Cooperative Teachers Credit Union

Verified rate book

Current Cooperative Teachers Credit Union rates

7 published offers verified as of August 3, 2026.

How we verify rates

Savings & CD rates

7 offers
Cooperative Teachers Credit Union savings & cd rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
IRA Certificateira_cd1.00% APY1.00%Standard
36-Month Certificateshare_certificate_36mo2.75% APY2.75%36 moStandard
24-Month Certificateshare_certificate_24mo2.85% APY2.85%24 moStandard
18-Month Certificateshare_certificate_18mo3.50% APY3.50%18 moStandard
12-Month Certificateshare_certificate_12mo3.60% APY3.60%12 moStandard
6-Month Certificateshare_certificate_6mo3.75% APY3.75%6 moStandard
Youth Term Certificateshare_certificate_12mo4.00% APY4.00%12 moStandard

Savings and certificate yields up to 4.00% APY.

Source: RateAPI.dev, verified from Cooperative Teachers Credit Union's official website

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About Cooperative Teachers Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
4.4K
Assets
$92.8M
Founded
1953
Locations reported
2
NCUA charter
67576
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial education
  • Bilingual services
  • Student scholarships
  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Cooperative Teachers Credit Union

Membership eligibility from Cooperative Teachers Credit Union's own published criteria. How we verify this.

Community charter: live/work in Smith, Kaufman, Hopkins +3 more

  • LocationSmith, Kaufman, Hopkins, Rains, Wood, Van Zandt
  • Occupationschool employees

Verified from Cooperative Teachers Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Cooperative Teachers Credit Union?

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Frequently Asked Questions

What rates does Cooperative Teachers Credit Union offer?

Cooperative Teachers Credit Union is a credit union in Texas. Rate data is currently being verified.

How often are Cooperative Teachers Credit Union rates updated?

RateAPI verifies Cooperative Teachers Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.

Where does RateAPI get Cooperative Teachers Credit Union's rate data?

Rate data is collected directly from Cooperative Teachers Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Cooperative Teachers Credit Union's best CD rate?

As of August 3, 2026, Cooperative Teachers Credit Union offers savings and certificate (CD) yields up to 4.00% APY.

Related Rate Data

Compare Cooperative Teachers Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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terminal
# Get rates for Cooperative Teachers Credit Union
curl "https://api.rateapi.dev/credit-unions/texas/cooperative-teachers" \
  -H "Authorization: Bearer YOUR_API_KEY"