Southland Credit Union

Lufkin, Texas
Last verified: August 4, 2026
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Verified rate book

Current Southland Credit Union rates

58 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

1 offer
Southland Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Auto Loanauto5.250% APR5.250%—Standard

Personal loan rates

11 offers
Southland Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Signature Loanpersonal_unsecured10.000% APR10.000%—Standard
Signature Loanpersonal_unsecured10.750% APR10.750%—Standard
Signature Loanpersonal_unsecured11.750% APR11.750%—Standard
Other Collateral Loanpersonal_secured12.000% APR12.000%—Standard
Signature Loanpersonal_unsecured13.000% APR13.000%—Standard
Other Collateral Loanpersonal_secured13.500% APR13.500%—Standard
Signature Loanpersonal_unsecured14.250% APR14.250%—Standard
Other Collateral Loanpersonal_secured15.750% APR15.750%—Standard
Signature Loanpersonal_unsecured17.250% APR17.250%—Standard
Signature Loanpersonal_unsecured17.500% APR17.500%—Standard
Signature Loanpersonal_unsecured17.750% APR17.750%—Standard

Savings & CD rates

34 offers
Southland Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Regular Sharesavings0.65% APY0.65%—Standard
Sharessavings0.65% APY0.65%—Standard
Sharessavings0.70% APY0.70%—Standard
Sharessavings0.75% APY0.75%—Standard
Sharessavings0.90% APY0.90%—Standard
IRA (Individual Retirement Account)ira0.90% APY0.90%—Standard
Regular Sharesavings0.90% APY0.90%—Standard
All certificates are compounded and paid monthlycd2.50% APY2.50%—Standard
All certificates are compounded and paid monthlycd2.51% APY2.51%—Standard
6-Month Certificateshare_certificate_6mo2.51% APY2.50%6 moStandard
All certificates are compounded and paid monthlycd2.55% APY2.55%—Standard
All certificates are compounded and paid monthlycd2.56% APY2.56%—Standard
12-Month Certificateshare_certificate_12mo2.56% APY2.55%12 moStandard
All certificates are compounded and paid monthlycd2.60% APY2.60%—Standard
All certificates are compounded and paid monthlycd2.61% APY2.61%—Standard
24-Month Certificateshare_certificate_24mo2.61% APY2.60%24 moStandard
36-Month Certificateshare_certificate_36mo2.66% APY2.65%36 moStandard
48-Month Certificateshare_certificate_48mo2.71% APY2.70%48 moStandard
60-Month Certificateshare_certificate_60mo2.76% APY2.75%60 moStandard
6-Month Certificateshare_certificate_6mo2.96% APY2.95%6 moStandard
12-Month Certificateshare_certificate_12mo3.01% APY3.00%12 moStandard
24-Month Certificateshare_certificate_24mo3.06% APY3.05%24 moStandard
36-Month Certificateshare_certificate_36mo3.11% APY3.10%36 moStandard
48-Month Certificateshare_certificate_48mo3.16% APY3.15%48 moStandard
12-Month IRA Certificateira_cd_12mo3.21% APY3.20%12 moStandard
60-Month Certificateshare_certificate_60mo3.22% APY3.20%60 moStandard
Certificatecd3.25% APY3.25%—Standard
12-Month IRA Certificateira_cd_12mo3.27% APY3.25%12 moStandard
24-Month IRA Certificateira_cd_24mo3.37% APY3.35%24 moStandard
24-Month IRA Certificateira_cd_24mo3.42% APY3.40%24 moStandard
24-Month IRA Certificateira_cd_24mo3.47% APY3.45%24 moStandard
36-Month IRA Certificateira_cd_36mo3.52% APY3.50%36 moStandard
36-Month IRA Certificateira_cd_36mo3.67% APY3.65%36 moStandard
36-Month IRA Certificateira_cd_36mo3.77% APY3.75%36 moStandard

Other rates

12 offers
Southland Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Starting at $5,000other2.500% %2.500%—Standard
Starting at $10,000+other2.950% %2.950%—Standard
Starting at $25,000other3.200% %3.200%—Standard
Starting at $75,000other3.250% %3.250%—Standard
Starting at $100,000other3.350% %3.350%—Standard
New & Used Collateralother6.000% %6.000%—Standard
New & Used Collateralother7.250% %7.250%—Standard
New & Used Collateralother9.750% %9.750%—Standard
New & Used Collateralother12.500% %12.500%—Standard
New & Used Collateralother15.500% %15.500%—Standard
New & Used Collateralother16.500% %16.500%—Standard
New & Used Collateralother17.500% %17.500%—Standard

Auto loans available from 5.25% APR. Personal loan rates from 10% APR. Savings and certificate yields up to 3.77% APY.

Source: RateAPI.dev, verified from Southland Credit Union's official website

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About Southland Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
7.1K
Assets
$87.8M
Founded
1963
Locations reported
2
NCUA charter
15815
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Electronic statements
  • Mobile check deposit
  • Financial education
  • Bilingual services

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Angelina County TeachersASPIRE · Lufkin · TX · 75904-3743Branch in the same ZIPAspireAspire Credit Union · Lufkin · TX · 75904Branch in the same ZIPEast Texas ProfessionalLufkin Office · Lufkin · TX · 75904-5702Branch in the same ZIPGencoLufkin · Lufkin · TX · 75904-4826Branch in the same ZIPLufkin204 Gobblers Knob Rd · Lufkin · TX · 75904Branch in the same ZIPTemple-InlandCorporate Office · Diboll · TX · 75941About 10.8 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Southland Credit Union

Membership eligibility from Southland Credit Union's own published criteria. How we verify this.

Membership criteria are published on Southland Credit Union's website. Check the membership page below to confirm whether you qualify.

  • LocationAngelina, Houston — TX

Verified from Southland Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Southland Credit Union?

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Frequently Asked Questions

What rates does Southland Credit Union offer?

Southland Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Southland Credit Union rates updated?

RateAPI verifies Southland Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Southland Credit Union's rate data?

Rate data is collected directly from Southland Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Southland Credit Union's auto loan rates?

As of August 4, 2026, Southland Credit Union offers auto loans from 5.25% APR.

What is Southland Credit Union's personal loan rate?

As of August 4, 2026, Southland Credit Union offers personal loans from 10% APR.

What is Southland Credit Union's best CD rate?

As of August 4, 2026, Southland Credit Union offers savings and certificate (CD) yields up to 3.77% APY.

Related Rate Data

Compare Southland Credit Union's rates against national credit-union benchmarks.

More Texas credit unionsAuto loan rate benchmarkPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

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