BCBST Employees Credit Union
Verified rate book
Current BCBST Employees Credit Union rates
16 published offers verified as of August 4, 2026.
Auto & vehicle rates
7 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Up to 36-Month New Auto Loanauto_new_36mo | 4.750% APR | 4.750% | 36 mo · new | Standard |
| Up to 48-Month New Auto Loanauto_new_48mo | 4.750% APR | 4.750% | 48 mo · new | Standard |
| Up to 60-Month New Auto Loanauto_new_60mo | 4.750% APR | 4.750% | 60 mo · new | Standard |
| Up to 72-Month New Auto Loanauto_new_72mo | 5.250% APR | 5.250% | 72 mo · new | Standard |
| Up to 48-Month Used Auto Loanauto_used_48mo | 5.750% APR | 5.750% | 48 mo · used | Standard |
| Up to 36-Month Used Auto Loanauto_used_36mo | 5.750% APR | 5.750% | 36 mo · used | Standard |
| Up to 60-Month Used Auto Loanauto_used_60mo | 6.250% APR | 6.250% | 60 mo · used | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 36-Month Signature Loanpersonal_unsecured_36mo | 9.500% APR | 9.500% | 36 mo | Standard |
Savings & CD rates
8 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| $5 and Oversavings | 0.15% APY | 0.15% | — | Standard |
| Over $501savings | 0.20% APY | 0.20% | — | Standard |
| $5 - $500savings | 0.20% APY | 0.20% | — | Standard |
| $100 And Oversavings | 2.00% APY | 2.00% | — | Standard |
| 18-Month Certificatecd_18mo | 3.90% APY | 3.85% | 18 mo | Standard |
| 24-Month Certificatecd_24mo | 3.90% APY | 3.85% | 24 mo | Standard |
| 12-Month Certificatecd_12mo | 4.00% APY | 3.95% | 12 mo | Standard |
| 180 Dayssavings | 4.16% APY | 4.10% | — | Standard |
Auto loans available from 4.75% APR for 36 months. Personal loan rates from 9.5% APR. Savings and certificate yields up to 4.16% APY.
Source: RateAPI.dev, verified from BCBST Employees Credit Union's official website
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About BCBST Employees Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 1.6K
- Assets
- $10M
- Founded
- 1971
- Locations reported
- 1
- NCUA charter
- 67738
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online loan application
- Electronic statements
- Mobile check deposit
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join BCBST Employees Credit Union
Membership eligibility from BCBST Employees Credit Union's own published criteria. How we verify this.
Membership via employers (Federal government +1 more)
- EmployerFederal government, BlueCross BlueShield of Tennessee
Cost to join: About $25.
Verified from BCBST Employees Credit Union's membership page. Final membership determination is always made by the credit union.
Work at BCBST Employees Credit Union?
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Frequently Asked Questions
What rates does BCBST Employees Credit Union offer?
BCBST Employees Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are BCBST Employees Credit Union rates updated?
RateAPI verifies BCBST Employees Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get BCBST Employees Credit Union's rate data?
Rate data is collected directly from BCBST Employees Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are BCBST Employees Credit Union's auto loan rates?
As of August 4, 2026, BCBST Employees Credit Union offers auto loans from 4.75% APR.
What is BCBST Employees Credit Union's personal loan rate?
As of August 4, 2026, BCBST Employees Credit Union offers personal loans from 9.5% APR.
What is BCBST Employees Credit Union's best CD rate?
As of August 4, 2026, BCBST Employees Credit Union offers savings and certificate (CD) yields up to 4.16% APY.
Related Rate Data
Compare BCBST Employees Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack BCBST Employees Credit Union rates
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# Get rates for BCBST Employees Credit Union
curl "https://api.rateapi.dev/credit-unions/tennessee/bcbst-employees" \
-H "Authorization: Bearer YOUR_API_KEY"