MTCU Credit Union
Verified rate book
Current MTCU Credit Union rates
13 published offers verified as of August 4, 2026.
Auto & vehicle rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 84-Month New Auto Loanauto_new_84mo | 6.520% APR | 6.520% | 84 mo · new | Standard |
| 84-Month Used Auto Loanauto_used_84mo | 7.020% APR | 7.020% | 84 mo · used | Standard |
| Collateral Loans New or Used (Non Purchase)auto_any_84mo | 8.020% APR | 8.020% | 84 mo · any | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 60-Month Unsecured Personal Loanpersonal_unsecured_60mo | 10.250% APR | 10.250% | 60 mo | Standard |
| LifeLine Line of Credit Loanploc_variable | 11.750% APR | 11.750% | — | Standard |
| 6-Month Payday Alternative Loanpersonal_unsecured_6mo | 28.000% APR | 28.000% | 6 mo | Standard |
Credit card rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Platinum Credit Cardcredit_card_platinum | 10.750% APR | 10.750% | — | Standard |
| Mastercard Goldcredit_card | 10.900% APR | 10.900% | — | Standard |
| Credit Cardcredit_card | 11.900% APR | 11.900% | — | Standard |
| Share Secured MasterCardcredit_card_secured | 11.900% APR | 11.900% | — | Standard |
Other rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Tier 1other | 10.750% % | 10.750% | — | Standard |
| Tier 2other | 13.750% % | 13.750% | — | Standard |
| Tier 3other | 17.750% % | 17.750% | — | Standard |
Auto loans available from 6.52% APR for 84 months. Personal loan rates from 10.25% APR. Credit card rates from 10.75% APR.
Source: RateAPI.dev, verified from MTCU Credit Union's official website
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About MTCU Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 7.3K
- Assets
- $136.2M
- Founded
- 1955
- Locations reported
- 3
- NCUA charter
- 67642
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Electronic statements
- Mobile check deposit
- Bilingual services
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join MTCU Credit Union
Membership eligibility from MTCU Credit Union's own published criteria. How we verify this.
Community charter: live/work in Midland, Martin, Glasscock +8 more, TX
- LocationMidland, Martin, Glasscock, Andrews, Crane, Ector, Howard, Winkler, Ward, Reagan, Upton — TX
Cost to join: About $25.
Verified from MTCU Credit Union's membership page. Final membership determination is always made by the credit union.
Work at MTCU Credit Union?
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Frequently Asked Questions
What rates does MTCU Credit Union offer?
MTCU Credit Union currently offers Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are MTCU Credit Union rates updated?
RateAPI verifies MTCU Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get MTCU Credit Union's rate data?
Rate data is collected directly from MTCU Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are MTCU Credit Union's auto loan rates?
As of August 4, 2026, MTCU Credit Union offers auto loans from 6.52% APR.
What is MTCU Credit Union's personal loan rate?
As of August 4, 2026, MTCU Credit Union offers personal loans from 10.25% APR.
Related Rate Data
Compare MTCU Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for MTCU Credit Union
curl "https://api.rateapi.dev/credit-unions/texas/mtcu" \
-H "Authorization: Bearer YOUR_API_KEY"