Aspire Credit Union
Verified rate book
Current Aspire Credit Union rates
14 published offers verified as of August 4, 2026.
Mortgage rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Construction Real Estateother | 4.750% APR | 4.750% | — | Standard |
Auto & vehicle rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Auto Loanauto_new | 4.750% APR | 4.750% | new | Standard |
| Used Auto Loanauto_used | 4.750% APR | 4.750% | used | Standard |
| Recreational Loanpowersports | 6.250% APR | 6.250% | — | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| First or Second Mortgageheloc_fixed | 5.750% APR | 5.750% | — | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share-Secured Loanpersonal_secured | 2.500% APR | 2.500% | — | Standard |
Savings & CD rates
7 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 24-Month Certificatecd_24mo | 3.21% APY | 3.21% | 24 mo | Standard |
| 36-Month Certificatecd_36mo | 3.21% APY | 3.21% | 36 mo | Standard |
| 48-Month Certificatecd_48mo | 3.21% APY | 3.21% | 48 mo | Standard |
| 60-Month Certificatecd_60mo | 3.21% APY | 3.21% | 60 mo | Standard |
| 6-Month Certificatecd_6mo | 3.35% APY | 3.35% | 6 mo | Standard |
| 12-Month Certificatecd_12mo | 3.65% APY | 3.65% | 12 mo | Standard |
| 18-Month Certificatecd_18mo | 3.84% APY | 3.84% | 18 mo | Standard |
Equipment loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Equipment Loanequipment | 7.500% APR | 7.500% | — | Standard |
As of August 4, 2026, Aspire Credit Union offers mortgage rates from 4.75% APR. Vehicle loans available from 4.75% APR. HELOC rates from 5.75% APR. Personal loan rates from 2.5% APR. Savings and certificate yields up to 3.84% APY. Equipment loans from 7.5% APR.
Source: RateAPI.dev, verified from Aspire Credit Union's official website
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About Aspire Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 2.6K
- Assets
- $37.9M
- Founded
- 1952
- Locations reported
- 2
- NCUA charter
- 67489
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Electronic statements
- Mobile check deposit
- Bilingual services
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Aspire Credit Union
Membership eligibility from Aspire Credit Union's own published criteria. How we verify this.
Membership criteria are published on Aspire Credit Union's website. Check the membership page below to confirm whether you qualify.
Cost to join: About $500.
Verified from Aspire Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Aspire Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Aspire Credit Union ranks against Texas peers.
Frequently Asked Questions
What rates does Aspire Credit Union offer?
Aspire Credit Union currently offers mortgage, vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Aspire Credit Union rates updated?
RateAPI verifies Aspire Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Aspire Credit Union's rate data?
Rate data is collected directly from Aspire Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Aspire Credit Union's mortgage rate?
As of August 4, 2026, Aspire Credit Union offers mortgage rates from 4.75% APR.
What are Aspire Credit Union's auto & powersports loan rates?
As of August 4, 2026, Aspire Credit Union offers vehicle loans from 4.75% APR.
What is Aspire Credit Union's HELOC rate?
As of August 4, 2026, Aspire Credit Union offers home equity lines of credit from 5.75% APR.
What is Aspire Credit Union's personal loan rate?
As of August 4, 2026, Aspire Credit Union offers personal loans from 2.5% APR.
What is Aspire Credit Union's best CD rate?
As of August 4, 2026, Aspire Credit Union offers savings and certificate (CD) yields up to 3.84% APY.
Related Rate Data
Compare Aspire Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Aspire Credit Union rates
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Use it via API
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# Get rates for Aspire Credit Union
curl "https://api.rateapi.dev/credit-unions/texas/aspire" \
-H "Authorization: Bearer YOUR_API_KEY"