Lcra Credit Union
Verified rate book
Current Lcra Credit Union rates
20 published offers verified as of July 30, 2026.
Auto & vehicle rates
10 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 48-Month Auto Loanauto_any_48mo | 4.250% APR | 4.250% | 48 mo | Standard |
| 60-Month Auto Loanauto_any_60mo | 4.750% APR | 4.750% | 60 mo | Standard |
| 78-Month Auto Loanauto_any_78mo | 5.000% APR | 5.000% | 78 mo | Standard |
| RV/Camper/Boat/Motorcycle/ATV/Other Collateral Loanrv_any_60mo | 6.500% APR | 6.500% | 60 mo | Standard |
| RV/Camper/Boat/Motorcycle/ATV/Other Collateral Loanrv_any_78mo | 6.750% APR | 6.750% | 78 mo | Standard |
| RV/Camper/Boat/Motorcycle/ATV/Other Collateral Loanrv_any_48mo | 7.000% APR | 7.000% | 48 mo | Standard |
| RV/Camper/Boat/Motorcycle/ATV/Other Collateral Loanrv_any_72mo | 8.500% APR | 8.500% | 72 mo | Standard |
| 84-Month Auto Loanauto_any_84mo | 9.750% APR | 9.750% | 84 mo | Standard |
| RV/Camper/Boat/Motorcycle/ATV/Other Collateral Loanrv_any_120mo | 13.750% APR | 13.750% | 120 mo | Standard |
| RV/Camper/Boat/Motorcycle/ATV/Other Collateral Loanrv_any_84mo | 14.250% APR | 14.250% | 84 mo | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Unsecured Personal Loanpersonal_unsecured | 11.250% APR | 11.250% | — | Standard |
Credit card rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| MasterCard Goldcredit_card | 9.900% APR | 9.900% | — | Standard |
| Credit Cardcredit_card | 11.900% APR | 11.900% | — | Standard |
Savings & CD rates
7 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Christmas Clubsavings | 0.15% APY | 0.15% | — | Standard |
| Membership/ Regular/Kids Club/ Share Accountshare_savings | 0.15% APY | 0.15% | — | Standard |
| IRAira | 0.25% APY | 0.25% | — | Standard |
| 24-Month Certificatecd_24mo | 3.25% APY | 3.25% | 24 mo | Standard |
| 12-Month Certificatecd_12mo | 3.75% APY | 3.75% | 12 mo | Standard |
| 18-Month Certificatecd_18mo | 3.75% APY | 3.75% | 18 mo | Standard |
| 6-Month Certificatecd_6mo | 3.95% APY | 3.95% | 6 mo | Standard |
Vehicle loans available from 4.25% APR for 48 months. Personal loan rates from 11.25% APR. Credit card rates from 9.9% APR. Savings and certificate yields up to 3.95% APY.
Source: RateAPI.dev, verified from Lcra Credit Union's official website
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About Lcra Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 2.1K
- Assets
- $20.7M
- Founded
- 1940
- Locations reported
- 2
- NCUA charter
- 67537
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Electronic statements
- Mobile check deposit
- Financial counseling
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Lcra Credit Union
Membership eligibility from Lcra Credit Union's own published criteria. How we verify this.
Membership via employers (Lower Colorado River Authority +4 more) or the Colorado River Foundation
- LocationTX
- EmployerLower Colorado River Authority, San Bernard Electric Coop, Housing Authority of the City of Luling, County of Fayette, St. Mark's Medical Center
- AssociationColorado River Foundation
Cost to join: About $5.
Verified from Lcra Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Lcra Credit Union?
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Frequently Asked Questions
What rates does Lcra Credit Union offer?
Lcra Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified July 30, 2026 directly from the credit union's official website.
How often are Lcra Credit Union rates updated?
RateAPI verifies Lcra Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 30, 2026.
Where does RateAPI get Lcra Credit Union's rate data?
Rate data is collected directly from Lcra Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Lcra Credit Union's auto & rv loan rates?
As of July 30, 2026, Lcra Credit Union offers vehicle loans from 4.25% APR.
What is Lcra Credit Union's personal loan rate?
As of July 30, 2026, Lcra Credit Union offers personal loans from 11.25% APR.
What is Lcra Credit Union's best CD rate?
As of July 30, 2026, Lcra Credit Union offers savings and certificate (CD) yields up to 3.95% APY.
Related Rate Data
Compare Lcra Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Lcra Credit Union rates
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# Get rates for Lcra Credit Union
curl "https://api.rateapi.dev/credit-unions/texas/lcra" \
-H "Authorization: Bearer YOUR_API_KEY"