BCM Credit Union

Houston, Texas
Last verified: August 4, 2026
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Verified rate book

Current BCM Credit Union rates

3 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

2 offers
BCM Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Used Auto Loanauto_used4.700% APR4.700%usedStandard
Classic Auto Loanauto9.450% APR9.450%Standard

Personal loan rates

1 offer
BCM Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Shared Securedpersonal_secured2.850% APR2.850%Standard

Auto loans available from 4.7% APR. Personal loan rates from 2.85% APR.

Source: RateAPI.dev, verified from BCM Credit Union's official website

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About BCM Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
4.7K
Assets
$42.3M
Founded
1959
Locations reported
3
NCUA charter
12892
Charter type
Federal credit union

Services and member support

  • Online loan application
  • Electronic statements
  • Mobile check deposit
  • Financial counseling
  • Financial education
  • First-time homebuyer program

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join BCM Credit Union

Membership eligibility from BCM Credit Union's own published criteria. How we verify this.

Membership criteria are published on BCM Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from BCM Credit Union's membership page. Final membership determination is always made by the credit union.

Work at BCM Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where BCM Credit Union ranks against Texas peers.

Frequently Asked Questions

What rates does BCM Credit Union offer?

BCM Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are BCM Credit Union rates updated?

RateAPI verifies BCM Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get BCM Credit Union's rate data?

Rate data is collected directly from BCM Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are BCM Credit Union's auto loan rates?

As of August 4, 2026, BCM Credit Union offers auto loans from 4.7% APR.

What is BCM Credit Union's personal loan rate?

As of August 4, 2026, BCM Credit Union offers personal loans from 2.85% APR.

Related Rate Data

Compare BCM Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track BCM Credit Union rates

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for BCM Credit Union
curl "https://api.rateapi.dev/credit-unions/texas/bcm" \
  -H "Authorization: Bearer YOUR_API_KEY"