Enlighten Credit Union
Verified rate book
Current Enlighten Credit Union rates
12 published offers verified as of August 4, 2026.
Auto & vehicle rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 60-Month Used Auto Loanauto_used_60mo | 6.500% APR | 6.500% | 60 mo · used | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Secured by Share Accountpersonal_secured_60mo | 3.000% APR | 3.000% | 60 mo | Standard |
| Signature Loanpersonal_unsecured | 9.900% APR | 9.900% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| VISA Credit Card - upon credit approvalcredit_card | 10.900% APR | 10.900% | — | Standard |
Savings & CD rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share Drafts (checking)savings | 0.20% APY | 0.20% | — | Standard |
| IRA (Individual Retirement Account)ira | 1.25% APY | 1.25% | — | Standard |
| New <5,000 miles (never titled)cd_72mo | 5.50% APY | 5.50% | 72 mo | Standard |
| New <5,000 miles (never titled - over $30,000)cd_84mo | 6.00% APY | 6.00% | 84 mo | Standard |
Other rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New (up to 100% of list)other | 9.000% % | 9.000% | — | Standard |
| New (Up to 100% of list)other | 9.000% % | 9.000% | — | Standard |
| Used (up to 75% of average retail)other | 9.750% % | 9.750% | — | Standard |
| Used (Up to 75% of average retail)other | 9.750% % | 9.750% | — | Standard |
Auto loans available from 6.5% APR for 60 months. Personal loan rates from 3% APR. Credit card rates from 10.9% APR. Savings and certificate yields up to 6.00% APY.
Source: RateAPI.dev, verified from Enlighten Credit Union's official website
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About Enlighten Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 1.4K
- Assets
- $17.5M
- Founded
- 1971
- Locations reported
- 1
- NCUA charter
- 20662
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Electronic statements
- Financial counseling
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Enlighten Credit Union
Membership eligibility from Enlighten Credit Union's own published criteria. How we verify this.
Membership via employers (Kellogg's)
- LocationTN
- EmployerKellogg's
Cost to join: About $25.
Verified from Enlighten Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Enlighten Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Enlighten Credit Union ranks against Tennessee peers.
Frequently Asked Questions
What rates does Enlighten Credit Union offer?
Enlighten Credit Union currently offers Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Enlighten Credit Union rates updated?
RateAPI verifies Enlighten Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Enlighten Credit Union's rate data?
Rate data is collected directly from Enlighten Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Enlighten Credit Union's auto loan rates?
As of August 4, 2026, Enlighten Credit Union offers auto loans from 6.5% APR.
What is Enlighten Credit Union's personal loan rate?
As of August 4, 2026, Enlighten Credit Union offers personal loans from 3% APR.
What is Enlighten Credit Union's best CD rate?
As of August 4, 2026, Enlighten Credit Union offers savings and certificate (CD) yields up to 6.00% APY.
Related Rate Data
Compare Enlighten Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Enlighten Credit Union rates
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Use it via API
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# Get rates for Enlighten Credit Union
curl "https://api.rateapi.dev/credit-unions/tennessee/enlighten" \
-H "Authorization: Bearer YOUR_API_KEY"