Heritage Usa Credit Union
Verified rate book
Current Heritage Usa Credit Union rates
27 published offers verified as of August 4, 2026.
Auto & vehicle rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Auto Loanauto_new | 3.490% APR | 3.490% | new | Standard |
| New & Used Vehicle Loanauto_any | 3.490% APR | 3.490% | any | Standard |
| Used Auto Loanauto_used | 4.000% APR | 4.000% | used | Standard |
| Other Recreational Vehiclesrv | 8.690% APR | 8.690% | — | Standard |
| Motorcycle Loanmotorcycle | 10.000% APR | 10.000% | — | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Signature Loanpersonal_unsecured | 9.680% APR | 9.680% | — | Standard |
Credit card rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Cardcredit_card | 8.990% APR | 8.990% | — | Standard |
| Platinum Credit Cardcredit_card_platinum | 8.990% APR | 8.990% | — | Standard |
| MasterCard Goldcredit_card | 11.000% APR | 11.000% | — | Standard |
| MasterCard Classiccredit_card | 13.920% APR | 13.920% | — | Standard |
Savings & CD rates
17 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| $5.00 & Upsavings | 0.05% APY | 0.05% | — | Standard |
| Savingsshare_savings | 0.05% APY | 0.05% | — | Standard |
| Money Marketmoney_market | 0.07% APY | 0.07% | — | Standard |
| Money Marketmoney_market | 0.07% APY | 0.07% | — | Standard |
| $2,000.00 - $24,999.99savings | 0.07% APY | 0.07% | — | Standard |
| Money Marketmoney_market | 0.13% APY | 0.13% | — | Standard |
| $25,000.00 & $99,999.99savings | 0.13% APY | 0.13% | — | Standard |
| $100,000 & Upsavings | 0.50% APY | 0.50% | — | Standard |
| IRA Accumulative & Rollover Accountira | 2.27% APY | 2.27% | — | Standard |
| IRA Accumulative & Rollover Accountira | 2.50% APY | 2.50% | — | Standard |
| 24-Month Certificatecd_24mo | 2.95% APY | 2.95% | 24 mo | Standard |
| Term Share Accounts (CDs) (24 Months)share_savings | 3.00% APY | 2.95% | 24 mo | Standard |
| 12-Month Certificatecd_12mo | 3.68% APY | 3.68% | 12 mo | Standard |
| Term Share Accounts (CDs) (12 Months)share_savings | 3.75% APY | 3.68% | 12 mo | Standard |
| 6-Month Certificatecd_6mo | 3.93% APY | 3.93% | 6 mo | Standard |
| Term Share Accounts (CDs) (6 Months)share_savings | 4.00% APY | 3.93% | 6 mo | Standard |
| Certificatecd | 4.00% APY | 4.00% | — | Standard |
Vehicle loans available from 3.49% APR. Personal loan rates from 9.68% APR. Credit card rates from 8.99% APR. Savings and certificate yields up to 4.00% APY.
Source: RateAPI.dev, verified from Heritage Usa Credit Union's official website
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About Heritage Usa Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 6.9K
- Assets
- $100.9M
- Founded
- 1949
- Locations reported
- 2
- NCUA charter
- 6434
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial education
- Bilingual services
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Heritage Usa Credit Union
Membership eligibility from Heritage Usa Credit Union's own published criteria. How we verify this.
Membership criteria are published on Heritage Usa Credit Union's website. Check the membership page below to confirm whether you qualify.
- LocationMidland — TX
Verified from Heritage Usa Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Heritage Usa Credit Union offer?
Heritage Usa Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Heritage Usa Credit Union rates updated?
RateAPI verifies Heritage Usa Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Heritage Usa Credit Union's rate data?
Rate data is collected directly from Heritage Usa Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Heritage Usa Credit Union's auto, rv & motorcycle loan rates?
As of August 4, 2026, Heritage Usa Credit Union offers vehicle loans from 3.49% APR.
What is Heritage Usa Credit Union's personal loan rate?
As of August 4, 2026, Heritage Usa Credit Union offers personal loans from 9.68% APR.
What is Heritage Usa Credit Union's best CD rate?
As of August 4, 2026, Heritage Usa Credit Union offers savings and certificate (CD) yields up to 4.00% APY.
Related Rate Data
Compare Heritage Usa Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Heritage Usa Credit Union
curl "https://api.rateapi.dev/credit-unions/texas/heritage-usa" \
-H "Authorization: Bearer YOUR_API_KEY"