Alba-Golden Credit Union

Alba, Texas
Last verified: August 3, 2026
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Verified rate book

Current Alba-Golden Credit Union rates

8 published offers verified as of August 3, 2026.

How we verify rates

Auto & vehicle rates

2 offers
Alba-Golden Credit Union auto & vehicle rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
New Autos, Boats, RV’s, Motorcycles, Tractor & Other Equipmentboat_new7.000% APR7.000%newStandard
Used Autos, Boats, RV’s, Motorcycles, Tractor & Other Equipmentboat_used8.000% APR8.000%usedStandard

Personal loan rates

1 offer
Alba-Golden Credit Union personal loan rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Signature (small personal loan)personal_unsecured9.750% APR9.750%Standard

Savings & CD rates

5 offers
Alba-Golden Credit Union savings & cd rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Savingsshare_savings0.15% APY0.15%Standard
12-Month Certificateshare_certificate_12mo2.00% APY2.00%12 moStandard
12-Month Certificateshare_certificate_12mo2.50% APY2.50%12 moStandard
12-Month Certificateshare_certificate_12mo3.00% APY3.00%12 moStandard
12-Month Certificateshare_certificate_12mo3.50% APY3.50%12 moStandard

Boat loans available from 7% APR. Personal loan rates from 9.75% APR. Savings and certificate yields up to 3.50% APY.

Source: RateAPI.dev, verified from Alba-Golden Credit Union's official website

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About Alba-Golden Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
1.6K
Assets
$21.9M
Founded
1960
Locations reported
1
NCUA charter
13655
Charter type
Federal credit union

Services and member support

  • Electronic statements

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Alba-Golden Credit Union

Membership eligibility from Alba-Golden Credit Union's own published criteria. How we verify this.

Community charter: live/work in Alba, Emory, Golden +2 more

Cost to join: About $30.

Verified from Alba-Golden Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Alba-Golden Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Alba-Golden Credit Union ranks against Texas peers.

Frequently Asked Questions

What rates does Alba-Golden Credit Union offer?

Alba-Golden Credit Union currently offers Boat loan, and personal loan rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.

How often are Alba-Golden Credit Union rates updated?

RateAPI verifies Alba-Golden Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.

Where does RateAPI get Alba-Golden Credit Union's rate data?

Rate data is collected directly from Alba-Golden Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Alba-Golden Credit Union's boat loan rates?

As of August 3, 2026, Alba-Golden Credit Union offers boat loans from 7% APR.

What is Alba-Golden Credit Union's personal loan rate?

As of August 3, 2026, Alba-Golden Credit Union offers personal loans from 9.75% APR.

What is Alba-Golden Credit Union's best CD rate?

As of August 3, 2026, Alba-Golden Credit Union offers savings and certificate (CD) yields up to 3.50% APY.

Related Rate Data

Compare Alba-Golden Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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Use it via API

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terminal
# Get rates for Alba-Golden Credit Union
curl "https://api.rateapi.dev/credit-unions/texas/alba-golden" \
  -H "Authorization: Bearer YOUR_API_KEY"