Members Financial Credit Union

Midland, Texas
Last verified: August 4, 2026
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Verified rate book

Current Members Financial Credit Union rates

15 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

2 offers
Members Financial Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
New Auto Loanauto_new4.750% APR4.750%newStandard
Used Auto Loanauto_used5.000% APR5.000%usedStandard

Personal loan rates

3 offers
Members Financial Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Certificate-Secured Loanpersonal_secured2.500% APR2.500%Standard
Share-Secured Loanpersonal_secured3.500% APR3.500%Standard
Personal Loan (Up to $15,000.00)personal_unsecured10.750% APR10.750%Standard

Credit card rates

2 offers
Members Financial Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Master Card Goldcredit_card9.900% APR9.900%Standard
Master Card Classiccredit_card13.900% APR13.900%Standard

Savings & CD rates

7 offers
Members Financial Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
6-Month Certificatecd_6mo0.05% APY0.05%6 moStandard
36-Month Certificatecd_36mo0.35% APY0.35%36 moStandard
48-Month Certificatecd_48mo0.45% APY0.45%48 moStandard
60-Month Certificatecd_60mo0.55% APY0.55%60 moStandard
13-Month Certificatecd_13mo2.00% APY2.00%13 moStandard
18-Month Certificatecd_18mo2.25% APY2.25%18 moStandard
25-Month Certificatecd_25mo2.50% APY2.50%25 moStandard

Other rates

1 offer
Members Financial Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Back to School Loanother12.000% %12.000%Standard

Auto loans available from 4.75% APR. Personal loan rates from 2.5% APR. Credit card rates from 9.9% APR. Savings and certificate yields up to 2.50% APY.

Source: RateAPI.dev, verified from Members Financial Credit Union's official website

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About Members Financial Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
3.3K
Assets
$35.7M
Founded
1940
Locations reported
1
NCUA charter
4020
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • Bilingual services

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Members Financial Credit Union

Membership eligibility from Members Financial Credit Union's own published criteria. How we verify this.

Community charter: live/work in Midland County, Ector County

  • LocationMidland County, Ector County

Verified from Members Financial Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Members Financial Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Members Financial Credit Union ranks against Texas peers.

Frequently Asked Questions

What rates does Members Financial Credit Union offer?

Members Financial Credit Union currently offers Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Members Financial Credit Union rates updated?

RateAPI verifies Members Financial Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Members Financial Credit Union's rate data?

Rate data is collected directly from Members Financial Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Members Financial Credit Union's auto loan rates?

As of August 4, 2026, Members Financial Credit Union offers auto loans from 4.75% APR.

What is Members Financial Credit Union's personal loan rate?

As of August 4, 2026, Members Financial Credit Union offers personal loans from 2.5% APR.

What is Members Financial Credit Union's best CD rate?

As of August 4, 2026, Members Financial Credit Union offers savings and certificate (CD) yields up to 2.50% APY.

Related Rate Data

Compare Members Financial Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Members Financial Credit Union rates

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Members Financial Credit Union
curl "https://api.rateapi.dev/credit-unions/texas/members-financial" \
  -H "Authorization: Bearer YOUR_API_KEY"