Bayou City Credit Union
Verified rate book
Current Bayou City Credit Union rates
35 published offers verified as of August 4, 2026.
Auto & vehicle rates
9 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New/Used Car Loanauto_any | 5.150% APR | 5.150% | any | Standard |
| New/Used Cars, Trucks & Motorcycles (72 Months (over $20,000))motorcycle_any_72mo | 5.250% APR | 5.250% | 72 mo · any | Standard |
| New/Used Cars, Trucks & Motorcycles (36 Months)motorcycle_any_36mo | 5.250% APR | 5.250% | 36 mo · any | Standard |
| New/Used Cars, Trucks & Motorcycles (60 Months)motorcycle_any_60mo | 5.500% APR | 5.500% | 60 mo · any | Standard |
| New/Used Cars, Trucks & Motorcycles (48 Months)motorcycle_any_48mo | 5.500% APR | 5.500% | 48 mo · any | Standard |
| New/Used RVs, Boats & Trailers (48 Months)rv_any_48mo | 8.250% APR | 8.250% | 48 mo · any | Standard |
| New/Used RVs, Boats & Trailers (36 Months)rv_any_36mo | 8.250% APR | 8.250% | 36 mo · any | Standard |
| New/Used RVs, Boats & Trailers (60 Months)rv_any_60mo | 8.500% APR | 8.500% | 60 mo · any | Standard |
| New/Used RVs, Boats & Trailers (72 Months (over $20,000))rv_any_72mo | 8.750% APR | 8.750% | 72 mo · any | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 60-Month Signature Loanpersonal_unsecured_60mo | 7.900% APR | 7.900% | 60 mo | Standard |
| 48-Month Personal Line of Creditploc_variable | 9.900% APR | 9.900% | 48 mo | Standard |
| Relationship Personal Loanpersonal_unsecured_60mo | 18.000% APR | 18.000% | 60 mo | Standard |
Credit card rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Texas Title Loans (12 months - mileage < 200,000)credit_card | 14.400% APR | 14.400% | — | Standard |
| Relationship (direct deposit required)credit_card | 18.000% APR | 18.000% | — | Standard |
Savings & CD rates
21 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| $10,001 To $25,000savings | 0.05% APY | 0.05% | — | Standard |
| Holiday Sharessavings | 0.05% APY | 0.05% | — | Standard |
| $501 To $10,000savings | 0.05% APY | 0.05% | — | Standard |
| $500 To $10,000savings | 0.05% APY | 0.05% | — | Standard |
| $5,001 To $10,000savings | 0.05% APY | 0.05% | — | Standard |
| $25 To $500savings | 0.05% APY | 0.05% | — | Standard |
| $25 To $1,000savings | 0.05% APY | 0.05% | — | Standard |
| $2,501 To $5,000savings | 0.05% APY | 0.05% | — | Standard |
| $1,001 To $2,500savings | 0.05% APY | 0.05% | — | Standard |
| $25,001 To $50,000savings | 0.10% APY | 0.10% | — | Standard |
| Shares Accountsavings | 0.10% APY | 0.10% | — | Standard |
| $50,001 Plussavings | 0.20% APY | 0.20% | — | Standard |
| Payroll CD ($100 - $ 999.99)cd | 1.39% APY | 1.39% | — | Standard |
| 24-Month Certificatecd_24mo | 1.58% APY | 1.58% | 24 mo | Standard |
| 18-Month Certificatecd_18mo | 1.61% APY | 1.61% | 18 mo | Standard |
| 36-Month Certificatecd_36mo | 1.62% APY | 1.62% | 36 mo | Standard |
| Payroll CD ($1,000 plus)cd | 1.64% APY | 1.64% | — | Standard |
| 12-Month Certificatecd_12mo | 1.64% APY | 1.64% | 12 mo | Standard |
| 48-Month Certificatecd_48mo | 1.66% APY | 1.66% | 48 mo | Standard |
| 60-Month Certificatecd_60mo | 1.71% APY | 1.71% | 60 mo | Standard |
| 6-Month Certificatecd_6mo | 1.83% APY | 1.83% | 6 mo | Standard |
Vehicle loans available from 5.15% APR. Personal loan rates from 7.9% APR. Credit card rates from 14.4% APR. Savings and certificate yields up to 1.83% APY.
Source: RateAPI.dev, verified from Bayou City Credit Union's official website
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About Bayou City Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 2.2K
- Assets
- $23.8M
- Founded
- 1980
- Locations reported
- 3
- NCUA charter
- 23582
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Financial counseling
- Bilingual services
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Bayou City Credit Union
Membership eligibility from Bayou City Credit Union's own published criteria. How we verify this.
Membership via employers (Memorial Hermann Healthcare system)
- EmployerMemorial Hermann Healthcare system
Verified from Bayou City Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Bayou City Credit Union?
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Frequently Asked Questions
What rates does Bayou City Credit Union offer?
Bayou City Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Bayou City Credit Union rates updated?
RateAPI verifies Bayou City Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Bayou City Credit Union's rate data?
Rate data is collected directly from Bayou City Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Bayou City Credit Union's auto, rv & motorcycle loan rates?
As of August 4, 2026, Bayou City Credit Union offers vehicle loans from 5.15% APR.
What is Bayou City Credit Union's personal loan rate?
As of August 4, 2026, Bayou City Credit Union offers personal loans from 7.9% APR.
What is Bayou City Credit Union's best CD rate?
As of August 4, 2026, Bayou City Credit Union offers savings and certificate (CD) yields up to 1.83% APY.
Related Rate Data
Compare Bayou City Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Bayou City Credit Union
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