Southern Star Credit Union
Verified rate book
Current Southern Star Credit Union rates
46 published offers verified as of August 4, 2026.
Auto & vehicle rates
31 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loanauto | 4.000% APR | 4.000% | — | Standard |
| Up to 36-Month New Auto Loanauto_new_36mo | 4.000% APR | 4.000% | 36 mo · new | Standard |
| Up to 48-Month New Auto Loanauto_new_48mo | 4.250% APR | 4.250% | 48 mo · new | Standard |
| Up to 36-Month Used Auto Loanauto_used_36mo | 4.250% APR | 4.250% | 36 mo · used | Standard |
| Up to 48-Month Used Auto Loanauto_used_48mo | 4.500% APR | 4.500% | 48 mo · used | Standard |
| Up to 60-Month New Auto Loanauto_new_60mo | 4.500% APR | 4.500% | 60 mo · new | Standard |
| Up to 60-Month Used Auto Loanauto_used_60mo | 4.750% APR | 4.750% | 60 mo · used | Standard |
| New Auto Loans (Up to 72 Months ($25,000.00 or more))auto_new_72mo | 4.750% APR | 4.750% | 72 mo · new | Standard |
| New Auto Loans (Up to 84 months ($30,000.00 or more))auto_new_84mo | 5.000% APR | 5.000% | 84 mo · new | Standard |
| Used Auto Loans (Up to 72 Months ($25,000.00 or more))auto_used_72mo | 5.000% APR | 5.000% | 72 mo · used | Standard |
| Used Auto Loans (Up to 84 Months ($30,000.00 or more))auto_used_84mo | 5.250% APR | 5.250% | 84 mo · used | Standard |
| Up to 36-Month New Motorcycle Loanmotorcycle_new_36mo | 5.250% APR | 5.250% | 36 mo · new | Standard |
| Up to 36-Month Used Motorcycle Loan (2014 and Newer)motorcycle_used_36mo | 5.500% APR | 5.500% | 36 mo · used | Standard |
| Up to 48-Month New Motorcycle Loanmotorcycle_new_48mo | 5.500% APR | 5.500% | 48 mo · new | Standard |
| Up to 60-Month New Motorcycle Loanmotorcycle_new_60mo | 5.750% APR | 5.750% | 60 mo · new | Standard |
| New Boats / Recreational Vehicles / Tractors / Trailers (Up to 36 Months)boat_new_36mo | 5.750% APR | 5.750% | 36 mo · new | Standard |
| Up to 48-Month Used Motorcycle Loan (2014 and Newer)motorcycle_used_48mo | 5.750% APR | 5.750% | 48 mo · used | Standard |
| Used Boats / Recreational Vehicles / Tractors / Trailers (Up to 36 Months)boat_used_36mo | 6.000% APR | 6.000% | 36 mo · used | Standard |
| New Boats / Recreational Vehicles / Tractors / Trailers (Up to 48 Months)boat_new_48mo | 6.000% APR | 6.000% | 48 mo · new | Standard |
| New Motorcycles (Up to 72 Months ($25,000.00 or more))motorcycle_new_72mo | 6.000% APR | 6.000% | 72 mo · new | Standard |
| Up to 60-Month Used Motorcycle Loan (2014 and Newer)motorcycle_used_60mo | 6.000% APR | 6.000% | 60 mo · used | Standard |
| New Boats / Recreational Vehicles / Tractors / Trailers (Up to 60 Months)boat_new_60mo | 6.250% APR | 6.250% | 60 mo · new | Standard |
| Used Motorcycles (2014 or newer) (Up to 72 Months ($25,000.00 or more))motorcycle_used_72mo | 6.250% APR | 6.250% | 72 mo · used | Standard |
| Used Boats / Recreational Vehicles / Tractors / Trailers (Up to 48 Months)boat_used_48mo | 6.250% APR | 6.250% | 48 mo · used | Standard |
| Used Boats / Recreational Vehicles / Tractors / Trailers (Up to 60 Months)boat_used_60mo | 6.500% APR | 6.500% | 60 mo · used | Standard |
| New Boats / Recreational Vehicles / Tractors / Trailers (Up to 72 Months ($25,000.00 or more))boat_new_72mo | 6.500% APR | 6.500% | 72 mo · new | Standard |
| New Boats / Recreational Vehicles / Tractors / Trailers (Up to 96 Months ($50,000.00 or more))boat_new_96mo | 6.750% APR | 6.750% | 96 mo · new | Standard |
| Used Boats / Recreational Vehicles / Tractors / Trailers (Up to 72 Months ($25,000.00 or more))boat_used_72mo | 6.750% APR | 6.750% | 72 mo · used | Standard |
| Used Boats / Recreational Vehicles / Tractors / Trailers (Up to 96 Months ($50,000.00 or more))boat_used_96mo | 7.000% APR | 7.000% | 96 mo · used | Standard |
| New Boats / Recreational Vehicles / Tractors / Trailers (Up to 120 Months ($75,000.00 or more))boat_new_120mo | 7.000% APR | 7.000% | 120 mo · new | Standard |
| Used Boats / Recreational Vehicles / Tractors / Trailers (Up to 120 Months ($75,000.00 or more))boat_used_120mo | 7.250% APR | 7.250% | 120 mo · used | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Up to 36-Month Signature Loanpersonal_unsecured_36mo | 8.750% APR | 8.750% | 36 mo | Standard |
| Up to 48-Month Signature Loanpersonal_unsecured_48mo | 9.750% APR | 9.750% | 48 mo | Standard |
| Up to 60-Month Signature Loanpersonal_unsecured_60mo | 10.750% APR | 10.750% | 60 mo | Standard |
Savings & CD rates
12 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Regular Sharessavings | 0.10% APY | 0.10% | — | Standard |
| IRAira | 0.30% APY | 0.30% | — | Standard |
| Regular ShareS (24 Months)cd_24mo | 3.25% APY | 3.20% | 24 mo | Standard |
| 24-Month IRA Certificateira_cd_24mo | 3.25% APY | 3.20% | 24 mo | Standard |
| 24-Month IRAira | 3.25% APY | 3.20% | 24 mo | Standard |
| Regular Shares Certificatecd_6mo | 3.25% APY | 3.20% | 6 mo | Standard |
| 36-Month IRAira | 3.30% APY | 3.25% | 36 mo | Standard |
| Regular ShareS (36 Months)cd_36mo | 3.30% APY | 3.25% | 36 mo | Standard |
| 36-Month IRA Certificateira_cd_36mo | 3.30% APY | 3.25% | 36 mo | Standard |
| 12-Month IRAira | 3.82% APY | 3.75% | 12 mo | Standard |
| 12-Month IRA Certificateira_cd_12mo | 3.82% APY | 3.75% | 12 mo | Standard |
| Regular ShareS (12 Months)cd_12mo | 3.82% APY | 3.75% | 12 mo | Standard |
Vehicle loans available from 4% APR. Personal loan rates from 8.75% APR. Savings and certificate yields up to 3.82% APY.
Source: RateAPI.dev, verified from Southern Star Credit Union's official website
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About Southern Star Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 2.7K
- Assets
- $18M
- Founded
- 1953
- Locations reported
- 1
- NCUA charter
- 67660
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online loan application
- Electronic statements
- Mobile check deposit
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Southern Star Credit Union
Membership eligibility from Southern Star Credit Union's own published criteria. How we verify this.
Membership via employers (Dresser / Halliburton +4 more)
- LocationTX
- EmployerDresser / Halliburton, Baker Hughes, Inc., A Division of GE, Dresser Natural Gas Solutions, M-I LLC. / Smith International Inc.
Verified from Southern Star Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Southern Star Credit Union?
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Frequently Asked Questions
What rates does Southern Star Credit Union offer?
Southern Star Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Southern Star Credit Union rates updated?
RateAPI verifies Southern Star Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Southern Star Credit Union's rate data?
Rate data is collected directly from Southern Star Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Southern Star Credit Union's auto, boat & motorcycle loan rates?
As of August 4, 2026, Southern Star Credit Union offers vehicle loans from 4% APR.
What is Southern Star Credit Union's personal loan rate?
As of August 4, 2026, Southern Star Credit Union offers personal loans from 8.75% APR.
What is Southern Star Credit Union's best CD rate?
As of August 4, 2026, Southern Star Credit Union offers savings and certificate (CD) yields up to 3.82% APY.
Related Rate Data
Compare Southern Star Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Southern Star Credit Union
curl "https://api.rateapi.dev/credit-unions/texas/southern-star" \
-H "Authorization: Bearer YOUR_API_KEY"