vehicle rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Autos (New & Used 2022 and newer)auto_any | 4.740% APR | 4.740% | any | Standard |
| Late Paymentsauto | 5.000% APR | 5.000% | — | Standard |
| Jet Skis, Personal Watercrafts, and ATV (2022 and newer)boat | 5.250% APR | 5.250% | — | Standard |
| Motorcycles (New & Used 2022 and newer)motorcycle_any | 5.250% APR | 5.250% | any | Standard |
| Used Auto Loan (2021 and Older)auto_used | 5.490% APR | 5.490% | used | Standard |
| Boats, Motor Homes, and Campers (2022 and newer)boat | 5.840% APR | 5.840% | — | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Other Securedpersonal_secured | 6.290% APR | 6.290% | — | Standard |
| Unsecured Personal Loanpersonal_unsecured | 8.500% APR | 8.500% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| VISA® (currently)credit_card | 14.490% APR | 14.490% | — | Standard |
Savings & CD rates
19 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Plus Checkingsavings | 0.01% APY | 0.01% | — | Standard |
| Regular Share/Savingssavings | 0.03% APY | 0.03% | — | Standard |
| $2,500 and Upsavings | 0.05% APY | 0.05% | — | Standard |
| Christmas Clubsavings | 0.25% APY | 0.25% | — | Specialty offer |
| IRAira | 1.00% APY | 1.00% | — | Standard |
| 6-Month Certificatecd_6mo | 3.20% APY | 3.20% | 6 mo | Standard |
| Share Certificates (CD) & Individual Retirement Accounts (IRA): (6 Months)ira_cd_6mo | 3.25% APY | 3.20% | 6 mo | Standard |
| 12-Month Certificatecd_12mo | 3.35% APY | 3.35% | 12 mo | Standard |
| Share Certificates (CD) & Individual Retirement Accounts (IRA): (12 Months)ira_cd_12mo | 3.40% APY | 3.35% | 12 mo | Standard |
| 48-Month Certificatecd_48mo | 3.44% APY | 3.44% | 48 mo | Standard |
| 18-Month Certificatecd_18mo | 3.44% APY | 3.44% | 18 mo | Standard |
| 36-Month Certificatecd_36mo | 3.44% APY | 3.44% | 36 mo | Standard |
| Share Certificates (CD) & Individual Retirement Accounts (IRA): (48 Months)ira_cd_48mo | 3.50% APY | 3.44% | 48 mo | Standard |
| Share Certificates (CD) & Individual Retirement Accounts (IRA): (18 Months)ira_cd_18mo | 3.50% APY | 3.44% | 18 mo | Standard |
| Share Certificates (CD) & Individual Retirement Accounts (IRA): (36 Months)ira_cd_36mo | 3.50% APY | 3.44% | 36 mo | Standard |
| 60-Month Certificatecd_60mo | 3.69% APY | 3.69% | 60 mo | Standard |
| 24-Month Certificatecd_24mo | 3.69% APY | 3.69% | 24 mo | Standard |
| Share Certificates (CD) & Individual Retirement Accounts (IRA): (60 Months)ira_cd_60mo | 3.75% APY | 3.69% | 60 mo | Standard |
| Share Certificates (CD) & Individual Retirement Accounts (IRA): (24 Months)ira_cd_24mo | 3.75% APY | 3.69% | 24 mo | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Mobile Home (unit only)other | 10.500% % | 10.500% | — | Standard |
As of August 4, 2026, Telco Plus Credit Union offers a 30-year fixed mortgage at 6.35% APR. Vehicle loans available from 4.74% APR. Personal loan rates from 6.29% APR. Credit card rates from 14.49% APR. Savings and certificate yields up to 3.75% APY.
Source: RateAPI.dev, verified from Telco Plus Credit Union's official website
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About Telco Plus Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 9.2K
- Assets
- $129.4M
- Founded
- 1951
- Locations reported
- 5
- NCUA charter
- 66351
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online loan application
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- Bilingual services
- Student scholarships
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
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Who Can Join Telco Plus Credit Union
Membership eligibility from Telco Plus Credit Union's own published criteria. How we verify this.
Membership criteria are published on Telco Plus Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Telco Plus Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Telco Plus Credit Union offer?
Telco Plus Credit Union currently offers mortgage, vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Telco Plus Credit Union rates updated?
RateAPI verifies Telco Plus Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Telco Plus Credit Union's rate data?
Rate data is collected directly from Telco Plus Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Telco Plus Credit Union's mortgage rate?
As of August 4, 2026, Telco Plus Credit Union offers a 30-year fixed mortgage at 6.35% APR.
What are Telco Plus Credit Union's auto, boat & motorcycle loan rates?
As of August 4, 2026, Telco Plus Credit Union offers vehicle loans from 4.74% APR.
What is Telco Plus Credit Union's personal loan rate?
As of August 4, 2026, Telco Plus Credit Union offers personal loans from 6.29% APR.
What is Telco Plus Credit Union's best CD rate?
As of August 4, 2026, Telco Plus Credit Union offers savings and certificate (CD) yields up to 3.75% APY.
Related Rate Data
Compare Telco Plus Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Telco Plus Credit Union rates
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# Get rates for Telco Plus Credit Union
curl "https://api.rateapi.dev/credit-unions/texas/telco-plus" \
-H "Authorization: Bearer YOUR_API_KEY"