Scenic Community Credit Union

Hixson, Tennessee
Last verified: August 3, 2026
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Verified rate book

Current Scenic Community Credit Union rates

47 published offers verified as of August 3, 2026.

How we verify rates

Auto & vehicle rates

21 offers
Scenic Community Credit Union auto & vehicle rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
New and Used Vehiclesauto_any_48mo4.390% APR4.390%48 mo · anyStandard
New and Used Vehiclesauto_any_63mo4.490% APR4.490%63 mo · anyStandard
New and Used Vehiclesauto_any_75mo4.990% APR4.990%75 mo · anyStandard
New and Used Vehiclesauto_any_84mo5.790% APR5.790%84 mo · anyStandard
60-Month New Boat Loanboat_new_60mo6.500% APR6.500%60 mo · newStandard
84-Month New Boat Loanboat_new_84mo6.800% APR6.800%84 mo · newStandard
120-Month New Boat Loanboat_new_120mo7.000% APR7.000%120 mo · newStandard
36-Month New Motorcycle Loanmotorcycle_new_36mo7.250% APR7.250%36 mo · newStandard
60-Month New RV Loanrv_new_60mo7.500% APR7.500%60 mo · newStandard
48-Month New Motorcycle Loanmotorcycle_new_48mo7.750% APR7.750%48 mo · newStandard
84-Month New RV Loanrv_new_84mo7.750% APR7.750%84 mo · newStandard
120-Month New RV Loanrv_new_120mo8.000% APR8.000%120 mo · newStandard
60-Month New Motorcycle Loanmotorcycle_new_60mo8.250% APR8.250%60 mo · newStandard
36-Month Used Motorcycle Loanmotorcycle_used_36mo8.250% APR8.250%36 mo · usedStandard
48-Month Used Motorcycle Loanmotorcycle_used_48mo8.750% APR8.750%48 mo · usedStandard
72-Month New Motorcycle Loanmotorcycle_new_72mo8.750% APR8.750%72 mo · newStandard
84-Month New Motorcycle Loanmotorcycle_new_84mo9.250% APR9.250%84 mo · newStandard
60-Month Used Motorcycle Loanmotorcycle_used_60mo9.250% APR9.250%60 mo · usedStandard
72-Month Used Motorcycle Loanmotorcycle_used_72mo9.750% APR9.750%72 mo · usedStandard
60-Month Used RV Loanrv_used_60mo10.500% APR10.500%60 mo · usedStandard
60-Month Used Boat Loanboat_used_60mo10.500% APR10.500%60 mo · usedStandard

Personal loan rates

4 offers
Scenic Community Credit Union personal loan rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
24-Month Unsecured Personal Loanpersonal_unsecured_24mo10.000% APR10.000%24 moStandard
36-Month Unsecured Personal Loanpersonal_unsecured_36mo10.250% APR10.250%36 moStandard
48-Month Unsecured Personal Loanpersonal_unsecured_48mo10.500% APR10.500%48 moStandard
60-Month Unsecured Personal Loanpersonal_unsecured_60mo10.750% APR10.750%60 moStandard

Credit card rates

2 offers
Scenic Community Credit Union credit card rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Visa Believe Cardcredit_card12.000% APR12.000%—Standard
Visa Classiccredit_card12.500% APR12.500%—Standard

Savings & CD rates

18 offers
Scenic Community Credit Union savings & cd rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Sharesavings0.25% APY0.25%—Standard
Sharesavings0.30% APY0.30%—Standard
Daily Money Managersavings1.66% APY1.65%—Standard
Accumulative IRAira1.66% APY1.65%—Standard
Accumulative IRAira1.76% APY1.75%—Standard
Daily Money Managersavings1.76% APY1.75%—Standard
Accumulative IRAira1.97% APY1.95%—Standard
Daily Money Managersavings1.97% APY1.95%—Standard
Accumulative IRAira2.17% APY2.15%—Standard
Daily Money Managersavings2.17% APY2.15%—Standard
36-Month Certificatecd_36mo3.03% APY3.00%36 moStandard
36-Month Certificatecd_36mo3.03% APY3.00%36 moStandard
30-Month Certificatecd_30mo3.50% APY3.45%30 moStandard
30-Month Certificatecd_30mo3.50% APY3.45%30 moStandard
12-Month Certificatecd_12mo3.80% APY3.75%12 moStandard
12-Month Certificatecd_12mo3.80% APY3.75%12 moStandard
3-Month Certificatecd_3mo3.95% APY3.95%3 moStandard
3-Month Certificatecd_3mo3.95% APY3.95%3 moStandard

Other rates

2 offers
Scenic Community Credit Union other rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Other Secured - Newother10.250% %10.250%—Standard
Other Secured - Usedother10.250% %10.250%—Standard

Vehicle loans available from 4.39% APR for 48 months. Personal loan rates from 10% APR. Credit card rates from 12% APR. Savings and certificate yields up to 3.95% APY.

Source: RateAPI.dev, verified from Scenic Community Credit Union's official website

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About Scenic Community Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
14.2K
Assets
$160.8M
Founded
1954
Locations reported
5
NCUA charter
67747
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

ComtrustTowne Center North · Hixson · TN · 37343Branch in the same ZIPTennessee ValleyHixson Branch · Hixson · TN · 37343Branch in the same ZIPTrustNorthgate Branch · Chattanooga · TN · 37415-6911About 4.9 miles awayHealthcare ServicesMain Office · Chattanooga · TN · 37403-2101About 9.4 miles awayBCBST EmployeesCameron Hill · Chattanooga · TN · 37402About 10.2 miles awayEpb EmployeesDowntown Branch · Chattanooga · TN · 37402-1832About 10.2 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Scenic Community Credit Union

Membership eligibility from Scenic Community Credit Union's own published criteria. How we verify this.

Membership criteria are published on Scenic Community Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from Scenic Community Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Scenic Community Credit Union?

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Frequently Asked Questions

What rates does Scenic Community Credit Union offer?

Scenic Community Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.

How often are Scenic Community Credit Union rates updated?

RateAPI verifies Scenic Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.

Where does RateAPI get Scenic Community Credit Union's rate data?

Rate data is collected directly from Scenic Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Scenic Community Credit Union's auto, rv, boat & motorcycle loan rates?

As of August 3, 2026, Scenic Community Credit Union offers vehicle loans from 4.39% APR.

What is Scenic Community Credit Union's personal loan rate?

As of August 3, 2026, Scenic Community Credit Union offers personal loans from 10% APR.

What is Scenic Community Credit Union's best CD rate?

As of August 3, 2026, Scenic Community Credit Union offers savings and certificate (CD) yields up to 3.95% APY.

Related Rate Data

Compare Scenic Community Credit Union's rates against national credit-union benchmarks.

More Tennessee credit unionsAuto loan rate benchmarkPersonal loan ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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# Get rates for Scenic Community Credit Union
curl "https://api.rateapi.dev/credit-unions/tennessee/scenic-community" \
  -H "Authorization: Bearer YOUR_API_KEY"
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