Tennessee Members 1st Credit Union

Oak Ridge, Tennessee
Last verified: August 4, 2026
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Verified rate book

Current Tennessee Members 1st Credit Union rates

45 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

14 offers
Tennessee Members 1st Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Up to 84-Month Auto Loan (2020–2026)auto_any_84mo5.240% APR5.240%84 moStandard
Up to 36-Month Auto Loan (2020–2026)auto_any_36mo5.240% APR5.240%36 moStandard
36-Month Auto Loanauto_any_36mo5.240% APR5.240%36 moStandard
Up to 66-Month Auto Loan (2020–2026)auto_any_66mo5.240% APR5.240%66 moStandard
Up to 78-Month Auto Loan (2020–2026)auto_any_78mo5.240% APR5.240%78 moStandard
Up to 72-Month Auto Loan (2020–2026)auto_any_72mo5.740% APR5.740%72 moStandard
Up to 60-Month Auto Loan (2014–2019)auto_any_60mo6.990% APR6.990%60 moStandard
Up to 66-Month Auto Loan (2014–2019)auto_any_66mo6.990% APR6.990%66 moStandard
Up to 96-Month Auto Loan (2020–2026)auto_any_96mo7.240% APR7.240%96 moStandard
Up to 144-Month Auto Loan (2020–2026)auto_any_144mo7.990% APR7.990%144 moStandard
(2013-Prior) Up to 60 Monthsauto_any_60mo8.240% APR8.240%60 moStandard
Up to 180-Month Auto Loan (2020–2026)auto_any_180mo8.990% APR8.990%180 moStandard
Up to 144-Month Auto Loan (2014–2019)auto_any_144mo8.990% APR8.990%144 moStandard
(2013-Prior) Up to 120 Monthsauto_any_120mo10.000% APR10.000%120 moStandard

Personal loan rates

5 offers
Tennessee Members 1st Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Share/CD Secured* *Risk-based pricing does not apply!personal_secured2.250% APR2.250%Standard
Education Support Loanpersonal7.990% APR7.990%Standard
Secured Loans for Other Purposespersonal_secured8.250% APR8.250%Standard
Signature – LOC, Monthly Paymentpersonal_unsecured13.000% APR13.000%Standard
12-Month Signature Loanpersonal_unsecured_12mo13.000% APR13.000%12 moStandard

Savings & CD rates

20 offers
Tennessee Members 1st Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
$0.01 – $500savings0.05% APY0.05%Standard
$500.01+savings0.05% APY0.05%Standard
$15,000.01 – $500,000savings0.05% APY0.05%Standard
Additional Savings (09 – 15)savings0.05% APY0.05%Standard
IRAira0.75% APY0.75%Standard
$2,500 – $24,999savings1.24% APY1.24%Standard
$500.01 – $15,000savings1.24% APY1.24%Standard
6-Month Certificatecd_6mo1.25% APY1.24%6 moStandard
REGsavings1.25% APY1.25%Standard
$25,000 – $49,999savings1.49% APY1.49%Standard
12-Month Certificatecd_12mo1.49% APY1.49%12 moStandard
15-Month Certificatecd_15mo1.50% APY1.49%15 moStandard
$50,000 – $99,999savings1.74% APY1.74%Standard
24-Month Certificatecd_24mo1.74% APY1.74%24 moStandard
18-Month Certificatecd_18mo1.75% APY1.74%18 moStandard
$100,000 +savings1.98% APY1.98%Standard
36-Month Certificatecd_36mo2.00% APY1.98%36 moStandard
48-Month Certificatecd_48mo2.50% APY2.47%48 moStandard
60-Month Certificatecd_60mo3.00% APY2.96%60 moStandard
$0.01 - $500savings4.89% APY4.89%Standard

Equipment loan rates

1 offer
Tennessee Members 1st Credit Union equipment loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
All Farm Equipment – Up to 60 Monthsequipment_60mo9.000% APR9.000%Standard

Other rates

5 offers
Tennessee Members 1st Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
10-Year U.S. Inflation: Average 1.9%other0.100% %0.100%Standard
Source: U.S. Department of Laborother1.600% %1.600%Standard
17 Month Special*other4.000% %3.928%Standard
(2013-Prior) Up to 66 Months (CPI Guide)other7.990% %7.990%Standard
2024 Federal Taxable Income Brackets and Rates (for returns due in April 2025)other10.000% %10.000%Standard

Auto loans available from 5.24% APR for 84 months. Personal loan rates from 2.25% APR. Savings and certificate yields up to 4.89% APY. Equipment loans from 9% APR.

Source: RateAPI.dev, verified from Tennessee Members 1st Credit Union's official website

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About Tennessee Members 1st Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
4.5K
Assets
$98.3M
Founded
1946
Locations reported
2
NCUA charter
5318
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Credit-builder products
  • Payday Alternative Loans II

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Tennessee Members 1st Credit Union

Membership eligibility from Tennessee Members 1st Credit Union's own published criteria. How we verify this.

Membership criteria are published on Tennessee Members 1st Credit Union's website. Check the membership page below to confirm whether you qualify.

  • LocationAnderson, Knox — TN

Verified from Tennessee Members 1st Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Tennessee Members 1st Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Tennessee Members 1st Credit Union ranks against Tennessee peers.

Frequently Asked Questions

What rates does Tennessee Members 1st Credit Union offer?

Tennessee Members 1st Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Tennessee Members 1st Credit Union rates updated?

RateAPI verifies Tennessee Members 1st Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Tennessee Members 1st Credit Union's rate data?

Rate data is collected directly from Tennessee Members 1st Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Tennessee Members 1st Credit Union's auto loan rates?

As of August 4, 2026, Tennessee Members 1st Credit Union offers auto loans from 5.24% APR.

What is Tennessee Members 1st Credit Union's personal loan rate?

As of August 4, 2026, Tennessee Members 1st Credit Union offers personal loans from 2.25% APR.

What is Tennessee Members 1st Credit Union's best CD rate?

As of August 4, 2026, Tennessee Members 1st Credit Union offers savings and certificate (CD) yields up to 4.89% APY.

Related Rate Data

Compare Tennessee Members 1st Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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terminal
# Get rates for Tennessee Members 1st Credit Union
curl "https://api.rateapi.dev/credit-unions/tennessee/tennessee-members-1st" \
  -H "Authorization: Bearer YOUR_API_KEY"