East Texas Professional Credit Union
Verified rate book
Current East Texas Professional Credit Union rates
43 published offers verified as of August 4, 2026.
Auto & vehicle rates
10 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Auto Loan (2025–2027)auto_new | 4.790% APR | 4.790% | new | Standard |
| Used Auto Loan (2024)auto_used | 5.290% APR | 5.290% | used | Standard |
| Used Auto Loan (2023)auto_used | 5.490% APR | 5.490% | used | Standard |
| Used Auto Loan (2022 and Older)auto_used | 5.990% APR | 5.990% | used | Standard |
| Motorcycles, ATVs, Personal Watercraft 2026 – 2020 Models ($12,000+)motorcycle | 6.990% APR | 6.990% | — | Standard |
| New Boats and Tractors 2026 – 2024 Modelsboat_new | 7.000% APR | 7.000% | new | Standard |
| Motorcycles, ATVs, Personal Watercraft 2019 & Older Models ($12,000+)motorcycle_used | 7.490% APR | 7.490% | used | Standard |
| Used Boats and Tractors 2023 & Olderboat_used | 7.500% APR | 7.500% | used | Standard |
| Motorhomes and Travel Trailers 2023 & Newer Modelsrv | 8.000% APR | 8.000% | — | Standard |
| Used Motorhomes and Travel Trailers 2022 & Older Modelsrv_used | 8.500% APR | 8.500% | used | Standard |
Personal loan rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Term Share Certificate Securedpersonal_secured | 2.000% APR | 2.000% | — | Standard |
| Credit Builder Loanpersonal | 6.000% APR | 6.000% | — | Standard |
| Share-Secured Loanpersonal_secured | 6.750% APR | 6.750% | — | Standard |
| Instant Cash Loanpersonal | 6.750% APR | 6.750% | — | Standard |
| Unsecured Personal Loanpersonal_unsecured | 8.950% APR | 8.950% | — | Standard |
| Express Cash Loanpersonal | 18.000% APR | 18.000% | — | Standard |
Savings & CD rates
27 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Checking ($1,000–$1,999.99)money_market | 0.05% APY | 0.05% | — | Specialty offer |
| Checking ($2,000+)money_market | 0.10% APY | 0.10% | — | Specialty offer |
| Club Accounts $100.00 and oversavings | 0.15% APY | 0.15% | — | Specialty offer |
| Money Market ($1,000–$1,999.99)money_market | 0.20% APY | 0.20% | — | Standard |
| Share / Secondary Share Savings Accounts $100.00 - $2,499.99share_savings | 0.20% APY | 0.20% | — | Standard |
| IRA ($25+)ira | 0.25% APY | 0.25% | — | Standard |
| Money Market ($2,000–$9,999.99)money_market | 0.30% APY | 0.30% | — | Standard |
| Share / Secondary Share Savings Accounts $2,500.00 - $9,999.99share_savings | 0.30% APY | 0.30% | — | Standard |
| Share / Secondary Share Savings Accounts $10,000.00 & overshare_savings | 0.30% APY | 0.30% | — | Standard |
| Money Market ($10,000–$24,999.99)money_market | 0.50% APY | 0.50% | — | Standard |
| Money Market ($25,000–$49,999.99)money_market | 1.00% APY | 1.00% | — | Standard |
| Money Market ($50,000–$99,999.99)money_market | 1.25% APY | 1.25% | — | Standard |
| Money Market ($200,000+)money_market | 2.00% APY | 2.00% | — | Standard |
| Money Market ($100,000–$199,999.99)money_market | 2.00% APY | 2.00% | — | Standard |
| 91 Day Term Share Certificates $1,000.00 & overshare_certificate | 2.78% APY | 2.72% | — | Standard |
| 183 Day Term Share Certificates $1,000.00 & overshare_certificate | 3.75% APY | 3.70% | — | Standard |
| 60 Month Term Share Certificates $1,000.00 & overshare_certificate_60mo | 3.80% APY | 3.75% | 60 mo | Standard |
| 48 Month Term Share Certificates $1,000.00 & overshare_certificate_48mo | 3.80% APY | 3.75% | 48 mo | Standard |
| 36 Month Term Share Certificates $1,000.00 & overshare_certificate_36mo | 3.80% APY | 3.75% | 36 mo | Standard |
| 24 Month Term Share Certificates $1,000.00 & overshare_certificate_24mo | 3.80% APY | 3.75% | 24 mo | Standard |
| 18 Month Term Share Certificates $1,000.00 & overshare_certificate_18mo | 3.80% APY | 3.75% | 18 mo | Standard |
| 36 Month IRA Term Share Certificates $1,000.00 & overira_cd_36mo | 3.80% APY | 3.75% | 36 mo | Standard |
| 12 Month IRA Term Share Certificates $1,000.00 & overira_cd_12mo | 3.80% APY | 3.75% | 12 mo | Standard |
| 12 Month Term Share Certificates $1,000.00 & overshare_certificate_12mo | 3.80% APY | 3.75% | 12 mo | Standard |
| 24 Month IRA Term Share Certificates $1,000.00 & overira_cd_24mo | 3.80% APY | 3.75% | 24 mo | Standard |
| 15 Month Term Share Certificates $1,000.00 & over (Special Rate)share_certificate_15mo | 4.00% APY | 3.94% | 15 mo | Standard |
| 7 Month Term Share Certificates $1,000.00 & over (Special Rate)share_certificate_7mo | 4.00% APY | 3.94% | 7 mo | Standard |
Vehicle loans available from 4.79% APR. Personal loan rates from 2% APR. Savings and certificate yields up to 4.00% APY.
Source: RateAPI.dev, verified from East Texas Professional Credit Union's official website
Loading branch locator…
About East Texas Professional Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 104.9K
- Assets
- $1.4B
- Founded
- 1953
- Locations reported
- 22
- NCUA charter
- 67761
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- Bilingual services
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join East Texas Professional Credit Union
Membership eligibility from East Texas Professional Credit Union's own published criteria. How we verify this.
Membership criteria are published on East Texas Professional Credit Union's website. Check the membership page below to confirm whether you qualify.
Cost to join: About $5.
Verified from East Texas Professional Credit Union's membership page. Final membership determination is always made by the credit union.
Work at East Texas Professional Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where East Texas Professional Credit Union ranks against Texas peers.
Frequently Asked Questions
What rates does East Texas Professional Credit Union offer?
East Texas Professional Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are East Texas Professional Credit Union rates updated?
RateAPI verifies East Texas Professional Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get East Texas Professional Credit Union's rate data?
Rate data is collected directly from East Texas Professional Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are East Texas Professional Credit Union's auto, rv, boat & motorcycle loan rates?
As of August 4, 2026, East Texas Professional Credit Union offers vehicle loans from 4.79% APR.
What is East Texas Professional Credit Union's personal loan rate?
As of August 4, 2026, East Texas Professional Credit Union offers personal loans from 2% APR.
What is East Texas Professional Credit Union's best CD rate?
As of August 4, 2026, East Texas Professional Credit Union offers savings and certificate (CD) yields up to 4.00% APY.
Related Rate Data
Compare East Texas Professional Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack East Texas Professional Credit Union rates
Get a free API key to query these rates programmatically, or get the daily email when Texas credit union rates move.
Use it via API
Access this data programmatically with our REST API
# Get rates for East Texas Professional Credit Union
curl "https://api.rateapi.dev/credit-unions/texas/east-texas-professional" \
-H "Authorization: Bearer YOUR_API_KEY"