Ellis County Teachers and Employees Credit Union
Verified rate book
Current Ellis County Teachers and Employees Credit Union rates
18 published offers verified as of August 4, 2026.
Auto & vehicle rates
15 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Auto Loanauto_new | 6.000% APR | 6.000% | new | Standard |
| Up to 36-Month New Auto Loanauto_new_36mo | 6.000% APR | 6.000% | 36 mo · new | Standard |
| New Auto (37 - 48 MONTHS)auto_new_48mo | 6.250% APR | 6.250% | 48 mo · new | Standard |
| New Auto (49 - 60 MONTHS)auto_new_60mo | 6.500% APR | 6.500% | 60 mo · new | Standard |
| New Auto (61 - 72 MONTHS)auto_new_72mo | 6.750% APR | 6.750% | 72 mo · new | Standard |
| Used Auto Loanauto_used | 6.990% APR | 6.990% | used | Standard |
| 72-Month Used Auto Loanauto_used_72mo | 6.990% APR | 6.990% | 72 mo · used | Standard |
| New Auto (73 - 84 MONTHS)auto_new_84mo | 7.250% APR | 7.250% | 84 mo · new | Standard |
| Used Auto (84 MONTHS ($35K & OVER))auto_used_84mo | 7.490% APR | 7.490% | 84 mo · used | Standard |
| 60-Month Used Auto Loanauto_used_60mo | 7.490% APR | 7.490% | 60 mo · used | Standard |
| 48-Month Used Auto Loanauto_used_48mo | 7.990% APR | 7.990% | 48 mo · used | Standard |
| Used Auto (72 MONTHS ($30K & OVER))auto_used_72mo | 7.990% APR | 7.990% | 72 mo · used | Standard |
| 36-Month Used Auto Loanauto_used_36mo | 8.490% APR | 8.490% | 36 mo · used | Standard |
| Used Auto (60 MONTHS ($25K & OVER))auto_used_60mo | 8.490% APR | 8.490% | 60 mo · used | Standard |
| Used Auto (48 MONTHS ($20K & OVER))auto_used_48mo | 8.990% APR | 8.990% | 48 mo · used | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Signature (UP TO 18 MONTHS)other | 15.000% APR | 15.000% | — | Standard |
Savings & CD rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share/Savingssavings | 1.50% APY | 1.50% | — | Standard |
| 6-Month Certificatecd_6mo | 3.65% APY | 3.65% | 6 mo | Standard |
Auto loans available from 6% APR. Personal loan rates from 15% APR. Savings and certificate yields up to 3.65% APY.
Source: RateAPI.dev, verified from Ellis County Teachers and Employees Credit Union's official website
Loading branch locator…
About Ellis County Teachers and Employees Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 2.2K
- Assets
- $18.4M
- Founded
- 1958
- Locations reported
- 2
- NCUA charter
- 12266
- Charter type
- Federal credit union
Services and member support
- Electronic statements
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Ellis County Teachers and Employees Credit Union
Membership eligibility from Ellis County Teachers and Employees Credit Union's own published criteria. How we verify this.
Membership via employers (Waxahachie ISD +15 more)
- EmployerWaxahachie ISD, Ennis ISD, Midlothian ISD, Red Oak ISD, Ferris ISD, Palmer ISD, Avalon ISD, Milford ISD, Maypearl ISD, Italy ISD, City of Waxahachie, City of Ennis, City of Red Oak, City of Ferris, City of Maypearl, Ellis County
Cost to join: About $27 (a $2 membership fee plus a $25 minimum deposit).
Verified from Ellis County Teachers and Employees Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Ellis County Teachers and Employees Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Ellis County Teachers and Employees Credit Union ranks against Texas peers.
Frequently Asked Questions
What rates does Ellis County Teachers and Employees Credit Union offer?
Ellis County Teachers and Employees Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Ellis County Teachers and Employees Credit Union rates updated?
RateAPI verifies Ellis County Teachers and Employees Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Ellis County Teachers and Employees Credit Union's rate data?
Rate data is collected directly from Ellis County Teachers and Employees Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Ellis County Teachers and Employees Credit Union's auto loan rates?
As of August 4, 2026, Ellis County Teachers and Employees Credit Union offers auto loans from 6% APR.
What is Ellis County Teachers and Employees Credit Union's personal loan rate?
As of August 4, 2026, Ellis County Teachers and Employees Credit Union offers personal loans from 15% APR.
What is Ellis County Teachers and Employees Credit Union's best CD rate?
As of August 4, 2026, Ellis County Teachers and Employees Credit Union offers savings and certificate (CD) yields up to 3.65% APY.
Related Rate Data
Compare Ellis County Teachers and Employees Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Ellis County Teachers and Employees Credit Union rates
Get a free API key to query these rates programmatically, or get the daily email when Texas credit union rates move.
Use it via API
Access this data programmatically with our REST API
# Get rates for Ellis County Teachers and Employees Credit Union
curl "https://api.rateapi.dev/credit-unions/texas/ellis-county-teachers-and-employees" \
-H "Authorization: Bearer YOUR_API_KEY"